Consulting Manager, Commercial Lending

Cognizant • Austin, TX • 9h ago

About Cognizant Consulting

Cognizant Consulting is more than Cognizant's consulting practice. We're a global community of 5,000+ experts dedicated to helping clients reimagine their business. Blending our deep industry and technology advisory capability, we create innovative business solutions for Fortune 500 clients. And now, we're looking for our next colleague who'll join us in shaping the future of business. Could it be you?

About the role

As a Consulting Manager - Commercial Lending , you will make an impact by reverse-engineering and validating the financial logic supporting a new commercial real estate Advances capability. You will be a valued member of the CRE Servicing team and work collaboratively with business stakeholders, technology teams, and solution architecture teams to ensure that complex funding, interest, and repayment logic is financially accurate, audit-defensible, and ready for technical implementation.

In this role, you will:

Reverse-engineer and validate financial logic for cash advance funding, interest accrual, and multi-party repayment allocation by analyzing existing Excel models, the current Python application, JIRA artifacts, and test cases

Apply structured finance and CMBS master-servicing expertise to model many-to-many capital relationships involving multiple private equity or investor funding sources across multiple advances

Validate interest calculations, spread capture, funding relationships, and repayment tracing across full, partial, excess, late-payment, and recast scenarios

Proactively identify and define edge cases, including short payments, overpayments, late payments, recast triggers, and cross-provider allocation waterfalls, while challenging stakeholder assumptions and closing gaps in the financial logic

Translate validated financial logic into implementation-ready workflows, calculation specifications, and data and gap analyses that support solution architecture and the Sprint 1 backlog for a C#/.NET and Azure-based rebuild

Work model - Remote

We strive to provide flexibility wherever possible. Based on this role's business requirements, this is a remote position. Regardless of your working arrangement, we are here to support a healthy work-life balance through our various wellbeing programs.

The working arrangements for this role are accurate as of the date of posting. This may change based on the project you're engaged in, as well as business and client requirements. Rest assured, we will always be clear about role expectations.

What you must have to be considered

Strong experience in CRE servicing and structured finance

Deep knowledge of CMBS master-servicing processes and financial logic

Experience analyzing cash advances, interest accrual, spread capture, and repayment allocation is a must.

Ability to model complex many-to-many capital relationships involving multiple funding providers and multiple advances is a must.

Experience validating full, partial, overpayment, late-payment, and recast scenarios is a must.

Ability to analyze and reconcile financial logic across Excel models, Python applications, JIRA artifacts, and test cases

Strong analytical skills with the ability to identify calculation gaps, inconsistencies, and errors before technical design and implementation

Experience proactively identifying edge cases and challenging incomplete business assumptions through informed questioning

Ability to produce implementation-ready workflows, calculation specifications, and data and gap analysis documentation

Strong stakeholder management and communication skills with the ability to translate complex financial logic into clear technical requirements

These will help you succeed

Experience supporting mortgage servicing discovery or transformation initiatives

Understanding of cross-provider allocation waterfalls and repayment tracing

Experience developing financially sound and audit-defensible calculation logic

Experience translating business and financial requirements into solution architecture and development backlogs

Familiarity with C#/.NET and Azure-based application environments

Experience working with JIRA artifacts, technical documentation, and test cases

Strong attention to detail and the ability to independently validate complex financial calculations

Consulting leadership skills with the ability to guide stakeholders toward clear, complete, and implementable solutions

We're excited to meet people who share our mission and can make an impact in a variety of ways. Don't hesitate to apply, even if you only meet the minimum requirements listed. Think about your transferable experiences and unique skills that make you stand out as someone who can bring new and exciting things to this role.

Cognizant is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to sex, gender identity, sexual orientation, race, color, religion, national origin, disability, protected Veteran status, age, or any other characteristic protected by law.

Similar Jobs

Finance AI Value Strategy Consultant

Accenture • Austin, TX • 9h ago

Finance, Accounting & Banking

We Are: In Consulting we work with C-suite executives, leaders and boards of the world's leading organizations, helping them reinvent every part of their enterprise to drive greater growth, enhance competitiveness, imple...

9h ago

Go to Apply

Director, Financial Regional Sales

Cisco • Austin, TX • 19h ago

Finance, Accounting & Banking

The application window is expected to close on: 08/28/2026 Job posting may be removed earlier if the position is filled or if a sufficient number of applications are received . Meet the Team: Our Leasing/Finance Sales le...

19h ago

Go to Apply

Insurance Producer (Req 1548)

JEFFERSON STATE BANK • Austin, TX • 1d ago

Finance, Accounting & Banking

** This position is being posted on behalf of our subsidiary; Sanger and Altgelt. JOB FUNCTION : The Insurance Producer is responsible for building and maintaining a profitable book of business by developing strong clien...

1d ago

Go to Apply

Commercial Lending Officer (Req 1556)

JEFFERSON STATE BANK • Austin, TX • 1d ago

Finance, Accounting & Banking

** JOB FUNCTION : This position will develop loan and deposit business by calling on small to middle market commercial companies, professionals and associations primarily located in the San Antonio and surrounding market...

1d ago

Go to Apply

Commercial Lending Officer (Req 1485)

JEFFERSON STATE BANK • Austin, TX • 1d ago

Finance, Accounting & Banking

** JOB FUNCTION: This position will develop loan and deposit business by calling on small to middle market commercial companies, professionals and associations primarily located in the Austin and surrounding market areas...

1d ago

Go to Apply

ERP Finance Architect, Accounting Transformation Group

Amazon • Austin, TX • 2d ago

Finance, Accounting & Banking

Description Amazon is seeking an experienced ERP Finance Solution Architect to lead application ownership, solution delivery, and continuous improvement for critical ERP capabilities supporting Amazon's global finance an...

2d ago

Go to Apply

Accounts Receivable Team Lead

US Foods • Buda, TX • 2d ago

Finance, Accounting & Banking

Fully Remote Tempe AZ New York Virtual Location North Carolina Virtual Location Oklahoma Virtual Location Virginia Virtual Location Nevada Virtual Location Missouri Virtual Location Arizona Virtual Location Iowa Virtual...

2d ago

Go to Apply

Accounting Associate | Hybrid | Austin Texas

Sedgwick • Austin, TX • 2d ago

Finance, Accounting & Banking

Austin TX Full time R77259 By joining Sedgwick, you'll be part of something truly meaningful. It's what our 33,000 colleagues do every day for people around the world who are facing the unexpected. We invite you to grow...

2d ago

Go to Apply

Accounting Administrator

Robert Half • Creedmoor, TX • 2d ago

Finance, Accounting & Banking

Description We are seeking a detail-oriented Administrative Assistant to support our mechanical contracting operations. You will handle daily office tasks, manage documentation, and issue vendor purchase orders. A basic...

2d ago

Go to Apply

Finance Transformation Manager, Accounting, Tools, Entities, Automation, and Management Reporting (ATEAM)

Amazon • Austin, TX • 3d ago

Finance, Accounting & Banking

Description Amazon is seeking a Finance Transformation Manager to join the Accounting, Tools, Entities, Automation, and Management Reporting (ATEAM) team responsible for contributing to the launch of automation initiativ...

3d ago

Go to Apply

Subscribe to get new jobs sent directly to you
(no charge, cancel anytime)