Commercial Lender II

Columbia Bank • Fair Lawn, NJ • 1h ago

Compensation $109,490.00 - $164,234.00

Hours Per Week 40

Number Of Positions 1

Job Description Commercial Lender IILocation: Fair Lawn, NJ, USJob Type: Regular Full-TimeRequisition ID: 2732Salary Range: $109,490.00 To $164,234.00 AnnuallySummary: Maintains portfolio of existing customer relationships. May assist more experienced commercial lenders with larger dollar value loans or complicated commercial loan transactions. Analyzes and underwrites more complex or large dollar value commercial loans within a designated region. Working in cooperation with the Branches, Business Development Department and other Commercial Lending team members, develops new business relationships. Approves loans within established guidelines and lending authority.Job Responsibilities:- Maintains performing commercial loans. Assists more experienced lending team members with portfolio maintenance requirements for large dollar or more complicated loan transactions. Interacts with customers to maintain and enhance business relationships. Assists in the resolution of loan documentation exceptions.- Interviews new loan applicants as well as existing borrowing customers. In conjunction with the Credit Department, analyzes financial and related data for credit worthiness and merits of loan requests. Establishes terms and approves loans within lending authority or recommends approval to senior management. Informs customers of Bank decisions.- Develops new business by contacting potential customers and following up on leads. Cross sells Bank products and services.- Monitors delinquencies and evaluates problem loans. Analyzes benefits of restructuring versus pursuing legal collection action. Negotiates and reworks loans or implements legal collection action or referral of the loan to the Special Assets Department. Estimates financial impact to the Bank.- Maintains a current knowledge of local and national economic, financial, political and legislative trends. Determines the possible impact on commercial lending activities.- Assists in the preparation of monthly, quarterly and annual reports to track loan originations. Monitors commercial loan maturities and loan documentation exceptions.- Performs other job related duties as may be assigned.Job Requirements:- Bachelor Degree in Finance, Accounting, Economics or Business related field. Master's degree in finance, business or economics preferred;- Minimum of 8 years experience in Commercial Lending- Minimum of 2 years experience as a Commercial Lender;- Formal credit training required;- Local business experience specifically Northern NJ with potential market expansion;- Strong Commercial Real Estate (CRE) and Construction (CON) expertise is required- Must have the ability to develop and retain CRE & CON loan business;- Must be able to produce assigned loan volume as set annually;- Must ensure and maintain asset quality of loan portfolio;- Excellent decision making and problem solving abilities;- Thorough knowledge of lending regulations required;- Excellent written and verbal communication skills with the ability to deal effectively with customers, attorneys, realtors and other financial institutions as well as all levels of Bank personnel;- History of community involvement through volunteerism and/or representation with charitable organizations;- Excellent organizational, follow-up and time management skillsColumbia Bank offers the following benefits:- Medical, Dental, Vision and Rx which are contributory.- Bonus programs.- Employee Stock Option Program (ESOP).- Life Insurance, Long Term Disability and Accidental Death and Dismemberment (LTD&AD&D).- Paid Time Off (PTO) which includes Personal and Vacation Time.- Paid Sick Time.- Bank Holidays.- Employees may participate in the 401k program.Schedule:- This role is eligible for a hybrid schedule: 3 days in the office and 2 days work from home, based on business needs. This arrangement may change without notice.Columbia Bank and its affiliates is an Equal Opportunity Employer, including individuals with disabilities and veterans. Apply HereEqual employment opportunity, including veterans and individuals with disabilitiesPI285221084

Place of Work

On-site

Requisition ID

285221084

Similar Jobs

Sr. Sales Manager, US LCS Non Endemic

Amazon • New York, NY • 55min ago

Management & Administrative

Description Amazon Advertising is dedicated to driving measurable outcomes for advertisers and agencies. Our ad solutions-including streaming tv, display, video, audio and custom ads-leverage Amazon's innovations and ins...

55min ago

Go to Apply

Sales Account Manager

Amazon • New York, NY • 58min ago

Management & Administrative

Description Amazon Ads operates at the intersection of eCommerce and advertising, offering a rich array of advertising solutions. We partner with advertisers to reach Amazon customers on Amazon.com, across our other owne...

58min ago

Go to Apply

National Sales Manager

Infopro Digital • New York, NY • 1h ago

Management & Administrative

About Infopro Digital Trade Shows Infopro Digital is an international B2B group specialising in information and technology, operating in 20 countries with more than 4,000 employees worldwide. Infopro Digital Trade Shows...

1h ago

Go to Apply

Retail Sales Associate

Harbor Freight Tools • North Bergen, NJ • 1h ago

Retail & Hospitality

179757BRPosting Title:Retail Sales AssociateJob Description: A Retail Sales Associate (part-time) is a valued member of a high performing team who is empowered & equipped to do their job. You will know why your work...

1h ago

Go to Apply

Wireless Retail Sales Associate - W5077

OSL Retail Services • Boonton, NJ • 1h ago

Retail & Hospitality

Overview Ready to unlock unlimited earning potential?You will have unlimited earning potential with $17/hour base pay and uncapped commission! Employees earn $20/hour just hitting minimum expectations and top performers...

1h ago

Go to Apply

Account Manager SMB/ Mid-Market

Uber • New York, NY • 1h ago

Management & Administrative

About the Role Engineering the future of food delivery means more than just moving a meal from A to B; it's about fueled growth for the local heroes who power our cities. As an Account Manager at Uber Eats, you aren't ju...

1h ago

Go to Apply

Early Careers: Account Manager Intern

AON SERVICE CORPORATION • New York, NY • 1h ago

Management & Administrative

Aon invites ambitious college rising seniors to join our 2026 Summer Internship Program as an Account Manager. Immerse yourself in a unique and exciting environment as you sample a career that offers global reach and mak...

1h ago

Go to Apply