Loan Review Officer Sr

UMB Bank • San Juan, PR • 1d ago

As a member of the Corporate Risk Department of UMB Financial Corporation, the Loan Review Officer (LRO) Sr. is responsible for execution of the internal loan review program for UMBFC and its subsidiaries with the purpose of assessing the quality, quantity, direction and overall credit risk in the organization. Under the Director's guidance, the LRO Sr. will participate in planned business unit, vertical and horizontal reviews to assess the asset quality and overall risk management of the loan portfolio. Loan reviews will include commercial lending, consumer lending, and other extensions of credit as deemed appropriate. The LRO Sr. will:

How You Will Spend Your Time:

Operate within the Loan Review Charter and Loan Review Manual as approved by the UMBFC Board Risk Committee.

Conduct individual loan reviews within the schedule determined by the Director and approved by the Risk Committee.

Review individual loans and loan portfolios to:

Ensure underwriting credit analysis is sound and justifies/mitigates the identified credit risk

Assess the overall quality of the loan portfolio and the adequacy of loan administration practices by reviewing a pool of individual loans

Ensure risk rating reliability and timeliness of rating changes

Identify actual and potential loan problems at the earliest possible time and make recommendations to remediate credit weaknesses

Measure compliance with established policies/procedures and with laws and regulations

Interact with loan officers, commercial team leaders, and commercial group managers to discuss and evaluate individual credits, compliance with policy, and appropriateness of loan administration functions.

Act as Reviewer in Charge by coordinating the review process of a lending unit or portfolio of loans. This includes:

Identifying the scope of loans to review

Developing a timeline for the review

Consolidating the data from the individual loans review

Writing the Loan Review Report

Presenting findings to senior and executive management

Assist with training, development, and mentoring of new associates in the department.

We Are Excited To Talk If You Have:

MINIMUM:

Bachelor's degree in Business, Finance, Accounting, OR an equivalent combination of education and experience

8 years commercial banking experience in credit analysis, credit administration, lending or loan review

PREFERRED:

5 years of Loan Review or Bank Examiner experience

Bonus Points If You:

Demonstrate ability to work with highly confidential and sensitive information

Demonstrate extensive lending knowledge and experience with complex credits

Demonstrate well developed credit analysis abilities

Demonstrate the ability to read, analyze and interpret common scientific and technical journals, financial reports and legal documents

Demonstrate strong written and verbal communications

Compensation Ranges:

US Employees in California, Washington DC, New Jersey, and New York:

$100,710 - $157,630

US Employees in Colorado, Connecticut, Delaware, Illinois, Massachusetts, Maryland, Minnesota, Pennsylvania, Rhode Island, Texas, Washington, and Wisconsin:

$91,950 - $144,320

US Employees in all other states not listed above:

$83,200 - $131,000

The posted compensation range on this listing represents UMB's good faith and reasonable estimate based on its budget and what it expects to be the starting pay for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. Please see the description of benefits included with this job posting for additional information.

UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.

Are you ready to be part of something more?

You're more than a means to an end-a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard.

UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to talentacquisition@umb.com to let us know the nature of your request.

If you are a California resident, please visit our Privacy Notice for California Job Candidates (https://p1.aprimocdn.net/umb/cdbf5f22-8f7a-43b9-bd03-b09f014a39c3/Privacy\Notice\for\California\Candidates\Original\file.pdf) to understand how we collect and use your personal information when you apply for employment with UMB.

LI-CH1

Who we are

We are more than a company. We are advisors, consultants, problem solvers, friends, community members, experts, and we are here to help you make the best of every moment with a financial foundation that can help you succeed.

Learn more about UMB's vision (https://p1.aprimocdn.net/umb/8cf58ce2-e9d6-4621-b60a-b09f01638943/UMB\Tuce\Book\Original\file.pdf)

Check out the road to a career at UMB

Similar Jobs

Finance Segment Manager - REMOTE

Ryder System • San Juan, PR • 5h ago

Finance, Accounting & Banking

Job Seekers can review the Job Applicant Privacy Policy by clicking here ( http://ryder.com/job-applicant-privacy-policy ) . Job Description : Summary This position will lead financial analysis, planning and data mining...

5h ago

Go to Apply

Advisor, Finance Operations (Pricing Transformation)

Cardinal Health • San Juan, PR • 5h ago

Finance, Accounting & Banking

What Finance Operations contributes to Cardinal Health Finance oversees the accounting, tax, financial plans and policies of the organization, establishes and maintains fiscal controls, prepares and interprets financial...

5h ago

Go to Apply

Accounting Clerk I

Kelly Services • San Juan, PR • 6h ago

Finance, Accounting & Banking

At Kelly®, estamos apasionados por ayudarte a encontrar el trabajo que mejor se adapte a ti. ¿Qué te parece este? Buscamos un Accounting Clerk I para colaborar con una organización líder en San Juan, PR. Con nosotros, to...

6h ago

Go to Apply

Bank Consultant San Juan/Guaynabo/Trujillo Alto(Rio Piedras Region)

Banco Popular Puerto Rico • San Juan, PR • 1d ago

Finance, Accounting & Banking

Date: Jun 24, 2026 Location: San Juan-Río Piedras, PR Company: Popular Workplace Type: On-site Bank Consultant San Juan/Guaynabo/Trujillo Alto(Rio Piedras Region) Job Type Full Time Non-Exempt General Description A Bank...

1d ago

Go to Apply

CORPORATE IT SECURITY MANAGER - CORPORATE IT SECURITY - FIRSTBANK PR

FirstBank PR • San Juan, PR • 2d ago

Finance, Accounting & Banking

CORPORATE IT SECURITY MANAGER Our Company At FirstBank PR , we strive to be trusted advisors to our clients, and our employees are the ones that ensure we deliver on our promise of excellence in personalized customer ser...

2d ago

Go to Apply

Manager, Finance Operations (Rebates Intake & Reporting)

Cardinal Health • San Juan, PR • 2d ago

Finance, Accounting & Banking

2d ago

Go to Apply

Senior Director - T&O Finance

GE Aerospace • San Juan, PR • 2d ago

Finance, Accounting & Banking

Job Description Summary As the Senior Director T&O Finance you will acts as a horizontal leader across the T&O organization and own T&O finance ERP product. You will be accountable for all aspects (Finance pr...

2d ago

Go to Apply

Claims Examiner - Workers Compensation | Jurisdiction: Southeast States | Licensing: Required - Remote

Sedgwick • San Juan, PR • 3d ago

Finance, Accounting & Banking

By joining Sedgwick, you'll be part of something truly meaningful. It's what our 33,000 colleagues do every day for people around the world who are facing the unexpected. We invite you to grow your career with us, experi...

3d ago

Go to Apply

Principal Finance Analyst

Cytel • San Juan, PR • 3d ago

Finance, Accounting & Banking

Cytel is seeking a highly analytical and business-focused Principal Financial Analyst to support the financial planning, analysis, and operational performance of our PBS (Preclinical & Clinical Services) business uni...

3d ago

Go to Apply

Configuration Analyst - Pathnet Blood Bank

Oracle • San Juan, PR • 6d ago

Finance, Accounting & Banking

Job Description We are hiring a SR Configuration Analyst. This Intermediate Oracle Health PathNet Blood Bank consulting position requires ability to operate independently with some assistance and guidance to provide qual...

6d ago

Go to Apply

Subscribe to get new jobs sent directly to you
(no charge, cancel anytime)