CNB Bank, Credit Card Associate

CNB Bank /ErieBank / Holiday Financial Services • Clearfield, PA • 1d ago

Description

The Credit Card Associate supports the bank's credit card related initiatives. Their focus includes providing outstanding client experience related to credit card products and services. They must have good communication skills and be able to assist the frontline, lenders, and treasury management teams in supporting the needs of clients. They also work closely with other colleagues to assist in executing promotions and regional competitions to promote our existing credit card portfolio and ensure future growth.

Below is a list of essential functions of this position. Additional responsibilities may be assigned in the position.

KEY RESPONSIBILITIES

Support front line inquiries following established service level standards.

Utilize critical thinking to identify solutions with the cardholder and bank in mind.

Take ownership of assigned tasks including balancing, maintenance, & inventory.

Follow policy and procedures related to assigned tasks.

Ensure attention to detail in all tasks.

ATTITUDES

Builds positive relationships with internal and external clients by valuing other's feelings and rights in both words and actions, and embracing other's unique beliefs, backgrounds, and perspectives by demonstrating:

Respect: Values diverse perspectives and treats others with dignity.

Client Focus: Prioritizes client needs and delivers a consistent card experience.

Inclusion: Embraces and supports a diverse and inclusive environment.

BEHAVIORS

Demonstrates strong business ethics and honest behaviors and the ability to positively influence and work with others to achieve excellent results by demonstrating:

Leadership: Takes initiative in resolving card related challenges and improving client experience.

Integrity: Maintains confidentiality and adheres to policies, procedures, and compliance standards.

Collaboration: Works effectively and efficiently with cross-functional teams.

Volunteerism: Participates in community and company-sponsored volunteer efforts.

COMPETENCIES

Reflects skill, good judgement, positive conduct, and personal responsibility for assigned areas. Seeks to implement and leverage services and technologies that create efficiencies by demonstrating:

Accountability: Owns tasks and follows through on commitments.

Innovation: Suggests and implements improvements to card related to products and procedures.

Professionalism: Practice the skill, good judgment, attitude, and conduct characterized by a person in a business environment.

POSITION LEVEL(S) EXPECTATIONS (if applicable)

Level 1: Completes assigned duties

Level 2: Completes Level 2 duties independently and demonstrates the ability to manage other tasks with minimal oversight

SEEKS PROFESSIONAL DEVELOPMENT OPPORTUNITIES

Actively participates in expanding skill sets and career paths by attending training programs, workshops, certifications, and educational resources relevant to the role. Seeks cross functional learning opportunities to enhance card expertise and deepen general banking understanding.

Requirements

QUALIFICATIONS, EDUCATION, & EXPERIENCE

To perform this position successfully, an individual must be able to perform each essential position requirement satisfactorily and a skills inventory is listed below. A high school diploma or general education degree (GED) is required, with related experience and secondary education preferred. A background screening will be conducted.

LANGUAGE SKILLS: Ability to read, comprehend, and interpret documents. Possesses professional communication and interpersonal skills to write and speak effectively both one-on-one and before groups of clients or employees of the organization. Ability to communicate to clients directly, efficiently, and effectively.

TECHNOLOGY SKILLS: Ability to utilize telephone systems and possess good digital literacy including email, internet, intranet, and Microsoft applications. Prior experience or the ability to learn multiple card applications and embrace change and new technology.

MATHEMATICAL SKILLS: Ability to add, subtract, multiply, and divide in all units of measure. Ability to compute sum, average, difference, and percents preferred.

REASONING ABILITY: Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form. Ability to use critical thinking skills to solve challenging problems involving several variables in a standardized situation.

PHYSICAL DEMANDS AND WORK ENVIRONMENT: The physical demands and work environment described here are representative of those that must be met by an employee to successfully perform the essential functions of this position.

This position operates in a professional office environment with considerable time spent at a desk using office equipment such as computers, phones, and printers. Noise level is moderate with constant communication and interactions with others. May be required to lift 30 pounds in weight. Ability to travel on occasion to all market areas and attend seminars or training sessions offsite.

Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.

DISCLAIMER: This job description is not an exclusive list of responsibilities and duties. They may change at any time without notice.

BENEFITS

Medical, Dental, Vision & Life Insurance

401K with company match

Paid Time Off & Recognized Holidays

Leave policies

Voluntary Benefit Options (Life, Accident, Critical Illness, Hospital Indemnity & Pet)

Employee Assistance Program

Employee Health & Wellness Program

Special Loan and Deposit Rates

Gradifi Student Loan Paydown Plan

Rewards & Recognition Programs and much more!

Medical, Dental, Vision & Life Insurance