Job Title: Fraud Investigator

Overview:

Financial fraud investigations require experienced professionals who can connect the dots, analyze complex activity, and work with partners across the financial system to resolve cases. German American Bank is seeking a Fraud Investigator to join our Fraud Investigation Team. In this role, you'll lead investigations into suspected fraud, analyze transaction activity and digital banking data, and coordinate with internal teams, financial institutions, and law enforcement when necessary. You'll also support regulatory reporting and help strengthen the bank's fraud prevention strategy by identifying trends and mentoring other team members.

What You'll Do:

Day in the Life - In this role, you'll spend much of your day investigating fraud cases that have been escalated by the fraud monitoring teams. You may begin by reviewing a case involving suspicious transactions, analyzing account activity and payment patterns to determine how the fraud occurred. Throughout the day, you'll contact customers, receiving banks, and internal partners to gather additional information and document findings within the bank's fraud systems. Some cases may require coordination with law enforcement or other agencies to support investigations or recovery efforts. You'll also prepare documentation for regulatory reporting, including Suspicious Activity Reports, and work closely with the BSA team when filings are required. In addition to investigations, you may assist with training newer team members, identifying fraud trends, and supporting improvements to fraud prevention processes.

What it Takes:

Bachelor's degree in finance, criminal justice, cybersecurity, or related field

Experience in banking, fraud investigations, financial crimes, or risk management

Strong analytical and investigative skills with the ability to evaluate complex transactions and account activity

Knowledge of fraud schemes, payment channels, and fraud prevention practices

Strong written and verbal communication skills, including documentation of investigative findings

Ability to collaborate with internal teams, external financial institutions, and law enforcement partners

High attention to detail and the ability to manage multiple active investigations

Bonus Points:

Certified Fraud Examiner (CFE)

Certified Financial Crimes Specialist (CFCS)

Certified Anti-Money Laundering Specialist (CAMS)

Accredited ACH Professional (AAP) or similar payments certification

What we can offer you

Medical, dental, vision, STD, LTD, Life insurance, etc.

17 days paid time off, 11 paid holidays and bereavement leave

Educational assistance program

Wellness benefits

Life event coverage

Paid parental bonding leave

Service awards

Financial benefits including 401(k) match, stock purchase plan and more

National and local discounts on everything from computers and vacations to phones and retail shopping.

Logo wear discounts

Free checking account, checks and discounted bank services

This position is available at the following locations:

1311 W 12th Ave, Jasper, IN 47546

4424 Vogel Road, Evansville, IN 47714

313 Frederica Street, Owensboro, KY 42301

430 North Hamilton Road, Whitehall, OH 43213

About Us:

Heartland Bank, a Division of German American Bancorp, and its family of financial services companies employ talented, compassionate people throughout the organization, truly making German American special. Delivering genuine, customized, personal servic

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Fraud Investigator