General information
Ref # 21704
Remote? No
Ally and Your Career
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Ally Financial only succeeds when its people do - and that's more than some cliché people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You're constantly evolving, so shouldn't your opportunities be, too?
The Opportunity
At this time, Ally will not sponsor a new applicant for employment authorization for this position. We are looking for a passionate and dedicated Data Scientist with solid technical skills, good communication, and analytical experience. This person will be responsible for estimating and monitoring various consumer auto originations credit risk metrics and their impact to pricing of consumer products. They will also build tools for analyzing price sensitivities and optimizing pricing strategies. The ideal candidate is familiar with data science techniques and machine learning algorithms and can apply them in a dynamic business environment to support decisions with direct impact to the bottom line. Knowledge of predictive analytics, SQL and big data management, Python (or R) programming are needed as the foundation for this role.
The Work Itself
Heavy emphasis on advanced coding and ability to create predictive and statistical models from the ground up.
Incorporates the use of algorithms into analytics and modeling.
Has knowledge of data and business acumen.
Utilizes machine learning and experimental design techniques.
Builds credit risk and pricing predictive and prescriptive analytical tools in support of data driven business decisions.
Applies optimization algorithms to identify opportunities for achieving specific business objectives, such as minimizing risks and maximizing profitability.
Streamlines data usage and interfaces information dashboards to create consistency and efficiencies across business processes.
Learns how to apply best practices and to filter data into meaningful information.
The Skills You Bring
Minimum 1 year of work experience in analytics is required.
Bachelor's degree or higher is needed.
Must be technically proficient in Snowflake SQL, Python, and visualization tools (e.g., Power BI).
Some experience with credit risk analytics and pricing optimization are preferred.
Knowledge of practical application of supervised and non-supervised machine learning algorithms is a plus (e.g., logistic regression, linear regression, decision trees, survival analysis, ensemble learning, cluster analysis, linear and non-linear programming).
Ability to organize and explore large data sets to identify trends/insights as well as translate results into business recommendations.
Ability to manage multiple projects and assignments, prioritize, and meet deadlines.
Good communication (written and oral) and interpersonal skills.
Ability to work independently and to collaborate with team members and business partners on assignments.
How We'll Have Your Back
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Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. But Ally's total compensation - or total rewards - extends beyond your paycheck and is designed to support and enrich your personal and professional life, including:
Time Away: competitive holiday and flexible paid-time-off, including time off for volunteering and voting.
Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan and 529 educational assistance programs, tuition reimbursement, and other financial well-being programs.
Supporting your Health & Well-being: flexible health and insurance options including dental and vision, pre-tax Health Savings Account with employer contributions and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.
Building a Family: adoption, surrogacy, and fertility support as well as parental and caregiver leave, back-up child and adult/elder day care program and childcare discounts.
Work-Life Integration: other benefits including LifeMatters® Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.
Who We Are:
Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com.
Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.
Where permitted by applicable law, must have received or be willing to receive the COVID-19 vaccine by date of hire to be considered, if not currently employed by Ally.
We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests, email us at work@ally.com. Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.
Base Pay Range:
An individual's position in the range is determined by the scope and responsibilities of the role, work experience, education, certification(s), training, and additional qualifications. We review internal pay, the competitive market, and business environment prior to extending an offer.
Emerging: 65000
Experienced: 90000
Expert: 115000
Incentive Compensation: This position is eligible to participate in our annual incentive plan
