business banker

First National Bank • Harrisburg, PA • 6h ago

Primary Office Location:

101 N 2nd Street. Harrisburg, Pennsylvania. 17101.

Join our team. Make a difference - for us and for your future.

Position Title: Business Banker 1Business Unit: Commercial BankingReports To: Commercial Banking Team LeaderPosition Overview:This position is primarily responsible for developing, managing and maintaining business relationships, developing and administering a portfolio of loans, analyzing credit worthiness, monitoring loan performance and promoting the Bank's image in order to develop new and expand existing loan deposit and overall business relationships and contribute to the Bank's profit and growth objectives. The incumbent provides the highest quality of service to every customer.Primary Responsibilities:Develops, manages and maintains business relationships by profiling and maintaining relationships, determining banking needs, selling products and services to meet needs, resolving poor performance and other problems in a professional manner to develop new and expend existing loan deposit and overall business relationships and contribute to the Bank's profit and growth objectives.

Develops and administers a portfolio of loans by making sound credit analysis of customer's financial condition and ability to repay according to established policies, procedures and objectives such as portfolio yield, loss ratio and delinquency while providing excellent customer service contributing to the Bank's profit and growth objectives.

Analyzes credit worthiness by determining the soundness of the loan, understanding the customer's financial condition, collateral position and the ability to repay in accordance with the Bank's credit quality, profitability and growth objectives and established policies and procedures and government regulations to create a portfolio of quality loans that meet or exceed the standards of the Bank.

Monitors loan performance by maintaining contact with borrowers, understanding their financial condition and resolving problems in accordance with established policies and procedures and in an accurate and timely manner in order to reduce risk from collateral deterioration or the borrower's inability to pay.

Promotes the Bank's image by participating in community development activities and service organizations without jeopardizing other responsibilities and in compliance with the Community Reinvestment Act requirements in order to present a favorable image in the community and establish contacts that could generate new business.

Develops and maintains a personal program for maintaining an adequate level of knowledge in business development, lending and other banking matters and demonstrates personal and interpersonal behavior, attitude, judgment, communication and initiative with customers and employees in order to ensure an acceptable degree of performance.

Performs other related duties and projects as assigned.

All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation's risk management program.F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.Minimum Education:BA or BSMinimum Years Experience:1Special Skills:Excellent project management skillsExcellent communication skills, both written and verbalExcellent customer service skillsExcellent organizational, analytical and interpersonal skillsAbility to use a personal computer and job-related softwareMS Word - Basic LevelMS Excel - Intermediate LevelMS PowerPoint - Basic Level

Experience in commercial or business banking.

General knowledge of lending laws and regulations.

Experience in successful businessdevelopment and community and civic activities preferred.Special Licenses and Certificates:N/APhysical Requirements:N/A

Horizon Farm Credit • Mechanicsburg, PA • 3d ago

Finance, Accounting & Banking

JOB DESCRIPTION Are you looking for a career opportunity that provides a good work/life balance, provides career development opportunities, and allows you to directly support the agriculture industry? Do you enjoy accoun...

3d ago

Go to Apply

Accounting Associate (Executive Accounting Specialist Trainee)

Commonwealth of Pennsylvania • Harrisburg, PA • 3d ago

Finance, Accounting & Banking

Salary $53,008.00 - $80,646.00 Annually Location Dauphin County, PA Job Type Civil Service Permanent Full-Time Job Number CS-2026-58600-03066 Department Executive Offices Division EX OB BAFM Gen Acctg Div Opening Date 09...

3d ago

Go to Apply

Senior Relationship Banker

First Commonwealth Bank • Mechanicsburg, PA • 3d ago

Finance, Accounting & Banking

As a First Commonwealth Senior Relationship Banker you will live out our Mission to improve the financial lives of our neighbors and their businesses. You understand the importance of the customer experience, and the rol...

3d ago

Go to Apply

Subscribe to get new jobs sent directly to you
(no charge, cancel anytime)