loan closer

First National Bank • Pittsburgh, PA • 40min ago

Primary Office Location:

626 Washington Place. Pittsburgh, Pennsylvania. 15219.

Join our team. Make a difference - for us and for your future.

Position Title: Loan CloserBusiness Unit: Mortgage AdministrationReports To: Manager of Mortgage ClosingPosition Overview:This position is primarily responsible monitoring CD dates, generating CD's and ensuring that CDs are executed in a timely fashion to enable us to honor settlement dates. The position also is responsible for preparing closing documents and net funding of the mortgage loan, as well as Closing Coordination. The incumbent provides the highest quality of customer service to every customer, both internal and external. Manages the settlement agent portal and validating disclosure histories via Smart LE.Primary Responsibilities:Prepares all Bank prepared legal documents required to close residential mortgage loans including the note, mortgage, riders, final Real Estate Settlement Procedures Act (RESPA) documents, escrow analysis forms, amortization schedules, etc. Prepares the Closing Disclosure in a timely manner in order to protect the customers ability to settle the transaction on time.

Performs federally required Home Owners Equity Protection Act (HOEPA) and Higher Priced Mortgage Loans (HPML), TILA test on each loan, analyzes results to determine necessary steps to bring the loan into compliance and complies with federal TRID regulations regarding settlement costs and curing any deficiencies. Responsible for all changes and documentation under new TRID rules.

Reviews and understands the attorney prepared legal documents for errors and omissions, detects inconsistencies and either cures the defects or instructs the settlement agent on how to cure the defect. Coordinates settlement through the closing portal with to procure fees and information as needed to prepare CD's and Documents.

Determines if the settlement agent properly prepared the Deed, Subordination Agreement and any other attorney prepared legal documents and notifies the settlement agent immediately to make corrections prior to funds being released by the Bank.

Reviews the homeowner's insurance policy for adequate coverage and mortgagee clause. Performs the initial escrow analysis using information contained on the tax and insurance information sheet. Prepares the net funding of the loan to the settlement agent by either preparing general ledger tickets, preparing block entries on ITI or initiating a wire transfer.

Monitors the system for Consent of electronic delivery, disclosure timing, waiting periods, redisclosures and rescheduling closings as necessary to adhere to TRID regulatory requirements.

Performs other related duties and projects as assigned.

All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation's risk management program. F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.Minimum Education:High School or GEDMinimum Years Experience:3Special Skills:Excellent communication skills, both written and verbalExcellent organizational, analytical and interpersonal skillsDetail-orientedAbility to use general office equipmentAbility to use a personal computer and job-related softwareMS Word - Intermediate LevelMS Excel - Intermediate LevelMS PowerPoint - Basic LevelExperience in mortgage loan closing or equivalent @type of functional workSpecial Licenses and Certificates:N/APhysical Requirements:N/A

Equal Employment Opportunity (EEO):

It is the policy of F.N.B. Corporation (FNB) and its affiliates not to discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status or any other category protected by law. It is also the policy of FNB and its affiliates to employ and advance in employment all persons regardless of their status as individuals with disabilities or veterans, and to base all employment decisions only on valid job requirements. FNB provides all applicants and employees a discrimination and harassment free workplace.

FNB will not provide sponsorship for employment-based visas for this position; only candidates who are legally authorized to work in the U.S. will be considered.

It is the policy of F.N.B. Corporation and its affiliates not to discriminate against any employee or applicant for employment because of his or her race, color, religion, sex, sexual orientation, gender identity, national origin, or because he or she is an individual with a disability or disabled veteran, Armed Forces service metal veteran, recently separated veteran, or active duty wartime or campaign badge veteran. F.N.B. Corporation and its affiliates provide all applicants and employees a discrimination and harassment free workplace. Please Visit following page for important legal disclosures and information: https://www.fnb-online.com/disclosures

Similar Jobs

Manager - Tax Transformation Consulting - Tax Systems

Deloitte • Pittsburgh, PA • 38min ago

Finance, Accounting & Banking

In order to keep up with tax law changes, external tax deadlines, and internal demands, tax departments need dependable, accurate, and efficient direct tax processes in place. If you are someone who thrives in navigating...

38min ago

Go to Apply

Commercial Closing Officer - Commercial Admin Total Bank - Wexford, PA

WesBanco Bank • Wexford, PA • 13h ago

Finance, Accounting & Banking

SUMMARY: Responsible for the integrity of the loan closing, due diligence, documentation, loan booking and closing files for assigned customers and Commercial loans. This includes ensuring that the loan structure and ter...

13h ago

Go to Apply

Project Controls Accountant

Westinghouse Electric Company • Cranberry Township, PA • 18h ago

Finance, Accounting & Banking

Are you interested in being part of an innovative team that supports Westinghouse's mission to provide clean energy solutions? At WECTEC Staffing Services, a wholly-owned subsidiary of Westinghouse Electric Company LLC,...

18h ago

Go to Apply

Summer Intern - Finance Intern

Westinghouse Electric Company • Cranberry Township, PA • 22h ago

Finance, Accounting & Banking

Are you interested in being part of an innovative team that supports Westinghouse's mission to provide clean energy solutions? At Westinghouse, we recognize that our employees are our most valuable asset and we seek to i...

22h ago

Go to Apply

Finance Manager

Eaton Corporation • Moon Township, PA • 22h ago

Finance, Accounting & Banking

Eaton's Electrical Sector is looking for a Finance Manager, ESA Engineering who is passionate about combining financial expertise with strategic business partnership. Based at either our U.S. headquarters in Beachwood, O...

22h ago

Go to Apply

accountant 1

Commonwealth of Pennsylvania • Pittsburgh, PA • 1d ago

Finance, Accounting & Banking

Salary $53,008.00 - $80,646.00 Annually Location Allegheny County, PA Job Type Civil Service Permanent Full-Time Job Number CS-2026-61554-03020 Department Department of Military & Veterans Affairs Division MV Bdgt Sw...

1d ago

Go to Apply

Audit and Assurance - Information Technology Auditor - Manager

Deloitte • Pittsburgh, PA • 1d ago

Finance, Accounting & Banking

Deloitte's Audit & Assurance practice helps organizations address information technology risk, strengthen controls, and increase confidence in financial reporting. As an Information Technology Auditor - Manager, you...

1d ago

Go to Apply

Full-time Teller, Shaler

Dollar Bank • Pittsburgh, PA • 2d ago

Finance, Accounting & Banking

Job Overview: The Teller serves as a key team member, dedicated to providing exceptional customer service and fostering a welcoming banking experience. As the first point of contact, this position is responsible for enga...

2d ago

Go to Apply

Associate Financial Planner - Private Banking PIT - Canonsburg, PA

WesBanco Bank • Canonsburg, PA • 2d ago

Finance, Accounting & Banking

SUMMARY: The Associate Financial Planner supports the delivery of financial planning services across Wealth Management business lines to enhance client outcomes. This role is designed as a developmental position intended...

2d ago

Go to Apply

Sr Cost Accountant

Fresenius-Kabi • Warrendale, PA • 2d ago

Finance, Accounting & Banking

Job Summary Salary Range: $95,000 to $105,000 dependent upon education and experience. A 6% Annual Target Bonus is also included with this position. The Senior Cost Accountant is responsible for analyzing and maintaining...

2d ago

Go to Apply

Subscribe to get new jobs sent directly to you
(no charge, cancel anytime)