Credit Analyst

CCF BANK • Eau Claire, WI • 4d ago

JOB REQUIREMENTS: Description CCFBank is currently searching for a
Credit Analyst to join our team! This position is onsite in Eau Claire,
WI. Are you ready to provide the highest level of service to internal
and external customers? As a Credit Analyst, you would be responsible
for analyzing credit information for current and potential borrowers,
determining the advisability of granting credit for diversified @types of
loans, assisting loan officers in writing loan requests, and promoting
business for the Bank by maintaining good customer relations and
referring customers to appropriate staff for new services. The ideal
candidate is a collaborator who works well in a team environment and can
communicate with colleagues from various departments. Bonus points if
you\'re community focused and excited about making a positive difference
for those around you. Primary Responsibilities Performs
pre-qualification assessment and analysis of financial condition and
risk of financing requests within framework of Bank credit culture and
current economic and industry trends. Gathers data from customers,
internal and external sources; prepares spreadsheets and analyzes
financial information including financial statements and tax returns;
obtains additional information and clarification of data. Compiles data
from credit bureaus, conducts industry peer comparisons, and performs
cash flow analyses and other such tasks and comparisons. Obtains
sufficient information and/or documentation from banker. Verifies
collateral and lien position Communicates with Ag/Commercial Bankers
when working credits, spreads, and ticklers Works in conjunction with
other departments to process and service loans Develops knowledge of
financial industry, economy, market conditions, rates, vendors and
competition. May represent the Bank in various community, civic, and
community reinvestment functions to further enhance the Bank\'s image
and develop additional business. Updates and corresponds with special
assets department on workouts, bankruptcies, and charge-offs to ensure
all possible precautionary actions or measures are taken. Assures
compliance with all Bank policies, procedures and processes, and all
applicable state and federal banking laws, rules and regulations;
adheres to Bank Secrecy Act (BSA) responsibilities that are specific to
the position. Performs annual reviews on credit portfolio to establish
trends ensuring proper risk rating. Compile credit action presentation
complete with accurate financial data and detailed narrative to aid in
the credit decisioning process Performs other duties as assigned.
Education and... For full info follow application link. Citizens
Community Federal is an equal employment opportunity employer and will
give all qualified applicants consideration for employment without
regard to race, color, religion, sex, national origin, disability
status, sexual orientation, protected veteran status or any other
characteristic protected by law. *** APPLICATION INSTRUCTIONS:
Apply Online: ipc.us/t/401664B2CF624308

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