Trust Officer I (TO I), Private Bank
Florham Park, New Jersey;New York, New York; White Plains, New York
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Job Description:
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates' physical, emotional, and financial wellness through affordable, competitive and flexible benefits.
We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.
Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!
Trust Officer I, (TO I), Private Bank -
Trust Officer I (TO I) is a hybrid role that combines direct responsibility for an assigned book of fiduciary accounts with support for larger and more complex client relationships led by Trust Officers IIs and Senior Trust Officers. As an entry-level fiduciary officer position, the TO I serves as the primary officer on assigned accounts while participating in the administration of more complex fiduciary relationships as part of a broader fiduciary team. In this capacity, the TO I collaborates with Merrill Advisors and internal partners, including the Office of Chief Fiduciary, Wealth Strategy, Estate Settlement Services, Portfolio Oversight Group, Tax Services, Operations, and other specialists. The TO I assists in identifying client needs, coordinating trust administration activities, and supporting the delivery of fiduciary products and services.
Job Description :
Engage in fiduciary oversight activities, proactively identify issues, and coordinate trust administrative matters by partnering with internal groups including the Office of Chief Fiduciary, Wealth Strategies Group, Portfolio Oversight Group, Tax Services, Operations, and other stakeholders.
Partner with the Market Trust Director, Trust Officers, Senior Trust Officers, and Trust Senior Associates to deliver a high level of service and responsiveness to Merrill advisors and clients while executing fiduciary responsibilities in accordance with Bank of America policies, procedures, and protocols.
Develop an understanding of clients' circumstances, family dynamics, estate plans, and fiduciary objectives in order to support effective account administration and client service.
Liaise with clients' attorneys, accountants, and other professional advisors to support estate planning and trust administration activities, facilitate information gathering, and coordinate implementation of fiduciary decisions.
Participate in client and advisor meetings to review existing client relationships and evaluate prospective fiduciary appointments, including reviewing governing documents to assess Bank of America's ability to serve as a future fiduciary.
Qualifications :
3+ years of experience in trust administration, servicing and managing fiduciary relationships with high net worth clients (or equivalent) required.
Familiarity with fiduciary law, trust and estate administration, fiduciary taxation, investment concepts, and banking operations.
Demonstrated ability to work effectively as part of a team in a collaborative environment.
Strong organizational skills and ability to manage multiple priorities and administrative responsibilities.
Strong communication and relationship management skills.
BS/BA, CTFA designation, Paralegal certification, JD, or other fiduciary-related credential is a plus, but not required.
Minimum Education Requirement: High School Diploma / GED / Secondary School or equivalent
For internal employees: participation in a work from home posture does not make you eligible to post.
Shift:
1st shift (United States of America)
Hours Per Week:
40
Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates.
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Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment.
Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work.
This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.
Investment products offered through MLPF&S and insurance and annuity products offered through MLLA:
Are Not FDIC Insured Are Not Bank Guaranteed May Lose Value
Are Not Deposits Are Not Insured by Any Federal Government Agency Are not a condition to Any Banking Service or Activity
Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill") makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation ("BofA Corp."). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp. Insurance and annuity products are offered through Merrill Lynch Life Agency Inc., a licensed insurance agency and wholly owned subsidiary of Bank of America Corporation.
Trust, fiduciary and investment management services are provided by Bank of America, N.A., Member FDIC and wholly owned subsidiary of Bank of America Corporation ("BofA Corp.").
Bank of America Private Bank is a division of Bank of America, N.A.
Banking products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation.
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