ACH Specialist II

EverBank • Irvine, CA • 6h ago

ACH Specialist II

The ACH Specialist II is responsible for processing and managing Automated Clearing House (ACH) transactions, ensuring accuracy and compliance with banking regulations and internal policies. This role requires meticulous attention to detail and the ability to work efficiently in a fast-paced financial environment, contributing to the seamless execution of electronic funds transfers and maintaining customer satisfaction.

Key Responsibilities and Duties

Processes ACH origination and receipt accurate and timely.

Manages assigned daily work, while assisting with ACH related projects for system or bank conversions.

Processes ACH Positive Pay exceptions and communicates with customers to ensure daily deadline is met.

Resolves all incoming ACH Returns and NOC items, to ensure timely settlement and client notification.

Reviews International ACH transactions for proper OFAC screening daily.

Works closely with accounting to resolve general ledger accounts out of balance.

Knowledge of NACHA (National Automated Clearing House Association) Operating Rules.

Minimum Qualifications

2+ years of experience in banking operations, including processing, and managing ACH, Fedwire, SWIFT, checks, and cash transactions.

1+ years of specialized experience in ACH payment operations.

Demonstrated ability to communicate effectively, manage multiple priorities, and perform in fast-paced environments.

Skilled in using Microsoft Excel for data analysis, reconciliation, and reporting, including formulas, pivot tables, and charts.

Strong Communication Skills: Able to convey complex financial information clearly and collaborate effectively across teams.

Strong Attention to Detail in High-Volume Environments: Proven track record of maintaining accuracy and consistency while managing large volumes of financial data and transactions under tight deadlines.

Preferred Qualifications

Familiarity with the Integrated Banking System (IBS), including transaction processing and reporting functionalities.

Expertise in ACH Return Codes and Exception Handling: Demonstrated ability to manage Automated Clearing House (ACH) transactions, including interpreting return codes and resolving exceptions efficiently to ensure compliance and minimize risk.

Proficiency in Payment Platforms and Banking Systems: Skilled in navigating and utilizing various payment processing platforms and core banking systems to execute and monitor financial transactions with precision.

Role Specific Work Experience

No Experience Required; 2+ Years Preferred

Educational Requirements

High School Preferred

Physical Requirements

Physical Requirements: Sedentary Work

Career Level

3IC

Posting End Date: 11/07/25

Job Seeker Notice

EverBank, N.A. is a nationwide specialty bank providing high-value products and services to consumer and commercial clients nationwide. As a pioneer in online banking, we offer convenient digital access for clients 24/7, in addition to phone banking services and a network of financial centers.

The Company's commitment is to deliver to our clients high-performing, high-yield solutions backed by exceptional service, always giving them the advantage they expect, to make the most of their money.

VEVRAA Federal Contractor

Member FDIC

Notice to Job Seekers (https://everbank.com/about/careers/notice-to-job-seekers)

Pay Range $25 - $30

EverBank, N.A. is an equal opportunity (EEO) employer, dedicated to maintaining a work environment free of bias, harassment, discrimination and retaliation. As an EEO employer, EverBank expressly prohibits discrimination, harassment and retaliation based on protected characteristics such as race, creed, ethnicity, color, age, religion, sex, sex stereo@type, pregnancy, sexual orientation, gender, gender identity, gender expression, transgender status, marital status, national origin, ancestry, physical or mental disability, genetic history and information, or military or veteran status. Providing a safe, inclusive environment is a priority at EverBank and, consistent with that mission, EverBank considers all qualified applicants for employment regardless of protected status.

We will not discharge or in any other manner discriminate against associates or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another associate or applicant. However, associates who have access to the compensation information of other associates or applicants as a part of their essential job functions cannot disclose the pay of other associates or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by us, or (c) consistent with our legal duty to furnish information.

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