Sr. Commercial Associate - Global Commercial Banking
Houston, Texas
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Job Description:
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates' physical, emotional, and financial wellness through affordable, competitive and flexible benefits.
We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.
Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!
Job Description:
This job is responsible for serving in an active, client-facing role supporting banking and product partners to deliver analytical research and data-driven insights for commercial banking clients and prospects. Key responsibilities include contributing to and leading portions of client discussions, delivering economic updates, market and industry insights, pitchbooks and relationship reviews, and translating analysis into actionable solutions. Job expectations include direct client engagement, joint client calling, business development, transaction execution and ability to influence outcomes.
Responsibilities:
Collaborates with Market Executives, Relationship Managers, and team members across the bank to help prepare and/or deliver client presentations and support client deals
Participates in credit approval and treasury solutions processes to build knowledge of products, services, and related approval and packaging requirements
Manages coordination with clients/prospects and product and deal team partners throughout the course of a transaction
Analyzes market and industry data and delivers new business analytics to generate insights for client and prospect discussions, support portfolio optimization, and identify opportunities to strengthen client relationships and facilitate decision making, and develop strategies to grow business using data and sales tools
Interprets and develops insights from financial and cash flow statements to assess and analyze financial conditions of companies and industry trends
Collaborates with domestic and international teammates including Investment Banking, Foreign Exchange, and Wealth Management, and facilitates client relationships with Product Specialists in Credit, Treasury Management, and Merchant Services to design and deliver financial solutions
Partners with relationship managers to lead dialogue with clients and prospects on topics such as the client and prospect industry, alternative capital structures and awareness of tools and solutions
Required Qualifications:
Minimum of five years of professional or business experience
Applies analytical thinking, problem-solving, and financial modeling skills
Demonstrates strong critical thinking and the ability to make decisions independently
Displays excellent written and verbal communication skills
Possesses proficiency in Microsoft Office (Excel, PowerPoint, Word, Outlook)
Maintains strong attention to detail and organizational skills
Has strong interpersonal skills with the ability to work collaboratively in a team environment
Understands and interprets corporate financial statements
Desired Qualifications:
Skills:
Continuous Improvement
Data Visualization
Project Management
Prospecting
Relationship Building
Client Management
Data and Trend Analysis
Financial Analysis
Referral Identification
Risk Management
Business Development
Client Solutions Advisory
Market Analysis
Pipeline Management
Minimum Education Requirement: Bachelor's degree in related field or equivalent work experience
Shift:
1st shift (United States of America)
Hours Per Week:
40
Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates.
View your "Know your Rights (https://www.eeoc.gov/sites/default/files/2023-06/22-088\EEOC\KnowYourRights6.12.pdf) " poster.
View the LA County Fair Chance Ordinance (https://dcba.lacounty.gov/wp-content/uploads/2024/08/FCOE-Official-Notice-Eng-Final-8.30.2024.pdf) .
Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment.
Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work.
This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.
