Residential Mortgage Loan Originator

Bank OZK • Florida, Florida • 1d ago

Why Bank OZK

Founded on a legacy of more than 120 years in banking, Bank OZK is much more than just a company. We're nationally recognized as an industry leader in financial services. That means we combine exceptional service with innovative technologies to deliver smart solutions to our clients across the country. We're investing in small businesses, fueling economies in local communities and changing skylines in the largest cities across America. Here, we're not simply filling roles. We're fostering even greater careers.

The foundation for a great career starts with an exceptional team and a comprehensive benefits package. We believe in providing our dedicated team members with the best resources to support their physical, mental and financial wellbeing, including generous PTO, 401(k) matching, health, dental, vision (and pet!) insurance as well as special perks and discounts. Learn more about Bank OZK benefits (https://careers.ozk.com/benefits) .

Job Purpose & Scope

Responsible for facilitating the growth and success of our lending operations by harnessing the Bank's internal resources and leveraging your expertise in mortgage originations. Responsibilities include converting internally generated mortgage leads, originating employee loans, and expanding our business through proactive engagement with past customers and their network of industry professionals.

Essential Job Functions

Convert internal leads generated by the Bank into mortgage loans. This involves timely and professional communication with potential borrowers, assessing their needs, and guiding them through the loan process.

Originating mortgage loans for our Bank's employees.

Cultivate and maintain strong relationships with past customers and their network of professionals.

Create rapport and trust with customers and referring partners.

Counsel with customers to identify mortgage loan needs and options.

Assist in the processing and closing of the loan in a professional manner that is profitable to the bank and creates customer loyalty.

Accurately complete and deliver initial disclosures.

Take complete, accurate, and compliant loan applications.

Order credit reports and resolve all discrepancies.

Input loan information into computer systems.

Utilize Automated Underwriting Systems for decisioning loans.

Order appraisals.

Cross-sell the customer on the use of other Bank products.

Proactively communicate loan status and progress to the customer.

Analyze property appraisals for Investor compliance.

Travel on Bank business.

Regularly exercise discretion and independent judgment in the performance of essential job functions.

Maintains good punctuality and attendance to work.

Follows Bank policy, procedures, and guidelines.

Knowledge, Skills & Abilities

Knowledge of lending criteria/business needs, lending systems, and regulatory/investor lending guidelines

Knowledge of loan origination needs and milestones (i.e., origination, processing, underwriting, closing, products, vendor interfaces)

Ability to communicate effectively, both verbally and in writing

Ability to work without close supervision.

Ability to demonstrate effective critical thinking, analytical, and problem-solving skills.

Ability to work effectively in a fast-paced environment with exacting deadlines.

Ability to work effectively in a collaborative team environment.

Ability to maintain strict confidentiality and bank secrecy.

Ability to demonstrate effective customer service skills.

Skill in using computer and Microsoft Office, including Outlook, Word, Excel, and PowerPoint.

Basic Qualifications

Associate's degree or commensurate work experience and two years of residential mortgage or banking experience, OR high school diploma and three years of residential mortgage or banking experience, required.

NMLS, or successful completion of NMLS process within 30 days of hire, required.

Experience working in Encompass, preferred.

Job Expectations

Operate customary equipment and technology used in a business environment, with or without accommodation.

Note: This description is not an exhaustive list of all job functions, duties, skills, and job standards required. Other job functions, duties, skills, and standards may be added. Management reserves the right to add or change the job requirements at any time.

LI-FO1

EEO Statement

Bank OZK is an equal opportunity employer and gives consideration for employment to qualified applicants without regard to race, color, religion, sex, national origin, age, sexual orientation, gender identity, disability status, protected veteran status, or any other characteristic protected by federal, state, and local law. Member FDIC.

Similar Jobs

Senior Analyst, Finance

Molina Healthcare • Florida, Florida • 2w ago

Finance, Accounting & Banking

JOB DESCRIPTION Job Summary Provides senior level analyst support for finance activities including financial analysis, reporting, forecasting, trending and modeling to support Molina's Ohio Health Plan. Essential Job Dut...

2w ago

Go to Apply

Accounting Technician

Commander, Navy Installations • Florida, Florida • 2w ago

Finance, Accounting & Banking

Summary This position is located at CNRSE aboard NAS Jacksonville. The purpose of this position is to perform accounting duties using double entry accounting methods in support of the financial office. These records cons...

2w ago

Go to Apply

Analyst, Claims Research

Molina Healthcare • Florida, Florida • 3w ago

Finance, Accounting & Banking

JOB DESCRIPTION Job Summary Provides analyst support for claims research activities including reviewing and researching claims to ensure regulatory requirements are appropriately applied, identifying root-cause of proces...

3w ago

Go to Apply

Director, Strategic Initiatives - Enterprise Finance

CVS Health • Florida, Florida • 3w ago

Finance, Accounting & Banking

At CVS Health, we're building a world of health around every consumer and surrounding ourselves with dedicated colleagues who are passionate about transforming health care. As the nation's leading health solutions compan...

3w ago

Go to Apply

Claims Coding Analyst

Healthfirst • Florida, Florida • 4w ago

Finance, Accounting & Banking

Work Schedule This position requires three days per week in office (Tues/Wed/Thurs) at either: 1101 Greenwood Blvd. Lake Mary, FL. or 100 Church St. New York, NY. Duties & Responsibilities : Conducts independent asse...

4w ago

Go to Apply

Principal Supply Chain Subcontract Specialist (Level 3)

Northrop Grumman • Florida, Florida • 18h ago

Manufacturing & Warehouse

RELOCATION ASSISTANCE: No relocation assistance available CLEARANCE TYPE: None TRAVEL: Yes, 10% of the Time Description At Northrop Grumman, our employees have incredible opportunities to work on revolutionary systems th...

18h ago

Go to Apply

Nurse Reviewer I

Elevance Health • Florida, Florida • 18h ago

Hospital & Medical

Nurse Reviewer I Location: This role enables associates to work virtually full-time, except for required in-person training sessions, providing maximum flexibility and autonomy. This approach promotes productivity, suppo...

18h ago

Go to Apply

Account Representative, Medicare - Must reside in Michigan Remote

Molina Healthcare • Florida, Florida • 1d ago

Sales & Marketing

JOB DESCRIPTION Job Summary Responsible for increasing membership through direct sales and marketing of Molina Medicare products to dual eligible, Medicare-Medicaid recipients within approved market areas to achieve stat...

1d ago

Go to Apply

Data Governance & Metadata Scientist

SOS International LLC • Florida, Florida • 1d ago

IT & Engineering

Remote, FL, USA Full-time FLSA Status: Exempt Clearance Requirement: None Company Description Founded in 1989, SOSi is among the largest private, founder-owned technology and services integrators in the defense and gover...

1d ago

Go to Apply

Construction Operator (1E.26)

American States Utility Services • Florida, Florida • 1d ago

Trucking & Construction

" aria-level="2">Position Description Construction Operator (1E.26) Location EGLIN AIR FORCE BASE, FL (ECUS) Job Code 1E.26 Pay range $24.57 - $39.40 Hourly Apply Now ( https://phg.tbe.taleo.net/phg01/ats/careers/v2/a...

1d ago

Go to Apply

Subscribe to get new jobs sent directly to you
(no charge, cancel anytime)

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.