Senior Data Scientist
Charlotte, North Carolina
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Job Description:
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates' physical, emotional, and financial wellness through affordable, competitive and flexible benefits.
We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.
Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!
Job Description:
This job is responsible for coordinating, reviewing, and optimizing data analysis to create revenue generating opportunities, and overseeing the development of effective risk management strategies. Key responsibilities include working with lines of business to identify and diagnose problems, utilizing sophisticated analytics, and deploying advanced techniques to devise solutions, and clearly communicating recommendations based on findings. Job expectations include demonstrating leadership, influence, accountability, and a commitment to fostering responsible growth for the enterprise.
Position Summary:
Lead design, development, and deployment of AI applications across multiple business domains
Own delivery accountability across planning, execution, testing, and production rollout
Design and implement AI-powered solutions , including: (LLMs, prompt engineering, RAG pipelines
Evaluate and adopt emerging AI technologies (e.g., Copilot, Foundry, open-source frameworks)
Python (FastAPI, data pipelines, AI/ML frameworks)
Cloud-native patterns (Azure/AWS/GCP)
Ensure system observability (logging, monitoring, alerting)
Responsibilities:
Coordinates and reviews data collection, trend identification, and pattern recognition, using advanced techniques to drive decision making and identification of data driven insights
Contributes to the adoption of enterprise information products through communicating in a clear manner how enterprise information products answer material banking questions leading to decisions and actions
Applies agile practices for project management, solution development, deployment, and maintenance
Provides oversight and support of technical documentation, capturing the business requirements, and specifications related to the developed analytical solution, and implementation in production
Reviews work products to ensure adequate quality and timeliness of work deliverables such as quantitative models, data science products, data analysis reports, or data visualizations, while exhibiting the ability to work independently and in a team environment
Mitigates risk by identifying potential issues and developing controls
Possesses deep knowledge and subject-matter expertise of the latest advances in the fields of data science and artificial intelligence to support business analytics
Lead end-to-end delivery of AI and non-AI software solutions across multiple projects
Design and implement scalable architectures (microservices, cloud-native, event-driven)
Build and maintain backend systems using Java and Python
Develop and integrate AI solutions (LLMs, RAG, agents, ML pipelines) into enterprise platforms
Required Qualifications:
10+ years of experience in software engineering and system design
Proven experience delivering large-scale enterprise applications and AI solutions
Technical Skills
Python (AI/ML, APIs, data engineering)
Hands-on experience with:
AI/ML frameworks (OpenAI, Hugging Face, LangChain, etc.)
RAG pipelines, embeddings, vector databases
RESTful APIs, distributed systems
Architecture & Platform Skills
Microservices, APIs, event-driven architectures
Cloud platforms (Azure preferred)
Containerization (Docker, Kubernetes)
AI/ML Knowledge
LLM-based applications and prompt engineering
Model lifecycle management (training, deployment, monitoring)
AI governance, risk, and explainability (preferred in regulated industries)
Soft Skills
Strong problem-solving and analytical thinking
Excellent communication and stakeholder management
Ability to operate in a fast-paced, ambiguous environment
Desired Qualifications:
Experience in financial services or regulated industries
Exposure to Microsoft ecosystem (Copilot Studio, Foundry, Fabric)
Familiarity with agent orchestration, MCP, and AI platform integration patterns
Experience with data privacy, compliance, and secure AI deployments
Skills:
Artificial Intelligence/Machine Learning
Business Acumen
Presentation Skills
Project Management
Technical Documentation
Candidate Screening
Data Visualization
Policies, Procedures, and Guidelines Management
Risk Management
Written Communications
Adaptability
Career Path Design
Consulting
Performance Management
Workforce Opportunity Management
Shift:
1st shift (United States of America)
Hours Per Week:
40
Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates.
View your "Know your Rights (https://www.eeoc.gov/sites/default/files/2023-06/22-088\EEOC\KnowYourRights6.12.pdf) " poster.
View the LA County Fair Chance Ordinance (https://dcba.lacounty.gov/wp-content/uploads/2024/08/FCOE-Official-Notice-Eng-Final-8.30.2024.pdf) .
Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment.
Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work.
This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.
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