Mortgage Loan Originator

Fifth Third Bank, N.A. • United States, United States • 3w ago

Aurora East

Full time

R71086

Make banking a Fifth Third better® We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.

GENERAL FUNCTION:

Performs a wide range of duties relating to the origination of residential 1st mortgage loans for outside referrals. Meets standards and objectives defined by management for mortgage loan sales and cross-selling objectives. Assumes overall responsibility for the residential mortgage loan from application to closing.

Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all @types.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

Develop referral contacts (realtors, builders, professional and personal contacts).

Maintain knowledge of Fifth Third Mortgage Company's policies and procedures.

Maintain knowledge of available loan products, processing procedures, and underwriting and general departmental guidelines.

Follow defined protocol for escalation exceptions.

Take applicant applications by completing Fannie Mae form 1003 on the laptop.

Utilize the laptop for communication and access of daily rates, applicant credit reports, Loan Prospector responses and transmitting the loan to LOMAS.

Collect appropriate documentation from each applicant and deliver loan package in the time frames set by management.

Manage pipeline for all originated loans through closing and complete required management reports.

Communicate with branches and/or applicants of providing timely updates and progress reports.

Maintain high levels of customer service while managing each applicant's and support staff's expectations.

Attend and participate in all Consumer Lending meetings as required by management.

MINIMUM KNOWLEDGE AND SKILLS REQUIRED:

High school diploma or equivalent mandatory. Four-year college degree preferred.

Knowledge of conventional and/or government lending guidelines.

Knowledge of residential mortgage processing, underwriting, and closing procedures.

Knowledge of federal lending regulations governing real estate lending.

Demonstrated organizational skills.

Strong written and verbal communications skills.

Demonstrated teamwork and customer service skills.

Proven computer skills.

Basic sales technique skills.

Strong desire to excel in a competitive environment.

This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS). The NMLS web site (mortgage.nationwidelicensingsystem.org) provides the MU4R questions and registration required for employment in this position.

LI - SM1

Mortgage Loan Originator

At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.

Compensation for this position is largely incentive-based. Incentive compensation is combined with either a base salary or a draw to determine total cash compensation, and incentive compensation is based upon company, line of business and/or individual performance. More information can be obtained upon request.

Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: https://www.53.com/content/fifth-third/en/careers/benefits.html or by consulting with your talent acquisition partner.

LOCATION -- Aurora, Illinois 60502

Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.

Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

Introduce yourself to our team to stay connected on future opportunities. We look forward to finding the right place for you. Are you ready to take the next step?

Fifth Third is a bank that's as long on innovation as it is on history. Since 1858, we've been helping individuals, families, businesses and communities grow through smart financial services that improve lives. With a commitment to taking care of our customers, employees, communities and shareholders, our goal is not only to be the nation's highest performing regional bank, but to be the bank people most value and trust.

Similar Jobs

Loan Sales Specialist

OneMain Financial • Saint Clairsville, OH • 1h ago

Finance, Accounting & Banking

At OneMain, Loan Sales Specialists empower customers by listening to their needs and providing access to friendly, fast, and affordable financing for life's expenses. In this role, our team members thrive in a competitiv...

1h ago

Go to Apply

Loan Sales Specialist

OneMain Financial • Schaumburg, IL • 1h ago

Finance, Accounting & Banking

1h ago

Go to Apply

PRODUCTION CONTROLLER (FLEET MANAGEMENT) (Title 32)

Air National Guard Units • Little Rock Air Force Base, AR • 6h ago

Finance, Accounting & Banking

Summary THIS IS A NATIONAL GUARD TITLE 32 EXCEPTED SERVICE POSITION. This National Guard position is for a PRODUCTION CONTROLLER (FLEET MANAGEMENT) (Title 32), Position Description Number D2421000 and is part of the AR A...

6h ago

Go to Apply

PRODUCTION CONTROLLER (AIRCRAFT)

Army National Guard Units • Pennsylvania, Pennsylvania • 6h ago

Finance, Accounting & Banking

Summary THIS IS A NATIONAL GUARD TITLE 32 EXCEPTED SERVICE POSITION. This National Guard position is for a PRODUCTION CONTROLLER (AIRCRAFT), Position Description Number D1064000 and is part of the PA Army Aviation Suppor...

6h ago

Go to Apply

PRODUCTION CONTROLLER

Army National Guard Units • Carlisle, PA • 6h ago

Finance, Accounting & Banking

Summary THIS IS A NATIONAL GUARD TITLE 32 EXCEPTED SERVICE POSITION. This National Guard position is for a PRODUCTION CONTROLLER, Position Description Number D1255000 and is part of the PA Field Maintenance Shop 24, Nati...

6h ago

Go to Apply

Budget Officer

U.S. Army Joint Munitions Command • Boerne, TX • 6h ago

Finance, Accounting & Banking

Summary This is a Direct Hire Authority (DHA) solicitation utilizing the DHA for Domestic Defense Industrial Base (DIB) & Major Range & Test Facilities Base (MRTFB) in DoD to recruit and appoint qualified candida...

6h ago

Go to Apply

BUDGET OFFICER

Army National Guard Units • Augusta, ME • 6h ago

Finance, Accounting & Banking

Summary THIS IS A NATIONAL GUARD TITLE 5 EXCEPTED SERVICE POSITION. This National Guard position is for a BUDGET OFFICER, Position Description Number T5152P01 and is part of the ME USPFO, National Guard. Responsibilities...

6h ago

Go to Apply

Deputy Intelligence Community Chief Financial Officer

Office of the Director of National Intelligence • Mclean, VA • 6h ago

Finance, Accounting & Banking

Summary The Office of the Chief Financial Officer (CFO) leads the development, negotiation, and presentation of the National Intelligence Program (NIP) budget on behalf of the Director of National Intelligence to the Pre...

6h ago

Go to Apply

Financial Coach I - Full Time (40 hours)

Wright-Patt Credit Union Inc. • Centerville, OH • 7h ago

Finance, Accounting & Banking

The Financial Coach I delivers extraordinary service while encouraging members and non-members to choose the Credit Union as their primary financial services provider by proactively building member relationships to help...

7h ago

Go to Apply

Financial Services Specialist Novi Branch

Michigan State University Federal Credit Union • Novi, MI • 7h ago

Finance, Accounting & Banking

Description Position Summary: The Financial Services Specialist role is responsible for providing superior member experience that leads to increased member engagement and satisfaction with the Credit Union. The Financial...

7h ago

Go to Apply

Subscribe to get new jobs sent directly to you
(no charge, cancel anytime)