Mortgage Loan Originator

U.S. Bank • Stockton, CA • 5d ago

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.

Job Description

Originates mortgage loans in an assigned metropolitan territory. Takes applications, conducts preliminary underwriting reviews, submits loan applications to processing and underwriting for approval. Follows-up to ensure that documents required for processing, underwriting, and closing are secured in a timely manner from appropriate sources. Incumbents are customarily and regularly engaged in making and soliciting loan sales and conducting sales-related activities away from U.S. Bank locations. Incumbents are expected to spend at least 50% of their time conducting their activities away from U.S. Bank locations.

This position requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z. You will be subject to the required registration process, which includes a criminal background and credit check. Failure to meet or maintain any of the NMLS registration requirements, including maintaining a satisfactory criminal and credit record, may result in a rescission of your offer or termination of employment.

Basic Qualifications

High school diploma or equivalent

Minimum one year of mortgage, sales, real estate, or banking experience

Ability to travel

Preferred Skills/Experience

Well-developed sales ability

Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies

Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors

Basic knowledge of local, state and national laws (e.g. zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.)

Ability to work independently

Ability to analyze financial information

Excellent verbal and written communication skills

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (https://careers.usbank.com/global/en/disability-accommodations-for-applicants) .

Benefits:

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

Healthcare (medical, dental, vision)

Basic term and optional term life insurance

Short-term and long-term disability

Pregnancy disability and parental leave

401(k) and employer-funded retirement plan

Paid vacation (from two to five weeks depending on salary grade and tenure)

Up to 11 paid holiday opportunities

Adoption assistance

Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (https://careers.usbank.com/verification-of-eligibility-for-employment) .

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $20.00 - $20.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.

Similar Jobs

Accounts Payable Clerk

Robert Half • Lodi, CA • 5d ago

Finance, Accounting & Banking

Description We are looking for a detail-oriented Accounts Payable Clerk to join our team in Lodi, California. This Contract-to-permanent position is a vital role within our finance department, ensuring the accurate proce...

5d ago

Go to Apply

Accounting Assistant

Robert Half • Stockton, CA • 1w ago

Finance, Accounting & Banking

Description We are looking for a detail-oriented Accounting Assistant to join our team in Stockton, California. This Contract-to-permanent position offers an excellent opportunity to contribute to key financial processes...

1w ago

Go to Apply

Financial Solutions Advisor - San Joaquin Valley Area

Bank of America • Stockton, CA • 1w ago

Finance, Accounting & Banking

Financial Solutions Advisor - San Joaquin Valley Area Manteca, California;Stockton, California; Modesto, California; Tracy, California; Merced, California To proceed with your application, you must be at least 18 years o...

1w ago

Go to Apply

Financial Solutions Advisor - San Joaquin Valley Area

Bank of America • Manteca, CA • 1w ago

Finance, Accounting & Banking

1w ago

Go to Apply

Financial Solutions Advisor - San Joaquin Valley Area

Bank of America • Tracy, CA • 1w ago

Finance, Accounting & Banking

1w ago

Go to Apply

Accounting Manager/Supervisor

Robert Half • Stockton, CA • 1w ago

Finance, Accounting & Banking

Description ACCOUNTABILITIES Maintain all records including financial, payroll, tax returns, bank statements, etc. in a secure, approved and confidential manner. Coordinate information from the Production Department, Sal...

1w ago

Go to Apply

Sr. Accountant

Robert Half • Linden, CA • 3w ago

Finance, Accounting & Banking

Description Key Responsibilities: Maintain accurate accounting records for multiple entities with different year-ends. Manage financials for both government contracts (milestone-based billing, compliance-driven) and comm...

3w ago

Go to Apply

Accountant

Robert Half • Stockton, CA • 3w ago

Finance, Accounting & Banking

Description We are looking for a skilled Accountant to join our team on a contract basis in Stockton, California. The ideal candidate will bring expertise in managing financial processes, including journal entries, bank...

3w ago

Go to Apply

Accounting Clerk

Aston Carter • Stockton, CA • 3w ago

Finance, Accounting & Banking

Apply here today to join a nonprofit that is focused on making an impact in your community. We are seeking a dedicated Accounting Clerk for our purchasing department to manage a variety of accounting tasks, including mat...

3w ago

Go to Apply

Family Medicine NP

Dignity Health • Stockton, CA • 15h ago

Hospital & Medical

Job Summary and Responsibilities Our multispecialty group, Dignity Health Medical Group - Stockton , a service of Dignity Health Medical Foundation, is seeking a full-time Family Medicine Nurse Practitoner or Physician A...

15h ago

Go to Apply

Subscribe to get new jobs sent directly to you
(no charge, cancel anytime)

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.