JOB REQUIREMENTS: Description: Join Lake Ridge Banks as Loan Production
Specialist! As a Loan Production Specialist, you\'ll play a critical
role in delivering an exceptional lending experience for our Commercial
and Ag customers. You\'ll be the trusted connector between our clients
and lending teams, guiding loans from application through closing with
accuracy, care, and confidence. By expertly managing documentation,
contingencies, and complex transactions, you\'ll ensure every loan
closes smoothly, on time, and in alignment with regulatory requirements
and bank policies. This role is ideal for someone who thrives on
details, enjoys building relationships, and takes pride in providing
outstanding service that supports long-term customer relationships and
business growth. The home office is flexible based out one of our Lake
Ridge Bank communities. Provide support to Loan Production Associates on
all loan production duties. Train new and existing Loan Production
department staff. Manage lender\'s loan renewals and new loan requests &
complete due diligence to prepare for underwriting and approval.
Re-verify that credit request has up-to-date information to determine
proper loan documents required for the loan closing based on the
approval and loan product. Verify all supporting documentation to verify
owners & authorized signers, accurate addresses, collateral descriptions
and proper insurance. Work with Lender for collection of any outstanding
loan approval contingencies. Verify and accurately input codes including
but not limited to product code, class code, purpose code, part 365
code, aggregate debt, new money, collateral codes, LTV and appraised
value. Review final appraisal or real estate valuation. Properly
validate notices are provided to clients when applicable. Adjust
documentation in file for updated values. Coordinate and schedule
closings with Lender and other members of the team as appropriate. Work
with third party individuals as needed such as insurance agents, title
companies and financials to obtain payoffs, when applicable. Prepare
commercial and ag loan closing documents, utilizing Laser Pro and any
ancillary systems required to retrieve documents. Draft loan documents
for complicated transactions including but not limited to Construction,
TIF, SWAP, PACE, SBA, and Participations. Validate that all compliance
requirements are met and accurate, including but not limited to CIP,
CRA, HMDA, Beneficial Ownership and Reg. B. Perform peer reviews of loan
document packages prior to loan closings to identify corrections needed.
Process Adverse Action for loan requests that are denied, withdrawn,
closed for incompleteness or approved but not accepted timely and
accurately following loan regulations. Properly process and document
collateral and/or guarantor change requests. Adhere to all Bank
Security/Compliance Regulations Complete all annual bank security and
compliance training Adhere to Bank Security/compliance and policy
guidelines for commercial loan area. Maintain confidentiality of
customer information at all times. Stay current on all compliance
regulations required through training and education. Other
Responsibilities Assist team members with problems solving and issues
during the production and documentation process. Build trust and rapport
with lenders, credit and closing by being a direct contact for them.
Keep lines of communication open by acting as a liaison between
customers, commercial/ag bankers, underwriters and other bank personnel.
Participate in bank and department meetings. Represent the bank in
professional and community activities. Actively participate in training
programs to stay updated on industry trends and technologies. Partner
effectively across all levels of the organization and develop positive
working relationships. Continually develop knowledge, skills, and
abilities through internal and external training programs. Perform all
other duties as assigned or requested. Requirements: Associate\'s degree
in finance, Accounting, Business and/or similar field of education
and/or minimum 5 years previous work experience in lending, loan
processing, loan closing, underwriting, banking or similar work
experience. Previous experience working with high profile clients and/or
direct customer service experience. Well-developed interpersonal and
communication skills (verbal & written) in order to communicate and
relate effectively with customers and associates Good accounting/math
skills with the ability to work precisely with numbers and financial
calculations. Demonstrated ability to represent the organization in a
professional, positive manner Demonstrated problem solving skills with
the ability to make independent decisions Strong organizational skills
with the ability to prioritize multiple competing tasks and work in a
fast-paced environment. Strong attention to detail with excellent follow
up skills Demonstrated ability to take initiative and to provide
ownership over own work in order to get the job done. Strong
organizational skills, including the ability to prioritize and remain
calm while working in a fast paced/deadline driven environment. Good
working knowledge of Microsoft Office Suite, proficient
typing/keyboarding skills and the ability and willingness to learn new
programs and software. Ability to maintain confidential customer
information. Ability to read, write, understand and speak English
clearly. Ability to represent the organization in a professional,
positive manner. Preferred Qualifications: Bachelor\'s degree or 5+
years previous commercial loan processing/underwriting experience.
Knowledge of Commercial and Agricultural documentation. Lake Ridge Bank
values a diverse workforce and is an Affirmative Action/Equal
Opportunity Employer. Consistent with Lake Ridge Bank\'s commitment to
employ and advance qualified individuals with disabilities, Lake Ridge
Bank provides reasonable accommodation to apply for or perform a job.
Some examples of reasonable accommodation include alternate methods to
apply, providing documents in an alternate format, altering work
procedures, specialized equipment or use of an interpreter. If an
individual needs reasonable accommodations to apply or perform a job
here at Lake Ridge Bank, please contact Human Resources at (608)
849-2700 or email us. PI284712840 *** APPLICATION INSTRUCTIONS:
Apply Online: https://www.click2apply.net/Xna4G6tV2ZQJ8cZ82hKYo8
