Sr. Lending Advisor

MECHANICS BANK • Lacey, WA • 4h ago

Mechanics Bank is currently searching for a Sr. Lending Advisor to join our team. Here at Mechanics Bank, we value connection, partnership, long term relationships and working together in person. This role will be working on-site in our Washington offices.
Originates new residential mortgage loans. Establishes and maintains relationships with realtors, builders and other referral partners in order to develop and retain existing business and new mortgage lending business for the bank, including conventional residential mortgage and a strong portfolio product line. Develops effective referral sources to generate loans. Connects with borrowers and obtains necessary information to accurately complete a loan application and maintains strict confidentiality with the information received. Collects and reviews required documentation and information necessary for processing and approval of the mortgage loan request. Maintains appropriate communication with borrower(s), referral sources and key stake holders, throughout the loan application process to ensure approval and closing in a timely manner as well as be in compliance with banking and government regulations. Professionally represents the bank in the community and refers clients for other banking services as appropriate. Keeps informed on trends and developments in the local real estate market as well as the changing rules and regulations pertaining to both private and government-insured mortgages.
What you will be doing:
Develops and maintains relationships with referral sources such as realtors, builders, and other referral partners, etc., to increase mortgage-lending activities.
Developing and maintaining internal relationships to create cross-sell opportunities by leveraging the mortgage transaction. Calls on prospective customers and explains loan products and services.
Prepares required pipeline reports for department administrative purposes.
Corresponds with or interviews applicant or others (e.g. creditors) to resolve questions regarding applicant information. Submits loan package to processing for underwriting and coordinates necessary activities and gathering of supporting documents for obtaining approval.
Analyzes applicant financial status, credit and property evaluation to determine feasibility of granting loan. Works with processing and underwriting to ensure all questions are answered and/or to resolve mortgage related problems.
Interviews applicant and requests specific information and/or documentation for mortgage loan application.
Coordinates activities with loan processor and borrower(s) to ensure that proper documentation and verification is obtained.
Works with the closing department to ensure that the loan is successfully closed.
Who you are:
High school diploma or GED is required.
Minimum of 3 years of lending, banking experience
Sr. Lending Advisor and/or Lending Advisor positions are expected to adhere to Bank policies and procedures designed to comply with the S.A.F.E. Act regulations. In addition, Sr. Lending Advisor and/or Lending Advisor must register under the S.A.F.E. Act and ensure their registration is kept current while acting as an originator of home secured loan (home equity loans and lines of credit).
Proficient with: MS Word, MS Excel, MS PowerPoint, MS Outlook, Encompass Loan Originating System (LOS).
Possess excellent human relations, communications and business writing skills.
Ability to work effectively without direct supervision.
Possess effective time management and organizational skills.
Demonstrates teamwork in facilitating workflow.
High level of cooperation with others and is responsive to the Bank's needs.
Exemplary motivation, enthusiasm, professionalism and team skills.
Demonstrates with excellent customer service skills.
Ability to cope with pressure resulting from meeti

Similar Jobs

Business Banking Relationship Manager

Washington Federal • University Place, WA • 4h ago

Finance, Accounting & Banking

Business Banking Relationship Manager Location : Location US-WA-University Place Location/Org Data : Name University Place Location : Address 4221 Bridgeport Way West Location : City University Place Location : State/Pro...

4h ago

Go to Apply

Digital Banking Specialist

Heritage Bank • Tacoma, WA • 4h ago

Finance, Accounting & Banking

Heritage Bank Currently has an exciting opportunity to join our organization! At Heritage Bank we are committed to delivering exceptional financial services to our customers. The digital banking specialist position is re...

4h ago

Go to Apply

Digital Banking Specialist

Heritage Bank • Tacoma, WA • 4h ago

Finance, Accounting & Banking

4h ago

Go to Apply

EY • Olympia, WA • 4d ago

Finance, Accounting & Banking

Location: Anywhere in Country At EY, we're all in to shape your future with confidence. We'll help you succeed in a globally connected powerhouse of diverse teams and take your career wherever you want it to go. Join EY...

4d ago

Go to Apply

Subscribe to get new jobs sent directly to you
(no charge, cancel anytime)

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.