Lead SAS Credit Risk Analyst - Unsecured Lending

U.S. Bank • San Francisco, CA • 4h ago

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.

Job Description

The Business Risk Professional will partner with Consumer and Business Banking (CBB), other Business Risk Professionals, and Business Risk Managers to, depending on their function, create, implement, maintain, review or oversee an effective risk management framework.

May participate in projects and/or activities that ensure compliance with applicable federal, state and local laws and regulations.

May identify gaps and inform solutions that minimize losses resulting from inadequate internal processes, systems or human errors.

May actively identify, respond and/or escalate risks as appropriate.

May inform policies and procedures to maximize profit potential and minimize regulatory exposure.

May serve as a functional liaison between CBB and the Lines of Defense.

Basic Qualifications

Bachelor's degree, or equivalent work experience

10 or more years of applicable experience

Applicable professional certifications

Preferred Skills/Experience

Advance degree in business, computer science, economics, finance, mathematics, operations research, or statistics

Advanced knowledge of SAS, SQL, R, Python, or other database programming languages

Expert in Tableau

Experience creating reader-centered dashboards and report automation

Experience in credit risk developing credit risk strategies for underwriting and account management for unsecured lending products

Experience as a model owner developing model performance monitoring or working in model risk management

Experience working with large datasets

Effective verbal, written and presentation communication skills

Effective technical report writing skills

Ability to work independently with minimal guidance from manager

Location Expectations

This role is hybrid. Team members who are in a hybrid role typically spend three days a week at the listed U.S. Bank location(s), while having flexibility on their work location for the other working days.

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (https://careers.usbank.com/global/en/disability-accommodations-for-applicants) .

Benefits:

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

Healthcare (medical, dental, vision)

Basic term and optional term life insurance

Short-term and long-term disability

Pregnancy disability and parental leave

401(k) and employer-funded retirement plan

Paid vacation (from two to five weeks depending on salary grade and tenure)

Up to 11 paid holiday opportunities

Adoption assistance

Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (https://careers.usbank.com/verification-of-eligibility-for-employment) .

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $119,765.00 - $140,900.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.

Similar Jobs

Finance Operations, Senior Associate

PwC • San Francisco, CA • 16min ago

Finance, Accounting & Banking

Specialty/Competency: Finance Industry/Sector: Not Applicable Time Type: Full time Travel Requirements: Up to 60% A career in our Financial Operations practice, within Finance Consulting services, will provide the opport...

16min ago

Go to Apply

Finance Business Partner

Aston Carter • Foster City, CA • 20min ago

Finance, Accounting & Banking

Job Title: Finance Business Partner Job Description The primary role of the Finance Business Partner is to conduct quantitative analyses of information that affect investment programs for public or private institutions....

20min ago

Go to Apply

Flexible Consumption Revenue Recognition Implementation Manager

Deloitte • San Francisco, CA • 8h ago

Finance, Accounting & Banking

Flexible Consumption Revenue Recognition Implementation Manager Our Deloitte Customer team empowers organizations to build deeper relationships with customers through innovative strategies, advanced analytics, Generative...

8h ago

Go to Apply

FinanceAI Manager

Deloitte • San Francisco, CA • 9h ago

Finance, Accounting & Banking

Join our Finance Transformation team to help unlock financial performance and enterprise value. We serve as trusted advisors to CFOs, COOs, CIOs, and other key executives, providing strategic advice, implementing solutio...

9h ago

Go to Apply

Zuora Flexible Consumption Revenue Recognition Implementation Consultant

Deloitte • San Francisco, CA • 9h ago

Finance, Accounting & Banking

Zuora Flexible Consumption Revenue Recognition Implementation Consultant Our Deloitte Customer team empowers organizations to build deeper relationships with customers through innovative strategies, advanced analytics, G...

9h ago

Go to Apply

Analyst, Technology, Investment Banking

BMO Financial Group • San Francisco, CA • 15h ago

Finance, Accounting & Banking

Provides a combination of deep industry sector expertise, innovative thinking in a team-based approach and world class execution across a full suite of products to clients through an integrated Capital Markets platform u...

15h ago

Go to Apply

Senior SAS Credit Risk Analyst

U.S. Bank • San Francisco, CA • 16h ago

Finance, Accounting & Banking

16h ago

Go to Apply

Revenue Accountant

KQED • San Francisco, CA • 20h ago

Finance, Accounting & Banking

Title: Revenue Accountant Schedule Format - Location: Hybrid - San Francisco Pay Information: $34.00-$42.00 Hourly Position Summary: KQED's annual operating revenue of about $90 million is derived from sources including...

20h ago

Go to Apply

Executive Assistant - Investment & Corporate Banking

Mizuho Corporate Bank • San Francisco, CA • 20h ago

Finance, Accounting & Banking

Banking Americas: Investment & Corporate Banking We are a premier investment and corporate bank dedicated to delivering innovative capital markets and advisory solutions to corporations, institutional investors and p...

20h ago

Go to Apply

Senior Accountant

Robert Half • San Francisco, CA • 20h ago

Finance, Accounting & Banking

Description We are looking for a highly skilled Senior Accountant to join our team in San Francisco, California. The ideal candidate will play a key role in managing and maintaining financial records, ensuring accuracy a...

20h ago

Go to Apply

Subscribe to get new jobs sent directly to you
(no charge, cancel anytime)

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.