Underwriter 3

U.S. Bank • Los Angeles, CA • 2h ago

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.

Job Description

Analyzes and evaluates residential loan applications originated by U.S. Bank branch offices in accordance with industry and business unit standards. Gathers, analyzes and interprets all @types of credit information for existing and prospective retail banking customers in order to maximize credit and minimize risk and potential loss. Develops and maintains a loan underwriting portfolio consistent with the Bank's guidelines for credit quality and Investor or Insurer standards. Approves and/or denies loans within certain limits and makes credit structure and loan eligibility decisions.

Basic Qualifications

Bachelor's degree, or equivalent work experience

Five or more years of mortgage underwriting experience

Preferred Skills/Experience

Advanced understanding of factors affecting real estate values and credit analysis

Good mathematical skills

Proficient computer navigation skills

Excellent verbal and written communication skills

Experience with FHA, VA, HUD, Portfolio/Non-QM, and Jumbo loans

FHA Direct Endorsement Underwriting designation

VA Staff Appraisal Reviewer (SAR) designation

*This role's schedule requires working in Pacific Standard Time zone

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (https://careers.usbank.com/global/en/disability-accommodations-for-applicants) .

Benefits:

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

Healthcare (medical, dental, vision)

Basic term and optional term life insurance

Short-term and long-term disability

Pregnancy disability and parental leave

401(k) and employer-funded retirement plan

Paid vacation (from two to five weeks depending on salary grade and tenure)

Up to 11 paid holiday opportunities

Adoption assistance

Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here (https://careers.usbank.com/global/en/benefits/us) .

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (https://careers.usbank.com/verification-of-eligibility-for-employment) .

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $32.16 - $42.88

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.

Similar Jobs

Oracle Finance Team Lead

US Tech Solutions • Brea, CA • 44min ago

Finance, Accounting & Banking

$85-$90 per hour Brea, CA Right to Hire Oracle Finance Team Lead Brea, CA (Onsite 4-5 days a week) 9 Months contract to Perm Description Of Services: Partner with senior stakeholders across Finance, IT, and business unit...

44min ago

Go to Apply

WM Affluent Banker - Beverly Hills, CA

U.S. Bank • Beverly Hills, CA • 1h ago

Finance, Accounting & Banking

1h ago

Go to Apply

Accounting Advisor

Southern California Edison • Rosemead, CA • 5h ago

Finance, Accounting & Banking

Join the Clean Energy Revolution Become an Accounting Advisor at Southern California Edison (SCE) and build a better tomorrow. In this job, you'll be responsible for executing month-end close activities, preparing recurr...

5h ago

Go to Apply

Accounts Payable Manager

Robert Half • Carson, CA • 5h ago

Finance, Accounting & Banking

Description We are looking for an experienced Accounts Payable Manager to join our team in Carson, California, on a Contract to permanent basis. This role involves leading a team of seven professionals within a fast-pace...

5h ago

Go to Apply

Accounting Manager, Global OpEx Accounting

Amazon • Culver City, CA • 5h ago

Finance, Accounting & Banking

Description Amazon is a pioneering, dynamic, and energetic company that thrives on unique and peculiar ways. We take pride in our single-minded obsession over customer satisfaction and our ability to maintain a curious a...

5h ago

Go to Apply

Accounts Payable Manager

Robert Half • Carson, CA • 5h ago

Finance, Accounting & Banking

5h ago

Go to Apply

Adjunct Professor of Finance and Business Economics

University of Southern California • Los Angeles, CA • 12h ago

Finance, Accounting & Banking

The Finance and Business Economics (FBE) Department in the Marshall School of Business invites applications for a part-time faculty (non-tenure-track) position for AY 2025-2026. USC defines two categories of appointment...

12h ago

Go to Apply

Accountant - Entry Level

Robert Half • Los Angeles, CA • 2d ago

Finance, Accounting & Banking

Description We are looking for a motivated and detail-oriented Entry-Level Accountant to join our hospitality team in Los Angeles, California. This role is a Contract to permanent position, offering a fantastic opportuni...

2d ago

Go to Apply

Financial Analyst II

UCLA Health • Los Angeles, CA • 2d ago

Finance, Accounting & Banking

Description Under guidance from the CFO, the Finance Analyst 2 provides specific and general financial, accounting, and analytical assistance to support the departments' clinical, research, and education missions. Incumb...

2d ago

Go to Apply

Accounting Intern

Legence • Long Beach, CA • 2d ago

Finance, Accounting & Banking

P2S stands as a provider of professional engineering services to a broad range of markets, including higher education, healthcare, ports/harbors, industrial, entertainment, commercial, laboratories, municipal, and federa...

2d ago

Go to Apply

Subscribe to get new jobs sent directly to you
(no charge, cancel anytime)

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.