Consumer Loan Specialist I

Alpine Bank • Rifle, CO • 1d ago

Alpine Bank can only accept applications through our website. Alpine Bank Careers Page{rel="noopener noreferrer" target="_blank"}

General Purpose

The Consumer Loan Specialist I position is the entry level position in the Consumer Loan Underwriting Team. Under direct supervision, the Consumer Loan Specialist I will review and evaluate consumer non-real estate loan applications using the Bank's automated loan platform system.

Essential Duties/Responsibilities

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Understanding of different @types of consumer loan applications and disclosures used for each.

Understands consumer loan documentation and follows compliance regulations.

Discerns the Bank's loan policy guidelines and underwrites loan requests within lending parameters.

Inputs loan application into loan software and upload any supporting documents that are sent by the location contact.

Reviews system decision recommendation by analyzing the application information, credit report history, debt-to-income ratio, and the collateral loan-to-value ratio.

Reviews and deciphers essential information on an applicant's credit history report.

Identifies missing items or information and communicates with location contact and customer.

Ensures underwriting meets loan policy requirements with supervisor review and assistance.

Decisions the loan and articulates decision to both the customer and the Retail Branch Representative.

Orchestrates loan closing between the customer and the Retail Branch Representative or completes adverse action for disclosure.

Regular and reliable attendance is required as an essential function of this position.

Performs other duties as assigned.

Employees are held accountable for all duties of this job.

Job Qualifications

Knowledge, Skills, and Ability:

Teamwork ethics: demonstrates ability to work successfully as a team player.

Demonstrates a positive attitude and adaptability, especially regarding workflow process and technology changes.

Displays motivation to initiate work; is a self-starter.

Ability to work independently.

Organizational skills: ability to effectively prioritize, be detailed oriented, and manage workload.

Good analytical abilities to gather and interpret data and decision basic loan requests.

Ability to work in a fast-paced environment with a desire for professional growth.

Strong verbal and written communication skills.

Working knowledge of Loan Policy desired.

Computer Skills: Underwriters require advanced computer skills and must be proficient with Excel, Word, and financial analysis software and other spreadsheet packages.

Education or Formal Training:

High School Diploma or General Education Diploma (GED) equivalent required.

Possession of, or ability to obtain, a valid NMLS License, required.

Experience:

Minimum of 2 years of banking experience preferred.

Experience with loan compliance and loan documentation preferred.

An equivalent combination of education and experience may be substituted on a year-to-year basis.

Working Conditions

Working Environment:

This job operates in a professional office environment. After successful training in the role, the role allows for a hybrid schedule to include remote work and in office. In-office attendance requires a minimum of two (2) days per week. This arrangement can be modified or removed at any time, at management discretion. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines.

Physical Activities:

These are representative of those which must be met to successfully perform the essential functions of this job.

This is largelya sedentary role. While performing the duties of this job, the employee is regularly required to talk or hear. Good eyesight and hand/finger dexterity are required. Specific vision abilities required by this job include close vision, distance vision, color vision, and ability to adjust focus. Ability to handle some mental stress when dealing with upset customers. Employee also may have to lift up to 25 pounds. Repetitive motion likely.

Note: This job description is not intended to be an exhaustive list of all duties, responsibilities, or qualifications associated with the job.

Starting Rate of Pay is from $19.50 to $24.50 per hour, depending on experience.

For an overview of our employee benefits please visit: Alpine Bank Careers Page{rel="noopener noreferrer" target="_blank"}

Position anticipated to close January 30, 2026, or until filled.

Similar Jobs

Personal Banking Representative

FirstBank • Glenwood Springs, CO • 3d ago

Finance, Accounting & Banking

Description Founded in 1963, FirstBank is Colorado's largest locally owned holding company and we are still growing, serving customers in Colorado and Arizona. Our growth can be attributed to one simple philosophy: do ri...

3d ago

Go to Apply

Loan Assistant

Bank Of Colorado • Glenwood Springs, CO • 2w ago

Finance, Accounting & Banking

Serve as support to the loan area. Apply online at https://www.bankofcolorado.com/careers RESPONSIBILITIES AND DUTIES: Processes loans, which include: preparation work, computer input and follow-up. May assist with loan...

2w ago

Go to Apply

Personal Banking Representative - Bilingual in English/Spanish

FirstBank • Glenwood Springs, CO • 2d ago

Retail & Hospitality

2d ago

Go to Apply

Electric Line Groundworker - Rifle, CO

Xcel Energy • Rifle, CO • 3d ago

Are you looking for an exciting job where you can put your skills and talents to work at a company you can feel proud to be a part of? Do you want a workplace that will challenge you and offer you opportunities to learn...

3d ago

Go to Apply

0235 - Glenwood Springs CO - Store Sales Specialist

REI • Glenwood Springs, CO • 4d ago

Retail & Hospitality

Overview Come shape the future of the outdoors. REI Co-op is united around discovering, building and celebrating better ways of working in this world, all so that folks can find and pursue a love of the outdoors. When yo...

4d ago

Go to Apply

Plant Operations

SG Interests • Silt, CO • 1w ago

Manufacturing & Warehouse

The Plant Operator will be responsible for managing daily operations, monitoring machinery and equipment, and ensuring optimal efficiency and productivity. Ideal candidates will have a strong understanding of process ope...

1w ago

Go to Apply

Physical Therapist (PT)

Genesis Healthcare • Glenwood Springs, CO • 2w ago

Hospital & Medical

Overview At Powerback, we're on a mission to improve lives. As the leader in physical, occupational, speech, and respiratory therapies, we help older adults stay active and thrive while providing essential therapy for ch...

2w ago

Go to Apply

Part Sales Manager - Full Time

AutoZone, Inc. • Glenwood Springs, CO • 2w ago

Management & Administrative

Job Description AutoZone's Store Management team drives store performance, fosters a productive team, and ensures exceptional customer service. Managers and MITs play a key leadership role, expected to Live The Pledge an...

2w ago

Go to Apply

Electrician II

JM Huber Corporation • Rifle, CO • 2w ago

Manufacturing & Warehouse

Portfolio Business: Huber Engineered Materials J.M. Huber Corporation is one of the largest privately held, family-owned companies in the United States. Established in 1883, we are a diversified, global supplier of speci...

2w ago

Go to Apply

Warehouse Associate

PeopleReady • Glenwood Springs, CO • 3w ago

Manufacturing & Warehouse

Warehouse Associate PeopleReady of Grand Junction, CO is now hiring Warehouse Associates in Glenwood Springs, CO! As a Warehouse Associate, you will pick, pack, and prepare orders for shipping. Apply today and you could...

3w ago

Go to Apply

Subscribe to get new jobs sent directly to you
(no charge, cancel anytime)

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.