1189764: Credit Support Analyst (LSCS05)
OH, United States
Job Information
Job Identification 210803981
Job Category Lending Services
Business Unit Commercial & Investment Bank
Posting Date 11/09/2026, 02:01 PM
Locations 1111 Polaris Pkwy, Columbus, OH, 43240, US
Job Schedule Full time
Job Shift Day
Job Description
Bring your credit documentation and analysis skills to a role that protects clients and the firm through disciplined monitoring. You'll interpret complex credit agreements and translate them into clear, actionable requirements. You'll partner across functions to resolve documentation questions and drive timely follow-up. Your work helps ensure covenant compliance is assessed consistently and accurately.
Job summary
As a Credit monitoring analyst in the wholesale lending services team, you monitor borrower compliance with credit agreement terms across an assigned portfolio. You interpret financial and other covenants, set up monitoring requirements, complete covenant calculations, and identify potential breaches for escalation. You partner with stakeholders to clarify documentation, resolve discrepancies, and support well-controlled execution.
Job responsibilities
Set up borrower reporting requirements and financial covenant terms from newly executed credit agreements and related documents within firm systems
Translate legal and structural terms into operational monitoring requirements to support ongoing compliance execution
Conduct periodic reviews and continuous monitoring of financial covenants and collateral requirements based on agreement terms
Determine whether covenant requirements are met and identify potential covenant breaches or default conditions for escalation
Interpret complex credit agreements and supporting legal documents to identify parties (e.g., co-borrowers and guarantors) that require accurate system setup for monitoring
Perform credit and covenant analysis, including independent calculations of cash flow, leverage ratios, and other agreement-defined metrics
Complete borrowing base calculations and reconciliations for secured lending structures
Validate collateral and support documentation, including accounts receivable aging, inventory listings, and ineligible summaries
Compare executed credit agreements to approvals and term documentation to verify alignment and report discrepancies
Determine performance-based pricing outcomes (where applicable) based on grid or agreement mechanics to support accurate compensation for credit risk
Adhere to established quality control standards and service level expectations, partnering with risk, credit, and operations stakeholders to resolve exceptions and clarifications
Required qualifications, capabilities and skills
3 years of experience in credit monitoring, credit administration, credit review, loan operations, or closely related work within commercial or investment banking environments
Experience reviewing and interpreting credit agreements, including covenant and reporting requirements
Experience performing financial analysis and covenant calculations using agreement-defined methodologies
Knowledge of common facility @types and structures (e.g., revolving facilities, term loans, letters of credit, bridge facilities, and asset-based structures)
Ability to translate complex written terms into clear operational steps and monitoring requirements
Strong attention to detail, accuracy, and risk discipline in reviewing documents and completing calculations
Strong written and verbal communication skills to explain findings and coordinate with stakeholders across levels
Ability to work independently with effective time management and prioritization
Proficiency with Microsoft Office tools, including advanced Microsoft Excel skills
Preferred qualifications, capabilities and skills
Bachelor's degree in business, accounting, finance, or a related field
Experience supporting secured lending products, including borrowing base credit facilities and collateral monitoring
Experience with syndicated loan structures and multi-lender documentation workflows
Experience reconciling executed documentation to approvals and term documentation and documenting exceptions
Developing experience using AI-powered analytics, workflow automation, or intelligent process tools to drive efficiency gains, reduce manual effort, or improve accuracy in operational processes.
Additional information
Visa sponsorship is not available for this position.
Work schedules will be full-time in office, on a 40-hour per week schedule.
About Us
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs (https://careers.jpmorgan.com/us/en/how-we-hire/faqs) for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
About the Team
J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.
