Director of Insurance and Risk Management

Danone North America PBC • White Plains, NY • 4h ago

Director of Insurance and Risk ManagementJob LocationsUS-NY-White PlainsID2026-26936Number of People to Hire1Job FamilyFinanceLevel of ExperienceExperienced ProfessionalsShort Intro and About the JobThe Director, Insurance & Risk Management leads the design, implementation, and governance of Danone North America's insurance and risk management programs. Reporting directly to Senior Director of Tax and Risk Management for NORAM, with a dotted line to Corporate Director, Global Risk & Insurance in Paris, this role is responsible for safeguarding the organization through effective risk identification, assessment, mitigation, financing, and transfer strategies.The position oversees commercial insurance programs, claims management, broker and insurer relationships, and insurance-related support for strategic initiatives, including acquisitions, divestitures, major capital projects, contractual risk assessments, and other significant business events. The Director partners closely with Legal, Finance, Operations, Supply Chain, Manufacturing, IT Security, HR, Procurement, Employee Health & Safety, Marketing/Sales, Global Risk teams, and other stakeholders to ensure comprehensive risk oversight and alignment with Danone's global standards.As a key member of our team, you will play an important role in driving our mission forward. The responsibilities below outline the core expectations and contributions for this position.Insurance Strategy & Program Management Develop and execute Danone North America's insurance strategy, ensuring appropriate protection of company people, assets, operations, and financial strength. Lead the design, placement, administration, and ongoing management of insurance and risk transfer programs across multiple business units. Manage insurance programs including Property; Commercial General Liability / Excess Umbrella; Product Liability; Auto Liability; Workers' Compensation; Directors & Officers (D&O); Employment Practices Liability (EPL); Fiduciary Liability; Cyber Insurance; Crime/Fidelity; Environmental Impairment Liability; Marine/Cargo; Product Contamination/Recall; and other specialty coverages. Lead local and annual insurance renewals, underwriting submissions, market negotiations, and policy wording reviews; negotiate coverage, pricing, and policy terms with insurers and brokers. Work closely global insurance teams of the parent company to optimize coverage structure, limits, deductibles, and total cost of risk. Develop and manage the insurance budget, including premium projections, retained claims / self-insured fund contributions, and total cost of risk analysis. Analyze market trends and develop renewal strategies that balance risk protection, cost, and business priorities.Operational Risk Management Identify, assess, and prioritize operational and strategic risks with potential insurance, financial, reputational, or business continuity impacts. Support enterprise risk management activities as needed, including risk assessments, risk mitigation planning, and leadership reporting. Promote a risk-management culture and ensure the business involves Insurance & Risk Management in significant events, crises, transactions, projects, and organizational changes. Develop risk policies, insurance-related processes, and claims procedures to support consistent governance across the organization.Claims & Loss Management Oversee major insurance claims, including property, casualty, workers' compensation, and litigation-related insurance matters. Coordinate with brokers, carriers, legal counsel, business leaders, operational stakeholders, and other relevant partners to support timely claim resolution. Drive loss-prevention initiatives for insurable risks, including property engineering inspections, risk recommendations, and related follow-up actions. * Coordinate property risk engineering recommendations and support

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