CRA MLO

Fifth Third Bank, N.A. • Summerville, SC • 1d ago

Make banking a Fifth Third better® We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.

GENERAL FUNCTION:

Performs a wide range of duties relating to the origination of residential 1st mortgage loans for branch offices and outside referrals. Meets standards and objectives defined by management for mortgage loan sales and cross-selling objectives. Focuses on selling CRA products and services, targeting low to moderate-income individuals and areas, as well as non-profit organizations. Assumes overall responsibility for the residential mortgage loan from application to closing. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all @types.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

Develop CRA prospects & referral contacts (realtors, builders, professional and personal contacts).

Maintain knowledge of Fifth Third Mortgage Company's policies and procedures.

Maintain knowledge of available loan products, processing procedures, and underwriting and general departmental guidelines.

Conduct and coordinate homebuyer-training seminars for CRA potential applicants.

Handle employee loans and participate in appropriate Fifth Third-coordinated functions to promote employee loans.

Follow defined protocol for escalation of exceptions.

Take applicant applications by completing Fannie Mae form 1003 on the laptop.

Utilize the laptop for communication and access of daily rates, applicant credit reports, Loan Prospector responses, and transmitting the loan to LOMAS.

Collect appropriate documentation from each applicant and deliver loan package in the time frames set by management.

Manage pipeline for all originated loans through closing and complete required management reports.

Communicate with applicants and/or referral sources by providing timely updates and progress reports.

Maintain high levels of customer service while managing each applicants and support staffs expectations.

Attend and participate in all Consumer Lending meetings as required by management.

This position requires SAFE Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS).

MINIMUM KNOWLEDGE AND SKILLS REQUIRED:

High school diploma or equivalent mandatory. Four-year college degree preferred.

Knowledge of conventional and/or government lending guidelines.

Knowledge of residential mortgage processing, underwriting, and closing procedures.

Knowledge of federal lending regulations governing real estate lending.

Must have an established local book of referral sources.

Must have two years for mortgage sales experience.

Must have existing mortgage sales of $800.000 per month.

Demonstrated organizational skills.

Strong written and verbal communications skills.

Demonstrated teamwork and customer service skills.

Proven computer skills.

Basic sales technique skills.

Strong desire to excel in a competitive environment.

This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS). The NMLS web site (mortgage.nationwidelicensingsystem.org) provides the MU4R questions and registration required for employment in this position.

LI - BP1

CRA MLO

At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.

Compensation for this position is largely incentive-based. Incentive compensation is combined with either a base salary or a draw to determine total cash compensation, and incentive compensation is based upon company, line of business and/or individual performance. More information can be obtained upon request.

Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: https://www.53.com/content/fifth-third/en/careers/benefits.html or by consulting with your talent acquisition partner.

LOCATION -- Summerville, South Carolina 29483

Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.

Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

Similar Jobs

Sr. Manager Business Finance

Serco • North Charleston, SC • 2h ago

Finance, Accounting & Banking

Position Description & Qualifications Serco is seeking a Senior Finance Manager to serve as key partner and report directly to the Director of Business Finance in overseeing the financial management of a $600M Operat...

2h ago

Go to Apply

Supply Chain Coordinator - Level III - 1st Shift

Cummins Inc. • Ladson, SC • 2h ago

Manufacturing & Warehouse

Job Summary: We are looking for a talented Supply Chain Coordinator - Level III - 1st Shift to join our team specializing in Manufacturing for our Cummins Inc. facility in Ladson, SC. In this role, you will make an impac...

2h ago

Go to Apply

Supv Mobility Trans Spec

Veterans Affairs, Veterans Health Administration • Charleston, SC • 2h ago

Summary The incumbent serves as a Supervisory Mobility Transportation Specialist - Mobility Manager and manages all Veterans Transportation System (VTS) and Beneficiary Travel (BT) Program activities, including patient t...

2h ago

Go to Apply

Security Assistant

Veterans Affairs, Veterans Health Administration • Charleston, SC • 2h ago

Summary This position serves as the Security Assistant for Police Service, Ralph H. Johnson VA Medical Center within the Veterans Health Administration (VHA) with a primary purpose to monitor physical security equipment...

2h ago

Go to Apply

Operations Manager

CVS Health • Charleston, SC • 3h ago

Management & Administrative

We're building a world of health around every individual - shaping a more connected, convenient and compassionate health experience. At CVS Health®, you'll be surrounded by passionate colleagues who care deeply, innovate...

3h ago

Go to Apply

Medical Technologist

HCA Healthcare • Summerville, SC • 6h ago

Hospital & Medical

Do you have the career opportunities as a Medical Technologist you want with your current employer? We have an exciting opportunity for you to join HCA Healthcare Summerville Hospital which is part of the nation's leadin...

6h ago

Go to Apply

(USA) Meat Lead

Walmart • North Charleston, SC • 19h ago

Position Summary... As a Meat Department Lead you will drive sales in your area and supervise your team of hourly associates to deliver to our members more of what they love, for less. You will model expertise in Meat an...

19h ago

Go to Apply

(USA) Freight Flow Associate

Walmart • North Charleston, SC • 19h ago

Position Summary... What you'll do... Complies with company policies procedures and standards of ethics and integrity by implementing related action plans using the Open Door Policy: and applying these in executing busin...

19h ago

Go to Apply

Warehouse Associate

ManpowerGroup • Charleston, SC • 1d ago

Manufacturing & Warehouse

Our client, an industry leader in automotive aftermarket support, is seeking a Warehouse Associate to join their team. As a Warehouse Associate , you will be part of the warehouse operations supporting the packaging and...

1d ago

Go to Apply

Assistant Manager - Store 3167

GPM INVESTMENTS LLC • Charleston, SC • 1d ago

Retail & Hospitality

Overview Drive Success as an Assistant Manager at Our High-Energy Convenience Store! From customer service to operations, are you ready to be the steady hand that keeps our store energized and running strong on any shift...

1d ago

Go to Apply

Subscribe to get new jobs sent directly to you
(no charge, cancel anytime)