Deposit Operations Specialist I

Heritage Family Credit Union • Rutland, VT • 3d ago

This job was posted by https://www.vermontjoblink.com : For more information, please see: https://www.vermontjoblink.com/jobs/1294031

Who We\'re Looking For:

We are looking for a detail oriented, organized, and member focused Deposit Operations Specialist I. The ideal candidate will:

Be a NACHA Certified Payments Professional or ability to achieve

within 6 months of employment.

Have a strong understanding of ACH transactions, check processing,

wire transfers, and reconciliation processes.

Have excellent analytical and problem-solving skills.

What You\'ll Be Doing:

Processing, verifying, and reconciling deposits and payments.

Handling financial transactions such as incoming and outgoing check

returns, remote deposits, ATM files, and wire transactions.

Ensuring compliance with internal policies and external regulations.

Why Join Us:

Heritage Family Credit Union is a dynamic and member-centric

organization committed to making a positive impact on the lives of our members. We believe in delivering not just financial services but fostering meaningful relationships that enhance the overall well-being of our members and communities. With a focus on education, integrity, and community, we strive to be the preferred financial partner for our community.

Benefits Include:

Paid time off in addition to paid federal holidays

Medical, dental, and vision benefits to employees who regularly

work 24+ hours a week

401k match

Ongoing training opportunities

8 hours of volunteer time with an organization important to you

Reimbursement each month for Gym membership (up to \$25), hobby

reimbursement (up to \$25) and fresh local foods (up to \$25 on a seasonal basis)

Salary Range: \$20.54 - \$25.68

Summary:

The Deposit Operations Specialist I plays a crucial role in processing, verifying, and reconciling deposits and payments, ensuring accuracy and compliance with industry standards. This role handles financial transactions such as incoming and outgoing check returns, remote deposits, ATM files, and wire transactions, ensuring compliance with internal policies and external regulations.

Essential Functions:

Review and process incoming and outgoing check returns. Reverse

returned checks from their original accounts and process checks that are returned due to non-sufficient funds (NSF) and notify relevant departments in a timely and professional manner. Handle all check-related adjustments to members accounts.

Point person for remote deposits, responsible for processing files

and clearing the Risk Review queue. Handle exceptions and perform ON-US posting jobs as required. Process ATM files and adjust accounts for discrepancies.

Perform necessary check repairs Image Center and ensure all repairs

are completed before running processing files.

Handle federal clearing and settlement adjustments. This involves

the clearing and settlement of financial transactions, including checks and electronic transfers, processed through the Federal Reserve system.

Review large item ON-US checks over current policy limit for

signature verification to identify potential forgery. Maintain adherence to return requirements and manage risk factors effectively.

Rotate departmental responsibilities as needed, including but not

limited to wire and ACH transactions, ensuring accuracy and timeliness in processing.

Verify and reconcile daily transaction reports, ensuring all

payments and deposits are posted correctly. Resolve discrepancies and issues related to transactions, working with internal teams and customers.

Collaborate with the Deposit Operations team to facilitate

in-department training and establish backupprocedures to ensure seamless business continuity.

Must maintain predictable and reliable attendance.

All other duties as assigned.

Qualifications:

Education:

High school diploma or equivalent required.

Associate degree in Finance, Accounting, or a related field

preferred.

Certifications:

NACHA Certified Payments Professional or ability to achieve within 6

months employment required.

Experience:

Minimum of 1 year of experience in deposit operations or a similar

financial role required.

Skills:

Experience with MS office products including, word and excel.

Strong understanding of ACH transactions, check processing, wire

transfers, and reconciliation.

Proficiency with banking software and systems.

Excellent analytical and problem-solving abilities.

Attention to detail and accuracy in handling financial transactions.

Strong organizational and time management skills.

Effective communication and interpersonal skills.

Physical Requirements:

The physical demands described here are representative

Similar Jobs

Electrical Engineering Leader

CDM Smith • Rutland, VT • 9h ago

IT & Engineering

42467BR Requisition ID: 42467BR Business Unit: IND Job Description: We are seeking a highly skilled Electrical Engineering Leader to provide expert technical guidance and oversight of the electrical engineering group. Th...

9h ago

Go to Apply

Transportation Operations Technician II

State of Vermont • Ludlow, VT • 1w ago

IT & Engineering

This job was posted by https://www.vermontjoblink.com : For more information, please see: https://www.vermontjoblink.com/jobs/1292295 Overview The Agency of Transportation is seeking a Transportation Operations Technicia...

1w ago

Go to Apply

Manufacturing Engineering Co-op - US - Fall 2026

GE Aerospace • Rutland, VT • 2w ago

IT & Engineering

Job Description Summary Are you ready to see your future take flight? At GE Aerospace, we believe the world works better when it flies. We are a world-leading provider of jet engines, components, and integrated systems f...

2w ago

Go to Apply

Senior Electrical Engineer

CDM Smith • Rutland, VT • 3w ago

IT & Engineering

42316BR Requisition ID: 42316BR Business Unit: TSU Job Description: We are seeking a licensed Electrical Engineer (PE) with strong design expertise and project management experience to lead federal infrastructure, water/...

3w ago

Go to Apply

Production Support Tech 1st Shift

Bodycote Surface Technology, Inc. • North Clarendon, VT • 3w ago

IT & Engineering

This job was posted by https://www.vermontjoblink.com : For more information, please see: https://www.vermontjoblink.com/jobs/1286494 Production Support Technician 1^st^Shift Bodycote offers: \$1,500 Sign-on Retention Bo...

3w ago

Go to Apply

Registered Nurse, RN

Genesis Healthcare • Rutland, VT • 9h ago

Hospital & Medical

Overview At Genesis Healthcare, we are dedicated to improving the lives we touch through the delivery of high-quality care and exceptional service. As a leading provider in the long-term care industry, we believe in fost...

9h ago

Go to Apply

Registered Nurse, RN

Genesis Healthcare • Rutland, VT • 9h ago

Hospital & Medical

9h ago

Go to Apply

Accounts Receivable Supervisor

Casella Waste Systems Inc. • Rutland, VT • 22h ago

Finance, Accounting & Banking

Position Summary The Accounts Receivable Supervisor ensures compliance with company Credit & Collection standards and oversees a team of collectors focused on managing credit risk and accounts receivable collections...

22h ago

Go to Apply

Pharmacy Operations Manager

Walgreens • Fair Haven, VT • 1d ago

Hospital & Medical

Job Description: Where state and federal laws/regulations allow, accountable for performing day-to-day non-clinical pharmacy operations, administrative activities; Ensures efficient pharmacy workflow and a positive patie...

1d ago

Go to Apply

Child Care Attendant

Vail Resorts • Ludlow, VT • 1d ago

Create Your Experience of a Lifetime! Come work and play in the mountains! Whether it's your first-time seeing snow or you were born on the slopes, joining our team means discovering (or re-discovering!) a passion for th...

1d ago

Go to Apply

Subscribe to get new jobs sent directly to you
(no charge, cancel anytime)

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.