Business Banking Credit Lending Authority Management Professional

U.S. Bank • Columbus, OH • 2h ago

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.

Job Description

The Market Credit Administrator - Lending Authority Management (LAM) Professional supports Business Banking Credit by strengthening lending authority bench strength through standardized assessment, targeted development, and risk-based readiness reviews. This First Line of Defense role partners closely with Credit Risk Management and Quality Management to ensure lending authority is earned, maintained, and consistently applied in alignment with bank risk appetite.

This position also provides operational flexibility by supporting approval coverage during volume surges and coaching developing underwriters through increased complexity and authority progression.

Responsibilities

Supports Credit Risk Management's evaluation and recommendation of individual lending authorities

Apply and reinforce a consistent, risk-based lending authority rubric across credit roles

Develop and execute targeted development plans to address skill gaps, recurring errors, and complex risk scenarios

Maintain individual lending authority to provide joinder support and approval coverage during seasonal or situational volume peaks

Serve as a centralized point of contact for lending authority initiatives and ongoing support

Partner with Quality Management to identify trends, provide early testing feedback, and support remediation efforts

Collaborate with credit leaders to support evolving underwriting structures and increasing single-signer authority levels

Required Qualifications

Bachelor's degree in Business, Finance, Accounting, or a related field, or equivalent work experience

Experience in commercial credit analysis, underwriting, or credit risk management

Strong understanding of credit policy, lending authority frameworks, and risk assessment

Must qualify for lending authority based on previous experience in approving credits

Proficient in Microsoft Office tools (i.e. Excel, PowerPoint, etc.)

Typically eight to 10 years of related experience

Preferred Qualifications

Experience supporting or exercising lending authority

Background in credit quality, testing, training, or credit governance

Strong analytical judgment, communication, and stakeholder partnership skills

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (https://careers.usbank.com/global/en/disability-accommodations-for-applicants) .

Benefits:

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

Healthcare (medical, dental, vision)

Basic term and optional term life insurance

Short-term and long-term disability

Pregnancy disability and parental leave

401(k) and employer-funded retirement plan

Paid vacation (from two to five weeks depending on salary grade and tenure)

Up to 11 paid holiday opportunities

Adoption assistance

Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here (https://careers.usbank.com/global/en/benefits/us) .

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (https://careers.usbank.com/verification-of-eligibility-for-employment) .

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $119,765.00 - $140,900.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.

Similar Jobs

Personal Banker Associate I - Greater Columbus Area

Fifth Third Bank, N.A. • Columbus, OH • 5h ago

Finance, Accounting & Banking

Make banking a Fifth Third better®We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Selected candidates are intended...

5h ago

Go to Apply

Accounts Payable Specialist

Robert Half • Westerville, OH • 5h ago

Finance, Accounting & Banking

Description We are looking for an Accounts Payable Specialist to join our team in Westerville, Ohio on a Contract basis. This role is ideal for an accounting specialist who can manage invoice flow, support timely payment...

5h ago

Go to Apply

Claims Examiner - Workers Compensation | Jurisdiction: Southeast States | Licensing: Required - Remote

Sedgwick • Columbus, OH • 6h ago

Finance, Accounting & Banking

By joining Sedgwick, you'll be part of something truly meaningful. It's what our 33,000 colleagues do every day for people around the world who are facing the unexpected. We invite you to grow your career with us, experi...

6h ago

Go to Apply

Principal Finance Analyst

Cytel • Columbus, OH • 6h ago

Finance, Accounting & Banking

Cytel is seeking a highly analytical and business-focused Principal Financial Analyst to support the financial planning, analysis, and operational performance of our PBS (Preclinical & Clinical Services) business uni...

6h ago

Go to Apply

Specialist, Multifamily Accounting

Harbor Group Management • Columbus, OH • 7h ago

Finance, Accounting & Banking

Harbor Group Management Company is a multi-billion dollar real estate investment and property management firm. As we continue to grow, we are looking for passionate, goal oriented, creative individuals with an entreprene...

7h ago

Go to Apply

Financial Analysis Vice President - Consumer Banking Field Finance

JPMorgan Chase • Columbus, OH • 7h ago

Finance, Accounting & Banking

Join the Consumer Banking Field Finance team for an exciting opportunity to partner across the firm to provide financial and strategic analysis, oversight, and coordination of budgeting and forecasting. Our team is respo...

7h ago

Go to Apply

Tax Manager, State Income and Franchise - Multistate

Deloitte • Columbus, OH • 1d ago

Finance, Accounting & Banking

Are you a strategic and creative Multistate Tax professional who loves solving complex state and local tax issues? Are you intrigued by the tax considerations specific to investment management, private equity, real estat...

1d ago

Go to Apply

Tax Manager, State Income and Franchise - Multistate

Deloitte • Columbus, OH • 1d ago

Finance, Accounting & Banking

Are you a strategic and creative Multistate Tax professional who likes solving complex state tax issues? Are you ready to make a greater impact on organizations by combining tax consulting solutions and innovative techno...

1d ago

Go to Apply

Sales Executive, Credit Issuer Solutions

Fiserv • Columbus, OH • 1d ago

Finance, Accounting & Banking

Calling all innovators - find your future at Fiserv. We're Fiserv, a global leader in Fintech and payments, and we move money and information in a way that moves the world. We connect financial institutions, corporations...

1d ago

Go to Apply

Sales Executive, Crypto and Fintech

Fiserv • Columbus, OH • 1d ago

Finance, Accounting & Banking

1d ago

Go to Apply

Subscribe to get new jobs sent directly to you
(no charge, cancel anytime)