About this role:
Wells Fargo's Consumer Lending businesses empower millions of customers to achieve their dreams every day. Whether it's buying a home, purchasing a car, funding a significant purchase, or making important daily credit card purchases, Consumer Lending provides important credit products and services that help our customers succeed. The group includes Home Lending; Auto; Personal Loans, Cards, Retail and Merchant Services.
Within Consumer Lending, the Personal Loans and Line team leads Personal Loans, Lines, and Flex Loans, with a focus on product innovation, pricing, and portfolio performance. This Senior Lead Product Manager role will drive industry analysis and market growth strategy for Personal Lending. The position blends competitive intelligence, market sensing, and data driven insights to support strategic decisions and influence change across a matrixed environment.
Learn more about the career areas and business divisions at wellsfargojobs.com.
In this role, you will:
Lead market, competitor, and growth analysis initiatives for Personal Loans and Flex products to understand competitive standing and impact on market share and capture rate trends
Develop and mature our competitive analysis practice, defining the competitor landscape, identifying new vendors or data sources, leveraging industry practices and forums for insights
Serve as a thought leader on industry trends, emerging issues, and new opportunities impacting the lending portfolio, proactively sharing insights to inform strategy
Partner closely with Finance, Credit Risk, Marketing, Analytics, and other internal groups to monitor and manage portfolio performance, leveraging data-driven insights to drive innovation
Conduct ongoing segmentation of market and of personal loans funnel to identify growth opportunities and inform decision-making
Leverage data to influence key stakeholders across the organization on growth forecasting and to drive growth initiatives without direct reporting lines
Collaborate with others within the Consumer Lending organization to identify and capitalize on cross-product synergies
Required Qualifications, US:
7+ years of Product Management, product development, strategic planning, process management, change delivery, or agile product owner experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications:
7+ years of experience in P&L management, pricing, product management, credit risk, or finance in financial services
In-depth experience in lending product management with P&L responsibilities, preferably within consumer lending personal loans
Knowledge and understanding of lending strategies and methodologies, and key performance drivers
Strong financial and quantitative analysis skills to help maximize performance metrics linked to lending P&L
Experience conducting competitive analysis, market research, benchmarking, and synthesizing industry insights to inform product strategy
Strong analytical skills, including segmenting performance, conducting funnel analytics, and deriving insights from large datasets
Demonstrated ability to use data, competitive insights, and cost-benefit analysis to drive decisions in cross-functional, matrixed environments
Strategic thinker with demonstrated ability to structure ambiguous problems and develop actionable, insight-driven recommendations
Experience building strong relationships, influencing without authority, and collaborating effectively across multiple lines of business in complex, matrixed environments
Exceptional communication skills, including the ability to build executive-ready presentations that translate complex analysis into clear, compelling insights
Consulting experience (internal or external) strongly preferred
Results-driven, highly organized and adaptable, skilled at prioritizing and delivering results in fast-paced, dynamic settings
Master's Degree, MBA or higher preferred
Job Expectations:
This role offers a hybrid work schedule
Ability to travel up to 10% of the time
This position is not eligible for Visa sponsorship
Posting Locations:
2200 Concord Pike, Wilmington, DE 19803
550 S Tryon Charlotte, NC 28202
801 Walnut St, Des Moines, IA 50309
Required location(s) listed above. Relocation assistance is not available for this position.
Pay Range
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.
$139,000.00 - $239,000.00
Benefits
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs (https://www.wellsfargojobs.com/en/life-at-wells-fargo/benefits) for an overview of the following benefit plans and programs offered to employees.
Health benefits
401(k) Plan
Paid time off
Disability benefits
Life insurance, critical illness insurance, and accident insurance
Parental leave
Critical caregiving leave
Discounts and savings
Commuter benefits
Tuition reimbursement
Scholarships for dependent children
Adoption reimbursement
Posting End Date:
25 Jan 2026
*Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo (https://www.wellsfargojobs.com/en/diversity/disability-inclusion/) .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy (https://www.wellsfargojobs.com/en/wells-fargo-drug-and-alcohol-policy) to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
Req Number: R-514754
