Lead Secured Lending Underwriter - Dealer Finance

Wells Fargo • Charlotte, NC • 10h ago

About this role:

Wells Fargo's Supply Chain Finance Group ("SCF") supports companies with a broad range of supply chain solutions, including financing of Original Equipment Manufacture's/Vendor's sales to their Dealers and Distributors ("Floor Plan Financing") via our Inventory Finance Group. SCF is seeking a dynamic, results oriented, Lead Secured Lending Underwriter to underwrite the Floor Plan Programs offered to our vendor and dealer partners.

In this role, you will:

Underwrite the Vendor/Dealer creditworthiness and program terms in accordance with corporate policies, Inventory Finance Standard Operating procedures and adherence to compliance requirements.

Gather a clear understanding of the various legal documents associated with the client and programs. As well as negotiation of the document terms with the client.

Lead periodic performance and risk rating reviews of the Vendor/Dealer partners.

Lead meetings and discussions with senior leaders/approvers, commercial team, legal team, other Wells Fargo Lines of Business with a relationship with our client and other stakeholders.

Collaborate and consult with underwriting peers, colleagues, and managers to resolve issues and achieve goals.

Participate in and lead SCF projects.

Serve as a mentor to junior teammates.

Required Qualifications:

5+ years of Secured Lending Underwriting experience, or equivalent experience demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

3+ years of lending experience either floor plan financing, cash flow, asset-based, or securitization lending.

Strong analytical skills, with heightened attention to detail and accuracy, recognizing importance of data integrity and adherence to credit policies and procedures.

Strong verbal and written communication skills and ability to work effectively with internal stakeholders and clients.

Working knowledge of various secured lending programs and structures.

Advanced Microsoft Office (Excel, Word, PowerPoint) skills.

Job Expectations:

Willingness to work on-site at stated location on the job opening.

This position is not eligible for Visa sponsorship.

This position offers a hybrid work schedule.

Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process.

May be considered for a discretionary bonus, Restricted Share Rights or other long-term incentive awards.

Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.

Salary is just one component of Wells Fargo's total rewards package. Depending on the role, a Wells Fargo's employee may be eligible for additional forms of compensation, such as sales incentives, discretionary bonuses, and/or equity in the company in the form of Restricted Stock Units (RSUs).

$139,000.00 - $260,000.00

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs (https://www.wellsfargojobs.com/en/life-at-wells-fargo/benefits) for an overview of the following benefit plans and programs offered to employees.

Health benefits

401(k) Plan

Paid time off

Disability benefits

Life insurance, critical illness insurance, and accident insurance

Parental leave

Critical caregiving leave

Discounts and savings

Commuter benefits

Tuition reimbursement

Scholarships for dependent children

Adoption reimbursement

Posting End Date:

28 Aug 2026

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo (https://www.wellsfargojobs.com/en/diversity/disability-inclusion/) .

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy (https://www.wellsfargojobs.com/en/wells-fargo-drug-and-alcohol-policy) to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Req Number: R-566478

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