Senior Lead Credit Risk & Approval Officer - Corporate Banking

Wells Fargo • United States, United States • 2w ago

About this role:

Wells Fargo is seeking a Senior Lead Credit Risk & Approval Officer to serve as Credit Officer providing credit risk oversight for the Banking division of Corporate & Investment Banking (CIB Banking) in EMEA. CIB Banking provides integrated financial solutions to corporate, investment grade, non-investment grade, public and private customers.

The candidate will be an active and influential participant in the credit process, providing a holistic risk assessment working closely with deal team partners and portfolio management teams. This role requires the authority to decision complex transactions, balance risk/reward, act with sense of urgency and interface with the senior risk and business leaders.

In this role, you will:

Serve as a key member of the team providing oversight and management of credit risk for CIB Banking, working to support the objectives and goals of CIB Banking while maintaining prudent credit underwriting standards and sound overall portfolio quality.

Maintain appropriate credit quality and portfolio health by providing informed and thoughtful credit risk guidance, recommendations, and approvals, engaging in regular portfolio evaluation and deteriorating/problem credit review and by escalating matters when appropriate.

Develop and maintain a solid understanding of bank credit policy, regulatory standards and guidance, and risk rating applicability; provide leadership and guidance on these matters to CIB Banking teams and partners.

Develop and maintain appropriate industry and sector knowledge.

Engage product and subject matter experts and other institutional resources as needed to make informed decisions and recommendations.

Review pipeline activity regularly with CIB Banking teams and assist in the management of deadline awareness and coverage team and client expectations.

Provide thoughtful leadership and guidance to teams about necessary due diligence and analytical focus, particularly in merger and acquisition financing situations and on complex deals.

Interact with internal and external customers.

Required Qualifications:

Experience in Credit Risk & Approval or equivalent demonstrated through one or a combination of the following: work experience, training, education

Desired Qualifications:

A BS/BA degree or higher in accounting, finance, or economics.

Strong credit analysis skills.

Ability to work and influence successfully within a matrix environment and build effective business partnerships with all levels of team members.

Strong organisational, interpersonal, and communication skills. Ability to effectively partner and influence at the executive level.

Experience with complex organisational and capital structures. Solid understanding of capital markets and acquisition finance.

Solid understanding of Wells Fargo's credit culture and approach to risk management.

Strong understanding of loan documentation, credit agreements, and security structure

Posting End Date:

25 May 2026

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo (https://www.wellsfargojobs.com/en/diversity/disability-inclusion/) .

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy (https://www.wellsfargojobs.com/en/wells-fargo-drug-and-alcohol-policy) to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Req Number: R-544759

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