At FNBO, our employees are the heart of our story-and we're committed to their success! Please see below the details of this career opportunity and how it fits into our organization's success.
Our Modern, Flexible Workplace:
We believe in a Modern, Flexible Workplace, and we are continuously exploring advancements in technology and office environments to make it easier to work from anywhere at any time, allowing for more flexibility in where and how you work. We know that choice and flexibility are important to you. We also recognize that flexible and remote positions can become opportunities for military partners, caregivers, and individuals with disabilities to thrive at our company. We invite you to consider what a Modern, Flexible Workplace can mean for you!
It is anticipated that an incumbent in this role will work onsite for three (3) or more days a week and will have a dedicated workspace when working onsite. Work location is subject to change based on business needs.
Summary of the Job:
Provide general legal advice to employees and management representatives of the Partnership Credit Card business regarding regulatory, state law, and risk matters. Supports Partnership Credit Card with managing risk. Will participate in projects and complete assignments as requested. Reports to and is accountable to the Partnership Credit Card Legal and Business Risk Manager.
About This Role:
??Key Accountabilities:
Credit Card Regulatory Compliance
Provide legal advice and counsel to business units on credit card regulations.
Monitor and analyze federal regulatory developments affecting credit card products and services.
Assist in developing and reviewing credit card disclosures, agreements, and marketing materials.
Risk Management and Support
Research and interpret state-specific laws affecting credit card products.
Advise on state specific requirements, fee restrictions, and disclosure requirements.
Analyze regulatory issues, conduct research and develop recommendations to mitigate risk.
Collaborate with Compliance and Risk teams to implement legal and regulatory changes.
Product Development Support
Provide risk guidance during credit card product development lifecycle.
Review proposed product features for legal and regulatory compliance.
Assist in implementing legal and regulatory requirements into business processes.
Individual Accountabilities:
Support and uphold the First National Culture.
Uphold the First National Code of Business Conduct and ensure confidential information is safeguarded.
Maintain a high level of cooperation and rapport with co-workers and business partners.
Formulate and communicate new ideas and suggestions that will improve profitability and efficiency.
Foster and promote the proper company image at all times.
The Ideal Candidate for This Role:
Knowledge, Skills and Abilities:
Juris Doctor (J.D.) degree from an accredited law school.
Active license to practice law in the applicable jurisdiction (state bar membership required).
Ability to analyze federal and state credit card regulations.
Experience with legal and regulatory research.
Ability to think creatively and strategically, while still developing tactical plans.
Demonstrate a consultative approach with the ability to analyze stakeholders' needs.
Excellent oral and written communication skills.
Strong interpersonal skills, including the ability to build collaborative relationships.
Display a positive business presence with business units and external contacts.
Demonstrate sound judgment and apply logical and critical thought processes when developing and recommending solutions.
Candidates must possess unrestricted work authorization and not require future sponsorship.
Compensation:
Compensation range (base pay): $88,067.00-$145,309.00
This role may have a specific starting pay within this range.
Final compensation offer to candidate may vary from posted hiring range based upon work experience, education, and/or skill level.
Benefits Overview:
We offer a variety of benefits designed to keep you and your family physically and financially healthy. Not only do we offer a competitive salary and work-life balance, we offer benefits to match your needs:
Medical, Dental, Vision Insurance
401k, With Matching Contributions
Time Off Programs
Health Savings Account (HSA)/Dependent Care
Employee Banking
Growth Opportunities
Tuition Assistance
Short-Term/Long-Term Disability Insurance
Learn more about FNBO benefits here: https://www.fnbo.com/careers/benefits/ .
For additional information regarding compensation and benefits, e-mail FNBO at TAGAdmin@fnni.com . To ensure you receive a response, include the number of this job (listed below) in the subject line of your message.
Job number: R-20250868
Equal Opportunity & Belonging:
FNBO believes that the quality of our employee experience is at the heart of our customer experience. One key pillar of our intended employee experience is Belonging. Belonging means we are committed to fostering a workplace culture where employees of all backgrounds feel valued, recognized, and empowered to be their authentic selves-no matter their role or where they are in their journey.
Learn more here. (https://www.fnbo.com/careers/belonging)
FNBO is an equal opportunity employer for all employees and applicants and makes employment decisions without regard to status or identity.
Click here (https://www.firstnational.com/common/communications/hr/assets/documents/hr/eeo_poster.pdf) to download 'EEO is The Law' Self-Print Poster
Click here (https://www.firstnational.com/common/communications/hr/assets/documents/hr/eeo\poster\federal_contractors.pdf) to download 'EEO is The Law' Supplement for Federal Contractors
Click here (https://www.firstnational.com/common/communications/hr/assets/documents/hr/eeo\poster\gina_supplement.pdf) to download 'EEO is The Law' GINA Supplement
FNBO is an Equal Opportunity/Affirmative Action/Veterans/Disability Employer - Member FDIC
FNBO follows federal law regarding the use of marijuana (this applies to all non-California applicants)
Application Deadline:
All our jobs will be posted for a minimum of 5 calendar days. Job postings may come down prior to 5 calendar days based on volume of applicants.
