Mortgage Loan Originator

Northwest Bank • Williamsport, PA • 1d ago

PA0445 Williamsport

Job Description

The Mortgage Loan Originator is responsible for proactively soliciting new residential mortgage business through internal and external sources in an assigned geographic area. This individual will participate in business related development opportunities, professional organizations, and community efforts to promote homeownership.

Essential Functions

Ensure compliance with third party agencies and vendors

Ensure exceptional customer service experience throughout the loan origination process.

Interact with other team members and other departments in a professional manner

Submit complete credit applications with supporting documentation

Develop and maintain successful relationships with internal and external referral sources

Prospect new mortgage lending opportunities

Facilitate communication activities with customers and referral sources during loan origination process

Review applications, credit files, and customer qualifications to determine appropriate loan products and pricing

Counsel and coach loan applicants to assist them towards their goals and to deliver the best loan products for their needs

Request timely loan rate locks for Secondary Marketing

Maintain up-to-date knowledge of loan products including conventional, portfolio, FHA,VA, USDA-Rural Housing programs and secondary market rules

Achieve production and quality goals

Cross-sell other Northwest products and services to loan applicants

Additional Essential Functions

Ensure compliance with Northwest's policies and procedures, and Federal/State regulations

Navigate Microsoft Office Software, computer applications, and software specific to the department in order to maximize technology tools and gain efficiency

Work as part of a team

Work with on-site equipment

QUALIFICATIONS

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Work Experience

3 - 5 years mortgage origination or sales experience

Education

High School Diploma

General Employee Knowledge, Skills, and Abilities

Ability to establish effective working relationships among team members and participate in solving problems and making decisions

Ability to present and express ideas and information clearly and concisely in a manner appropriate to the audience, whether oral or written

Ability to actively listen to what others are saying to achieve understanding, sharing information with others and facilitating the open exchange of ideas and information

Ability to establish courses of action for self to accomplish specific goals, develop and use tracking systems for monitoring own work progress, and effectively use resources such as time and information

Ability to make right decisions based on perceptive and analytical processes, practicing good judgment in gray areas

Additional Knowledge, Skills and Abilities

Ability to successfully meet production and quality goals

Knowledge of banking industry laws, regulations, and the retail origination process

Knowledge of conventional, government loan products and guidelines including Fannie Mae, Freddie Mac, FHA, USDA-Rural Housing and VA loans

Knowledge of Ellie Mae-Encompass Loan Origination software, Freddie Mac - Loan Product Advisor and Optimal Blue pricing engine

Knowledge of retail mortgage loan pricing

Sales skills with the ability to turn prospects into customers

Strong networking and organizational skills

Ability to work collaboratively and manage multiple deadlines and priorities

Licenses and Certifications

NMLS Registry

Per the SAFE Act, annual renewal as a condition of employment

Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.

A t Northwest, we're here for what's next. Whether we're finding opportunities for families, businesses and communities or opening doors for our team, we share a passion for helping the people around us succeed. And we know that in order to provide the highest level of care, we need to understand unique experiences and perspectives. That's why, whether you're interested in a corporate role or something customer-facing, your talent and voice matter. Here, you belong. Working at Northwest, you'll find that we recognize our employees for the important work they do through competitive compensation and benefits, professional development opportunities and by regularly celebrating wins along the way. So, take a look at the opportunities here. And join us as we move into the future making a difference for the people we serve.

Similar Jobs

mortgage loan originator

Northwest Bank • Williamsport, PA • 14h ago

Finance, Accounting & Banking

PA0445 Williamsport Job Description The Mortgage Loan Originator is responsible for proactively soliciting new residential mortgage business through internal and external sources in an assigned geographic area. This indi...

14h ago

Go to Apply

Teller - Full Time

Northwest Bank • Montoursville, PA • 3d ago

Finance, Accounting & Banking

Job Description DESCRIPTION Northwest Tellers are important members of our retail network team because they often have the most interaction with our customers. Northwest Tellers provide an excellent customer service expe...

3d ago

Go to Apply

Teller - Full Time

Northwest Bank • Jersey Shore, PA • 3d ago

Finance, Accounting & Banking

PA0438 Jersey Shore - Main Street Job Description DESCRIPTION Northwest Tellers are important members of our retail network team because they often have the most interaction with our customers. Northwest Tellers provide...

3d ago

Go to Apply

Accounting Officer (Tax Advisor)

Horizon Farm Credit • Lewisburg, PA • 1w ago

Finance, Accounting & Banking

JOB DESCRIPTION Are you looking for a career opportunity that provides a good work/life balance, provides career development opportunities, and allows you to directly support the agriculture industry? Overview Horizon Fa...

1w ago

Go to Apply

Regional Commercial Banking Relationship Manager II

Northwest Bank • Williamsport, PA • 1w ago

Finance, Accounting & Banking

Job Description The C & I Commercial Relationship Manager II is responsible for serving as a trusted business advisor to clients and providing a full breadth of banking solutions to meeting their financial objectives...

1w ago

Go to Apply

Teller - Full Time

Northwest Bank • Williamsport, PA • 1w ago

Finance, Accounting & Banking

PA0445 Williamsport Job Description DESCRIPTION Northwest Tellers are important members of our retail network team because they often have the most interaction with our customers. Northwest Tellers provide an excellent c...

1w ago

Go to Apply

Teller - Full Time

Northwest Bank • Williamsport, PA • 1w ago

Finance, Accounting & Banking

1w ago

Go to Apply

Teller - Full Time

Northwest Bank • Lock Haven, PA • 3w ago

Finance, Accounting & Banking

PA0175 Lock Haven - NW Job Description DESCRIPTION Northwest Tellers are important members of our retail network team because they often have the most interaction with our customers. Northwest Tellers provide an excellen...

3w ago

Go to Apply

Loan Servicing Coordinator I

Northwest Bank • Williamsport, PA • 3w ago

Finance, Accounting & Banking

NY0705 NY Region Business Office, PA0445 Williamsport, PA0736 Administration Center Job Description The Loan Servicing Coordinator I is responsible for daily life of loan servicing for all small business and commercial l...

3w ago

Go to Apply

parts supervisor

Cleveland Brothers • Turbotville, PA • 7h ago

Cleveland Brothers, the largest Cat dealer in Pennsylvania, northern West Virginia and western Maryland, has an immediate opportunity for a Parts Supervisor Cleveland Brothers Equipment Co., Inc., your local Caterpillar...

7h ago

Go to Apply

Subscribe to get new jobs sent directly to you
(no charge, cancel anytime)