Portfolio Manager

First State Bank • Gainesville, TX • 4d ago

First State Bank's mission is to treat the community as our home, customers as our neighbors, employees as our family, and by so doing, create value for our shareholders. Our Core Values are: Genuinely Care, Trust, Relentless Improvement and Accountability. All FSB employees perform their daily job responsibilities following these guiding principles in all aspects.

Summary

As a Portfolio Manager, you will support our Specialty Banking team with upfront identification, underwriting, loan closings and portfolio maintenance of clients on a regional and national basis; and coordination of calling efforts on identified prospects with Bank team partners. You will be responsible for a variety of tasks including:

Supporting the management of profitable client relationships and working with other areas in the Bank including Credit, Loan Operations and Executive Management.

Assist the Specialty team in cross-selling of the Bank's lending, depository and treasury management products to new and existing bank clients and assisting in the review

Structure of large complex transactions, present deals to credit and management, negotiate credit terms, and legal documentation with clients and referrals.

Lead underwriting on loan presentations

Ensure the overall success and growth of an assigned portfolio by deepening relationships of existing clients and through the acquisition of new clients.

Additionally, Portfolio Manager is expected to manage an existing portfolio of clients and monitor their operating performance that includes:

Review monthly/quarterly financial statements.

Completion of renewals, modifications, annual reviews, watch loan reports and borrowing base reconciliations.

Monitor client relationship for compliance with credit standards.

You will be asked to participate in community and business functions to ensure a positive image for the bank within the regional market, the industry and industry specific groups. You will establish referral contacts within the community and industry that are an important part of the role. Finally, you will build a positive rapport with clients and fellow associates and treat others with respect and consideration regardless of their status or position.

All associates are expected to maintain current knowledge and consistent compliance with regulations and bank policies and procedures related to the position.

Qualifications

Minimum Requirements

Bachelor's degree in related field or equivalent combination of education and experience.

2+ years of relevant experience in specialty or commercial banking.

Related specialty banking or finance experience.

Desired Qualifications

MBA or certification in the field preferred.

5+ years of relevant experience in specialty or commercial banking.

Industry specific credit background.

Credit Spreading and Risk Analyst experience.

Completed formal credit training program.

Strong communication, writing, and sales skills.

Skills and Abilities

Proficient in Microsoft PowerPoint, Word and Excel.

Identify key relationships to achieve strategic goals and provide strong credit knowledge.

Clearly and enthusiastically convey information and ideas in a manner that engages and persuades clients.

Well-developed and proven organizational skills with ability to utilize time efficiently.

Ability to make sound and timely decisions, to consistently deliver on commitments, and assume responsibility for results.

Work Environment:

Office setting with traditional hours.

Must be able to work at a rapid pace for long periods of time (typically no longer than 8 hours).

Must be able to work additional hours outside routine business hours to the extent necessary.

Must be able to travel - estimated at or less than 10% of the time.

Other duties as assigned.

This job description is subject to change at any time.

Similar Jobs

(USA) Manager I, People, Supply Chain

Walmart • Sanger, TX • 6d ago

Management & Administrative

Position Summary... What you'll do... Manages administrative duties by researching and answering associate questions regarding general human resource issues tracking associate attendance maintaining associate personnel f...

6d ago

Go to Apply

(USA) Manager II, Process Engineer - Supply Chain

Walmart • Sanger, TX • 1w ago

Management & Administrative

Position Summary... What you'll do... Leads Process Improvement tools and methods (for example: 5S, root cause analysis, Six Sigma, time and motion studies) to eliminate losses in an area within a Distribution Center acc...

1w ago

Go to Apply

Operations Manager II, Fleet Transportation

Walmart • Sanger, TX • 2w ago

Management & Administrative

Position Summary... What you'll do... Are you passionate about driving efficient transportation operations within a leading retail company? Walmart is seeking a dedicated Operations Manager - Transportation (Fleet) to le...

2w ago

Go to Apply

Part Sales Manager - Full Time

AutoZone, Inc. • Aubrey, TX • 3w ago

Management & Administrative

Job Description AutoZone's Store Management team drives store performance, fosters a productive team, and ensures exceptional customer service. Managers and MITs play a key leadership role, expected to Live The Pledge an...

3w ago

Go to Apply

Crew Team Member - Whitesboro

GALLARDO RESTAURANT SERVICES (McDonalds) • Whitesboro, TX • 6h ago

Retail & Hospitality

+-----------------------------------------------------------------------+ Crew Team Member - (28218) 871 HWY 377 N Whitesboro, TX This job posting is for a position in a restaurant owned and operated by an independent fr...

6h ago

Go to Apply

Shift Manager - Whitesboro

GALLARDO RESTAURANT SERVICES (McDonalds) • Whitesboro, TX • 6h ago

Retail & Hospitality

Shift Manager - (28218) 871 HWY 377 N Whitesboro, TX This job posting is for a position in a restaurant owned and operated by an independent franchisee and not McDonald's USA.This franchisee owns a license to use McDonal...

6h ago

Go to Apply

Maintenance - Whitesboro

GALLARDO RESTAURANT SERVICES (McDonalds) • Whitesboro, TX • 6h ago

Retail & Hospitality

Maintenance-(28218) 871 HWY 377 N Whitesboro, TX This job posting is for a position in a restaurant owned and operated by an independent franchisee and not McDonald's USA.This franchisee owns a license to use McDonald's...

6h ago

Go to Apply

S061 Intern Support Technician - Gainesville Travel Info Ctr.

TEXAS DEPARTMENT OF TRANSPORTATION • Gainesville, TX • 10h ago

Hospital & Medical

Performs entry-level administrative support work. Work involves performing a wide range of administrative and office support work for the department. Employees at this level perform assignments following specific instruc...

10h ago

Go to Apply

Accountant

SANGER-CITY OF • Sanger, TX • 1d ago

Finance, Accounting & Banking

Purpose: Under the general direction of the Controller, the Accountant is responsible for performing various general accounting functions, including preparing various financial reports, analyzing and reconciling accounts...

1d ago

Go to Apply

CDL Driver

Waste Connections • Whitesboro, TX • 1d ago

Trucking & Construction

?? CDL Truck Driver - Residential Garbage Truck Driver ?? Location: Whitesboro , Texas ?? Pay: $23.00 - $25.00/hr Drive with Purpose. Grow with Waste Connections. We're looking for experienced and safety-minded CDL Drive...

1d ago

Go to Apply

Subscribe to get new jobs sent directly to you
(no charge, cancel anytime)

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.