Asset-Backed Finance Lead Banker
The Asset-Backed Finance Lead Banker will play a key role in the origination, structuring, underwriting, and execution of structured finance transactions. This role supports structured financing solutions to financial sponsors, corporates, private equity funds, and specialty finance companies across a range of asset classes. The successful candidate will collaborate with internal stakeholders and external clients to structure bespoke, risk-adjusted financing solutions tailored to specific asset and borrower profiles.
Key Responsibilities and Duties
Support and lead the structuring, execution and ongoing monitoring of structured finance transactions, including bilateral and syndicated financings.
Analyze asset pools and develop cash flow models to support transaction structures and underwriting decisions.
Coordinate the preparation of credit memos, due diligence reports, and term sheets for internal and external use.
Coordinate with legal, credit and operations teams through deal execution and closing.
Assess the creditworthiness of counterparties, underlying asset performance, and structural features of proposed deals.
Monitoring performance and support risk management and regulatory reporting requirements.
Assist senior bankers with business development activities, including pitchbooks, client presentations, and proposal development. Engage with clients, sponsors, advisors, and rating agencies to facilitate transactions and support relationship building.
Maintain a working knowledge of structured product @types and market dynamics; contributing to innovation in deal structuring and product evolution to meet evolving client and market needs.
Guides associates and analysts, providing clear direction and feedback; delegates effectively while maintaining quality control over deliverables; mentor to junior bankers.
Minimum Qualifications
5+ years of experience at a financial institution in loan underwriting or portfolio management, preferably within Asset Backed Finance, or other Structured Finance sectors
Demonstrated expertise in structured credit underwriting and execution of new business transactions
Proven ability to prioritize work effectively, drive execution of junior level deliverables, meet deadlines, and achieve goals in a fast-paced, dynamic environment
Excellent verbal, written, and interpersonal communication skills, including the ability to clearly explain complex concepts
Ability and willingness to travel up to 15% of the time
Role Specific Work Experience
5+ Years Required; 7+ Years Preferred
Educational Requirements
University (Degree) Preferred
Physical Requirements
Physical Requirements: Sedentary Work
Career Level
8IC
Collaborate with deal team members to assist in structuring, underwriting, documenting, and closing loans.
Spread, review, and prepare written analyses of financial statements for borrowers, managers, and guarantors. Develop cash flow and break-even models; evaluate underlying collateral values; review personal and business credit reports; and assess other relevant factors to support timely and accurate credit decisions.
Review and interpret credit agreements and other legal documents.
Leverage third-party data sources and underwriting tools to efficiently evaluate and underwrite loan requests.
Serve as a primary point of contact for clients and internal partners by providing loan status updates, asking follow-up diligence questions, and requesting required documentation to complete underwriting.
Assists Senior Bankers in developing and maintaining prospect and customer databases to generate direct and indirect leads.
Review the authenticity of documents and perform KYC checks and due diligence on all loan parties prior to approval. Stay informed on industry trends, market conditions, and regulatory changes impacting Asset Backed Finance transactions.
Posting End Date: 5/15/26
Job Seeker Notice
EverBank, N.A. is a nationwide specialty bank providing high-value products and services to consumer and commercial clients nationwide. As a pioneer in online banking, we offer convenient digital access for clients 24/7, in addition to phone banking services and a network of financial centers.
The Company's commitment is to deliver to our clients high-performing, high-yield solutions backed by exceptional service, always giving them the advantage they expect, to make the most of their money.
VEVRAA Federal Contractor
Member FDIC
Notice to Job Seekers (https://everbank.com/about/careers/notice-to-job-seekers)
Pay Range $191,300 - $258,700
EverBank, N.A. is an equal opportunity (EEO) employer, dedicated to maintaining a work environment free of bias, harassment, discrimination and retaliation. As an EEO employer, EverBank expressly prohibits discrimination, harassment and retaliation based on protected characteristics such as race, creed, ethnicity, color, age, religion, sex, sex stereo@type, pregnancy, sexual orientation, gender, gender identity, gender expression, transgender status, marital status, national origin, ancestry, physical or mental disability, genetic history and information, or military or veteran status. Providing a safe, inclusive environment is a priority at EverBank and, consistent with that mission, EverBank considers all qualified applicants for employment regardless of protected status.
We will not discharge or in any other manner discriminate against associates or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another associate or applicant. However, associates who have access to the compensation information of other associates or applicants as a part of their essential job functions cannot disclose the pay of other associates or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by us, or (c) consistent with our legal duty to furnish information.
