Pay Range: $17.50 - $21.53
Provides a full range of administrative support in BLC for Business Banking loan processes. Serves as a resource for internal customers, facilitates workflow of applications, and ensures compliance with various regulations and procedures. Additionally, is responsible for proper loan and collateral documentation to ensure collectability of the loan, protecting the bank against losses. Responsible for various reporting requirements, maintaining application tracking, ensuring expeditious processing of applications, and maintaining thorough and complete application files.
Education and Experience:
High School Diploma Required
2 year degree or related job experience preferred
Skills and Abilities:
Well organized, self-motivated
Strong ability to multi-task and manage competing priorities to ensure compliance with established timeframes
Strong communication skills
Proficient in current version of Microsoft office, word processing, spreadsheets, and databases
Aptitude to quickly develop a proficiency of the Banks policy, procedures, accounting systems, and loan origination system
Requires in-depth administrative knowledge of Business Banking and procedures, as well as a basic understanding of regulations.
Tasks Performed:
50% Facilitates workflow of BB applications throughout process from application to decision to acceptance and post-closing. Maintains and facilitates proper documentation in conjunction with LDCC. Performs due diligence to ensure clear lien position on all @types of collateral; this may include such tasks as performing UCC searches, examining title searches, processing and communicating due diligence requirements to the field. Facilitates closings by ensuring all conditions of approval are met, ordering loan documents and processing loans through to decline or closing.
25% Responsible for the maintenance and organization of Business Banking credit files as a part of facilitating the loan booking process. Maintaining and processing reports as requested by management and within specified time frames.
10% Assists and interacts extensively with internal customers including Business Bankers, Branch Personnel, Business Loan Center staff, LDCC and others by serving as a BB resource. Provides superior customer service and exhibits professional telephone and communication skills when interacting with both internal and external customers including Attorneys and other outside professionals to assist in loan approvals and closings.
10% Initiates follow up with internal partners to ensure compliance with various re Is responsible to ensure compliance with various Regulations, including Reg. B-declination and appraisal requirements, Flood, CIP and any other applicable regulations.
5% Other duties as assigned.
Physical Requirements:
Communicate effectively with internal and/or external customers
Stationary 75% of time or greater
Move Objects to Maximum 10 lbs
Benefits for Full-Time Employees:
Generous Paid Time Off : At least 22 days annually, prorated in the year of hire.
Parental Leave : Six weeks of paid leave at 100% of your salary.
Comprehensive Medical Coverage : Includes employer contributions to HSA for High Deductible Health Plan participants.
Dental and Vision Coverage : Ensuring your overall health and well-being.
Flexible Spending Accounts : For healthcare and dependent care expenses.
Employer-Paid Disability Coverage : Both short-term and long-term, with an option to purchase additional long-term coverage.
Life Insurance : Employer-paid basic life insurance, with an option to purchase supplemental coverage.
Voluntary Benefits : Including hospital, accident, and critical illness coverage.
Retirement Plans: ?Benefit from a 401(k) plan with employer matching, an optional Roth 401(k), and a pension plan to help secure your future.
Adoption Assistance : Supporting your growing family.
Tuition Reimbursement : Invest in your education and career growth.
Employee Assistance Program (EAP) : Access to support and resources.
Financial and Banking Services : Various benefits and financial planning assistance .
Benefits for Part-Time Employees Working 20+ Hours/Week:
Medical Coverage : Includes employer contributions to HSA for High Deductible Health Plan participants.
Generous Parental Leave : Six weeks of paid leave at 100% of your salary.
Benefits for All Part-Time Employees:
Retirement Plans: Benefit from a 401(k) plan with employer matching, an optional Roth 401(k), and a pension plan for employees who work at least 1,000 hours in a calendar year, all designed to help secure your future
Paid Sick and Safe Leave : For your health and safety.
Employee Assistance Program (EAP) : Access to support and resources.
Financial and Banking Services : Various benefits and financial planning assistance .
Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or assume sponsorship of an employment Visa at this time.
NBT Bank offers a stimulating work environment that recognizes talent and encourages teamwork. Our employees benefit from a total compensation package, including competitive salary, bonuses and a wide range of benefits for eligible employees - like our Tuition Reimbursement Program. Join NBT Bank and build your career through the many growth, learning and collaborative opportunities made available across the company.
EEO is the law (https://www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/eeopost.pdf)
EEO is the Law Poster Supplement
Pay Transparency Nondiscrimination Provision (https://www.dol.gov/sites/dolgov/files/OFCCP/pdf/pay-transp\%20English\formattedESQA508c.pdf)
Family Medical Leave Act (FMLA) Poster
Employee Polygraph Protection Act (EPPA) (https://www.dol.gov/sites/dolgov/files/WHD/legacy/files/eppac.pdf)
NBT Bank is an equal opportunity employer and fully supports a diversified environment. We do not discriminate against any applicant or employee because of race, color, religion, sex, national origin, age, disability, sexual orientation, marital status or veteran status, recently separated veterans, genetic information, victims of domestic violence and stalking or any other class protected by Federal, State or local law. This policy applies to all terms of employment.
NBT Bank is inclusive and supportive of individual needs. If you have a physical or other impairment that might require an accommodation, including technical assistance with the Careers website or submission process, please call 1-888-804-1771 or contact us via email at humanresources@nbtbank.com. The Human Resources Shared Service Center hours of operation are Monday through Friday, 8:00 AM to 5:00 PM EST.
