Credit Manager - Equipment Finance - Remote

UnitedHealth Group • Draper, UT • 4h ago

Requisition number: 2363683

Job category: Banking & Financial Services

Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together.

The Credit Manager - Equipment Finance will be responsible for the review and underwriting of equipment finance requests to help the bank build, maintain, and accurately risk grade its solid credit portfolio. This will involve working closely with the leasing underwriters, leasing relationship manager, credit administration, credit operations, and other credit personnel. Credit Managers lead the recommendation phase of new loan requests and annual reviews.

You'll enjoy the flexibility to work remotely * from anywhere within the U.S. as you take on some tough challenges. For all hires in the Minneapolis or Washington, D.C. area, you will be required to work in the office a minimum of four days per week.

Primary Responsibilities:

Analyze new equipment lease requests and perform periodic reviews on existing equipment leases

Conduct analysis of financial statements and assess overall credit risk of new and existing loans and leases

Take lead role in presenting analysis, findings, and recommendations to Credit Administration, Relationship Manager, and other members of the Credit team

Lead the creation of credit underwriting memos which analyze the credit request, the borrower, financial and credit information, repayment sources, risks and mitigation, collateral, and compliance with applicable regulations and policies

Be knowledgeable of policies, guidelines, procedures, regulations and systems applicable to the credit function

Assess and recommend risk ratings for underwritten leases

Assist with portfolio management and monitoring

Develop and maintain positive relationships with internal and external clients

Assist with training and mentoring of other analysts and underwriters

Assist with special projects and complete other duties as assigned

You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Required Qualifications:

Bachelor's degree in Finance, Accounting, Economics, or Business from an accredited institution

5+ years of experience analyzing business tax returns and financial audits using generally accepted accounting principles (GAAP)

5+ years of experience analyzing business and personal financial statements associated with lease requests

3+ years of experience working in a credit or lending role with a commercial bank

2+ years of experience making or recommending credit decisions on transactions > $5 million

2+ years of experience underwriting equipment leases and reviewing loan/lease documents

Preferred Qualifications:

Advanced degree in a business-related field from an accredited institution (MBA, MRED, MSF, MACC, etc.)

Completion of a formal commercial credit training program

Experience working out problem equipment leases

*All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter Policy.

Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $91,700 to $163,700 annually based on full-time employment. We comply with all minimum wage laws as applicable.

Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants.

At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.

UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.

UnitedHealth Group is a drug - free workplace. Candidates are required to pass a drug test before beginning employment.

Similar Jobs

Peak Time Client Relationship Consultant (Banker) - UT-South Towne Sandy (19hrs)

U.S. Bank • Sandy, UT • 3h ago

Finance, Accounting & Banking

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it tak...

3h ago

Go to Apply

Senior Lead Finance Analyst

Lumen • Salt Lake City, UT • 4h ago

Finance, Accounting & Banking

Lumen is the trusted network for the AI-powered world, connecting people, data, and applications through our expansive fiber network and connected ecosystem. We enable secure, high-performance connectivity across cloud,...

4h ago

Go to Apply

Senior Manager, Strategic Finance Technology & AI Analytics

Lumen • Salt Lake City, UT • 4h ago

Finance, Accounting & Banking

4h ago

Go to Apply

Senior Manager, Finance - Lumen Digital

Lumen • Salt Lake City, UT • 4h ago

Finance, Accounting & Banking

4h ago

Go to Apply

Tax Senior - Partner Tax Matters

Deloitte • Salt Lake City, UT • 19h ago

Finance, Accounting & Banking

Deloitte Services LP includes internal support areas such as Finance and Administration, Talent, Information Technology, Marketing and Communications, and Facilities Management. This Tax Senior Accountant role is part of...

19h ago

Go to Apply

Tax Senior - Strategic Partnership Solutions

Deloitte • Salt Lake City, UT • 22h ago

Finance, Accounting & Banking

Tired of Tax Compliance and Busy Season? Are you a tax specialist with experience in federal/tax and or partnership tax compliance who is frustrated with the traditional role in tax compliance? You're not an expert in te...

22h ago

Go to Apply

Account Solutions Specialist Collections (Salt Lake City, Utah)

Regions Bank • Salt Lake City, UT • 1d ago

Finance, Accounting & Banking

Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place...

1d ago

Go to Apply

Senior Accountant

Intermountain Health • Salt Lake City, UT • 1d ago

Finance, Accounting & Banking

Job Description: This position safeguards Intermountain Health's assets through monthly accounting operations and internal controls, and ensures accurate and compliant financial reporting. This position is responsible fo...

1d ago

Go to Apply

Senior Specialist, Finance 1

L3Harris • Salt Lake City, UT • 1d ago

Finance, Accounting & Banking

L3Harris is dedicated to recruiting and developing high-performing talent who are passionate about what they do. Our employees are unified in a shared dedication to our customers' mission and quest for professional growt...

1d ago

Go to Apply

Director Finance - Capital FP&A, Client Support & Governance

Lumen • Salt Lake City, UT • 1d ago

Finance, Accounting & Banking

1d ago

Go to Apply

Subscribe to get new jobs sent directly to you
(no charge, cancel anytime)