General information
Ref # 20635
Remote? No
Ally and Your Career
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Ally Financial only succeeds when its people do - and that's more than some cliché people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You're constantly evolving, so shouldn't your opportunities be, too?
The Opportunity
As part of the Risk Analytics & Finance team within Ally's Auto Finance Commercial Credit Operations, this position plays a vital role in monitoring the Commercial Automotive portfolio including tracking trends in financial conditions and risk ratings. This is done by building and maintaining data reporting solutions and/or visualizations for both standard deliverables and ad hoc requests. This role is responsible for key portfolio risk reporting and monitoring routines that provide transparency into portfolio performance, emerging trends, and emerging risks. Ideal candidates will have strong technical skills and can work effectively with others in a fast-paced environment.
The Work Itself
Analyze trends in aggregated Commercial Auto portfolio exposures based on multi-dimensional factors including credit risk ratings, product offerings, risk concentrations, and collateral @types
Prepare and coordinate quarterly Commercial Auto Asset Quality Review meeting materials
Develop and track risk appetite metrics as well as participate in annual risk appetite framework review
Provide data and analytical support and reports for ad hoc projects, as needed
Identify and act on opportunities to improve efficiency of existing processes along with integration and migration to new platforms
Ensure deliverables are completed within agreed timelines, communicating issues to stakeholders as needed
Maintain or create documentation of key process and controls relevant to areas of responsibility
The Skills You Bring
HS diploma or equivalent required
Bachelor's Degree in a related field highly preferred
4+ years of relevant work experience (data analytics, financial analysis) preferred
Experience with preparing reports and presentations for senior-level executives
Strong to communication skills with the ability to present to Sr. Leadership preferred
Intermediate-to-advanced technical skills with SQL, Excel, PowerPoint
Ability to produce deliverables in an accurate and timely manner with minimal supervision
Adept at working and collaborating with cross-functional teams
Ability to prioritize workload and balance multiple initiatives and efforts
Strong sense of ownership and ability to independently drive results
Nice to Have
Automotive dealer financial services experience
Experience with Python
Experience with Snowflake platform
Experience with Power BI
How We'll Have Your Back
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Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. But Ally's total compensation - or total rewards - extends beyond your paycheck and is designed to support and enrich your personal and professional life, including:
Time Away: competitive holiday and flexible paid-time-off, including time off for volunteering and voting.
Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan and 529 educational assistance programs, tuition reimbursement, and other financial well-being programs.
Supporting your Health & Well-being: flexible health and insurance options including dental and vision, pre-tax Health Savings Account with employer contributions and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.
Building a Family: adoption, surrogacy, and fertility support as well as parental and caregiver leave, back-up child and adult/elder day care program and childcare discounts.
Work-Life Integration: other benefits including LifeMatters® Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.
Who We Are:
Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com.
Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.
Where permitted by applicable law, must have received or be willing to receive the COVID-19 vaccine by date of hire to be considered, if not currently employed by Ally.
We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests, email us at work@ally.com. Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.
Base Pay Range:
An individual's position in the range is determined by the scope and responsibilities of the role, work experience, education, certification(s), training, and additional qualifications. We review internal pay, the competitive market, and business environment prior to extending an offer.
Emerging: 70000
Experienced: 95000
Expert: 120000
Incentive Compensation: This position is eligible to participate in our annual incentive plan