Mortgage Loan Officer - Mississippi

Regions Bank • Houston, MS • 1w ago

Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.

Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions' Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system.

Job Description:

At Regions, the Mortgage Loan Officer directs origination of residential mortgage loans from a borrower through a branch network.

Primary Responsibilities

Completes mortgage applications for submission to the loan processing and underwriting departments

Evaluates loan requests, analyze financial data, and determines qualification of collateral and customer credit history

Maintains contact with loan customer, communicating progress of loan and obtaining any required documentation

Structures loan to comply with acceptable lending practices and Federal regulations

Establishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc and frequency of contact

Answers customer calls and walk- in customers to discuss various loan products and qualification information

Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business

Cross-sells other bank products and services

Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations

May participate in networking through professional, business and community organizations and activities to promote and market loan products

This position requires the tracking of time and is eligible for overtime for hours worked in excess of 40 per week under the Fair Labor Standards Act.

This is a commission-based job. Associates in the role have historically earned total compensation averaging $20,000 - $100,000+ per year. Actual compensation will vary based on associate's location, performance, and production.

This position requires registration with the Nationwide Mortgage Licensing System and Registry (NMLS). Please refer to https://fedregistry.nationwidelicensingsystem.org for more information.

Requirements

High School Diploma or GED

One (1) year of mortgage lending experience with proven mortgage production

Abundant mortgage experience in developing external business via referral partners in the market including but not limited to realtors, builders, and financial planners

Preferences

Bachelor's degree

Prior Mortgage Loan Officer experience

Skills and Competencies

Good organizational skills

Knowledgeable of Mortgage products, systems, terminology, tax requirements, down payment assistance programs, etc.

Knowledgeable on agency and investor regulations and guidelines

Must be able to build and maintain internal and external relationships to deliver high levels of service

Must be able to multi-task competing priorities and meet tight deadlines

Proficient in Microsoft Office products

Sales acumen

Strong written and verbal communication skills

Positions may be available in other cities within MS

Preferred :

Mortgage Loan Officers with a recent minimum of 1M per month average proven production volume

Current mortgage origination experience

Position Type

Full time

Incentive Pay Plans:

This role is eligible to participate in a commission incentive plan. Employees have the potential to earn commission based on performance against defined metrics and goals.

Position Type

Full time

Benefits Information

Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. (https://www.regions.com/about-regions/benefits/benefits-eligibility) Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.

Paid Vacation/Sick Time

401K with Company Match

Medical, Dental and Vision Benefits

Disability Benefits

Health Savings Account

Flexible Spending Account

Life Insurance

Parental Leave

Employee Assistance Program

Associate Volunteer Program

Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions' benefits, please click or copy the link below to your browser.

https://www.regions.com/about-regions/welcome-portal/benefits

Location Details

Airport Gulfport

Location:

Gulfport, Mississippi

Equal Opportunity Employer/including Disabled/Veterans

Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.

Similar Jobs

Truck Driver

Waste Connections • Pontotoc, MS • 2d ago

Trucking & Construction

Waste Connections is looking for a safety consciiouss CDL Driver to joint the teem in Pontotoc, MS! Our priority is to make sure we hire safe drivers that care about the service provided to the community. As a driver wit...

2d ago

Go to Apply

Customer Service Associate

Family Dollar • Calhoun City, MS • 2d ago

Management & Administrative

We're seeking a Customer Service Associate to join our team and deliver a great shopping experience for every customer. Duties include, but are not limited to, the following: Assist customers with questions and recommend...

2d ago

Go to Apply

Home Health Registered Nurse

CenterWell • Bruce, MS • 3w ago

Hospital & Medical

Become a part of our caring community As a CenterWell Home Health nurse, reporting to the Clinical Manager, you will provide personalized, one-on-one care that helps patients regain independence in the comfort of their h...

3w ago

Go to Apply

Part Sales Manager - Full Time

AutoZone, Inc. • Pontotoc, MS • 3w ago

Management & Administrative

Job Description AutoZone's Store Management team drives store performance, fosters a productive team, and ensures exceptional customer service. Managers and MITs play a key leadership role, expected to Live The Pledge an...

3w ago

Go to Apply

Commercial Sales Manager

AutoZone, Inc. • Houston, MS • 3w ago

Management & Administrative

Job Description The Commercial Sales Team at AutoZone plays a pivotal role in driving growth across our professional customer base. Focused on delivering quality parts, reliable service, and dedicated support, this team...

3w ago

Go to Apply

Retail Sales Associate - Full Time

AutoZone, Inc. • Pontotoc, MS • 3w ago

Retail & Hospitality

Job Description AutoZone's store teams are the frontline of WOW! customer service, ensuring that customers find the right parts and solutions for their automotive needs. Store employees maintain well-stocked inventory, a...

3w ago

Go to Apply

Part Sales Manager - Part Time

AutoZone, Inc. • Houston, MS • 3w ago

Management & Administrative

3w ago

Go to Apply

Part Sales Manager - Part Time

AutoZone, Inc. • Calhoun City, MS • 3w ago

Management & Administrative

3w ago

Go to Apply

Retail Sales Associate - Part Time

AutoZone, Inc. • Calhoun City, MS • 3w ago

Retail & Hospitality

Job Description AutoZone's store teams are the frontline of WOW! Customer Service, ensuring that customers find the right parts and solutions for their automotive needs. Store employees maintain well-stocked inventory, a...

3w ago

Go to Apply

Store Manager

AutoZone, Inc. • Pontotoc, MS • 3w ago

Retail & Hospitality

3w ago

Go to Apply

Subscribe to get new jobs sent directly to you
(no charge, cancel anytime)