BFO Stop Loss (Business Finance Senior Director)

The Cigna Group • Saint Louis, MO • 18h ago

Position Summary

The Senior Director, High Cost Claimant BFO (Business Finance Officer) will serve as the strategic finance partner to the High Cost Claimant and Stop Loss business, overseeing performance management and integrating financial planning results into actionability. This role is pivotal in enhancing understanding of emerging experience and decision-making across the high cost claim and Stop Loss portfolio. This individual will report directly to VP, Cigna Healthcare Business Finance Officer, with dotted line responsibilities to High Cost Claimant Business Leadership.

Key Responsibilities

Provide strategic finance leadership across the High-Cost Claimant and Stop Loss portfolio, ensuring alignment with enterprise financial goals.

Architect and maintain a comprehensive view of high-cost claimant financial results and future outlook, identifying trends and emerging risks.

Lead performance management processes, including forecasting, budgeting, and variance analysis, to drive actionable insights.

Integrate financial planning outputs into business decision-making, partnering with cross-functional teams to ensure financial strategies are executed effectively.

Collaborate with Pricing, Underwriting, and Finance and to develop and refine financial models that support growth and profitability.

Act as a strategic advisor to business leadership, by providing proactive insights and recommendations to optimize portfolio performance and manage risk.

Drive continuous improvement in financial reporting and analytics capabilities, leveraging automation and advanced tools.

Serve as a key liaison between finance and business leadership, ensuring transparency and alignment on financial priorities.

Qualifications

Strong financial and/or actuarial background with a minimum of 10+ years of business experience in the healthcare industry.

Bachelor's degree in related field or equivalent relevant professional experience.

Demonstrated ability to lead cross-functional initiatives and influence senior leadership.

Proven track record in process transformation.

Deep understanding of Stop Loss or related risk-bearing products.

Exceptional communication and stakeholder management skills.

Advanced proficiency in financial modeling, forecasting, and data analysis.

If you will be working at home occasionally or permanently, the internet connection must be obtained through a cable broadband or fiber optic internet service provider with speeds of at least 10Mbps download/5Mbps upload.

About Cigna Healthcare

Cigna Healthcare, a division of The Cigna Group, is an advocate for better health through every stage of life. We guide our customers through the health care system, empowering them with the information and insight they need to make the best choices for improving their health and vitality. Join us in driving growth and improving lives.

Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws.

If you require reasonable accommodation in completing the online application process, please email: SeeYourself@cigna.com for support. Do not email SeeYourself@cigna.com for an update on your application or to provide your resume as you will not receive a response.

The Cigna Group has a tobacco-free policy and reserves the right not to hire tobacco/nicotine users in states where that is legally permissible. Candidates in such states who use tobacco/nicotine will not be considered for employment unless they enter a qualifying smoking cessation program prior to the start of their employment. These states include: Alabama, Alaska, Arizona, Arkansas, Delaware, Florida, Georgia, Hawaii, Idaho, Iowa, Kansas, Maryland, Massachusetts, Michigan, Nebraska, Ohio, Pennsylvania, Texas, Utah, Vermont, and Washington State.

Qualified applicants with criminal histories will be considered for employment in a manner consistent with all federal, state and local ordinances.

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