Software Engineer, Payments
Cupertino, California, United States
Software and Services
Summary
Posted: Jun 06, 2025
Role Number: 200608180
Apple is where individual imaginations gather together, committing to the values that lead to great work. Every new product we build, service we create, or Apple Store experience we deliver is the result of us making each other's ideas stronger. That happens because each of us shares a belief that we can create something extraordinary and share it with the world, changing lives for the better. It's the diversity of our people and their thinking that inspires the innovation that runs through everything we do. When we bring everybody in, we can do the best work of our lives. Here, you'll do more than join something - you'll add something.
The Payments Engineering team is a vital part of the Wallet, Payments, and Commerce (WPC) organization. We are responsible for building the foundational rails that enable all payment transactions across Apple's vast ecosystem, including the Apple Online Store, Apple Retail Stores worldwide, and the Apple App Store. Our team also pioneers initiatives like "Tap to Pay on iPhone," transforming iPhones into payment terminals and empowering partners to process payments. We operate on a global scale, handling immense transaction volumes, and are at the forefront of fintech innovation, setting new payment trends and collaborating with leading fintech companies worldwide.
Description
Engineers on the Payments team are collaborative, proactive, and committed to the full software development lifecycle. Our payment systems operate on a global scale and at high volumes, and we work to solve some of the most interesting and unique payment problems out there. We're a fintech setting new payment trends and also partner with leading fintechs across the globe. Engineers in the team take part in every aspect of the software development lifecycle, from ideation to design, from coding to testing, and from deployment to disaster recovery. We thrive in a fast-paced environment and are responsible for the hands-on coding of critical system components. We engage in constructive design discussions, learn from one another, and utilize our experience to guide and educate. We work closely with privacy and security engineering teams to ensure that the products we build exceed expectations on both fronts. We also partner closely with our quality and testing teams, understanding that their success is also ours.
Minimum Qualifications
Firm grasp of computer science fundamentals
Sound understanding of concurrent and asynchronous processing
Hands-on experience with Java or another JVM-based language
Experience developing highly available, high-throughput, distributed systems
Commitment to the full software development lifecycle
Ability to communicate ideas thoughtfully and respectfully to a diverse audience
Passion for privacy and security, as much as for features and functionality
Bachelor's Degree in Computer Science or an equivalent Degree or at least 2 years of relevant experience required
Preferred Qualifications
Experience with workflow orchestration
Experience with relational/non-relational databases
Experience with message queueing
Experience with caching
Experience with cloud deployment
Pay & Benefits
At Apple, base pay is one part of our total compensation package and is determined within a range. This provides the opportunity to progress as you grow and develop within a role. The base pay range for this role is between $143,100 and $264,200, and your base pay will depend on your skills, qualifications, experience, and location.
Apple employees also have the opportunity to become an Apple shareholder through participation in Apple's discretionary employee stock programs. Apple employees are eligible for discretionary restricted stock unit awards, and can purchase Apple stock at a discount if voluntarily participating in Apple's Employee Stock Purchase Plan. You'll also receive benefits including: Comprehensive medical and dental coverage, retirement benefits, a range of discounted products and free services, and for formal education related to advancing your career at Apple, reimbursement for certain educational expenses - including tuition. Additionally, this role might be eligible for discretionary bonuses or commission payments as well as relocation.Learn more about Apple Benefits. (https://www.apple.com/careers/us/benefits.html)
Note: Apple benefit, compensation and employee stock programs are subject to eligibility requirements and other terms of the applicable plan or program.
Apple is an equal opportunity employer that is committed to inclusion and diversity. We seek to promote equal opportunity for all applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics.Learn more about your EEO rights as an applicant (https://www.eeoc.gov/sites/default/files/2023-06/22-088\EEOC\KnowYourRights6.12ScreenRdr.pdf) .
Apple is an equal opportunity employer that is committed to inclusion and diversity. We seek to promote equal opportunity for all applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics.Learn more about your EEO rights as an applicant (https://www.eeoc.gov/sites/default/files/2023-06/22-088\EEOC\KnowYourRights6.12ScreenRdr.pdf) .
Apple will not discriminate or retaliate against applicants who inquire about, disclose, or discuss their compensation.
Apple participates in the E-Verify program in certain locations as required by law.Learn more about the E-Verify program (https://www.apple.com/jobs/pdf/EverifyPosterEnglish.pdf) .
Apple is committed to working with and providing reasonable accommodation to applicants with physical and mental disabilities. Reasonable Accommodation and Drug Free Workplace policy Learn more .
Apple is a drug-free workplace. Reasonable Accommodation and Drug Free Workplace policy Learn more .
Apple will consider for employment all qualified applicants with criminal histories in a manner consistent with applicable law. If you're applying for a position in San Francisco, review the San Francisco Fair Chance Ordinance guidelines applicable in your area.
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
