General information
Ref # 22089
Remote? No
Ally and Your Career
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Ally Financial only succeeds when its people do - and that's more than some cliché people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You're constantly evolving, so shouldn't your opportunities be, too?
The Opportunity
At this time, Ally will not sponsor a new applicant for employment authorization for this position. In office role, Ally work location is Lewisville TX or Charlotte NC
As a key member of the Fraud Analytics, Strategies and Trends (FAST) team, the Sr Specialist - Data Scientist owns the performance and continuous optimization of vendor-owned fraud detection models. This role partners closely with vendors and internal stakeholders to monitor model outcomes, tune thresholds and strategies, validate model changes, and ensure solutions remain aligned to business goals and emerging fraud trends. In addition, the role delivers ad hoc advanced analytics and recommendations that inform fraud policy and procedural improvements.
The Work Itself
Manage, monitor, and optimize external fraud detection models provided by third-party vendors
Collaborate with vendors to maintain model performance, adjust thresholds, and ensure accuracy in detecting fraudulent activities
Create and maintain regular reports and dashboards to track model performance, detect trends, and identify key performance indicators
Assess and validate vendor model updates or changes, ensuring alignment with business needs and fraud detection objectives
Perform regular audits and reviews of model output, providing insights into effectiveness and recommending improvements
Lead or contribute to the development of new vendor model initiatives or data-driven tools to enhance fraud detection abilities
Leverage advanced statistical and machine learning techniques to analyze large, complex datasets and generate actionable insights
Develop analysis to support potential policy and/or procedural changes to reduce fraud and improve the customer's experience, and provide recommendations based on findings
Develop new techniques for fraud analysis, as well as recommendations for internal FAST policies and/or procedures to help drive efficiencies and repeatable quality results.
Support the continuous enhancement of fraud detection systems and policies to proactively mitigate risks
Develop strong relationships with other FAST team members to drive collaboration, shared insights across the team, as well as coaching and mentoring peers toward improvement.
Develop strong relationships with key business partners both inside and outside Fraud Prevention, pursuing solution delivery and shared successes.
Deploy findings of analysis through effective presentation skills and use of influence.
Deploy thorough controls that include not only well-developed countermeasures, but also detailed change control and backup documentation to ensure controls are understood and sustained.
The Skills You Bring
Minimum Qualifications
3+ years of relevant experience
Bachelor's degree in Data Science, Analytics, Computer Science, Economics, Statistics, Mathematics, Engineering or similar field of study; or equivalent
Preferred Qualifications
3+ years of experience using advanced data manipulation techniques to solve business problems
Experience managing the lifecycle of predictive models, including risk assessment, performance validation, and ensuring compliance with governance and regulatory standards
Data preparation programs such as SQL, Python or R.
Solid understanding statistical and machine learning programming tools such as Python and R.
Proficiency in various database environments, such as Snowflake, Hadoop, or Oracle and proven experience to extract data.
Knowledge of linear and logistic regression, time series analysis, decision trees, survival analysis, ensemble trees (gradient boosting, random forest), and other quantitative techniques.
Data visualization skills through Power BI (Preferred) or Tableau.
Ability to analyze complex data, deriving clear action-oriented recommendations for the business, and communicating insights clearly and concisely to individuals from diverse backgrounds.
Comfort level with ambiguity and ability to manage multiple projects at the same time.
Degree in Data Science, Analytics, Computer Science, Economics, Statistics, Mathematics, Engineering or similar field of study (Master's or PhD preferred).
LI-Hybrid
How We'll Have Your Back
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Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. But Ally's total compensation - or total rewards - extends beyond your paycheck and is designed to support and enrich your personal and professional life, including:
Time Away: competitive holiday and flexible paid-time-off, including time off for volunteering and voting.
Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan and 529 educational assistance programs, tuition reimbursement, and other financial well-being programs.
Supporting your Health & Well-being: flexible health and insurance options including dental and vision, pre-tax Health Savings Account with employer contributions and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.
Building a Family: adoption, surrogacy, and fertility support as well as parental and caregiver leave, back-up child and adult/elder day care program and childcare discounts.
Work-Life Integration: other benefits including LifeMatters® Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.
Who We Are:
Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com.
Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.
Where permitted by applicable law, must have received or be willing to receive the COVID-19 vaccine by date of hire to be considered, if not currently employed by Ally.
We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests, email us at work@ally.com. Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.
Base Pay Range:
An individual's position in the range is determined by the scope and responsibilities of the role, work experience, education, certification(s), training, and additional qualifications. We review internal pay, the competitive market, and business environment prior to extending an offer.
Emerging: 85000
Experienced: 117500
Expert: 150000
Incentive Compensation: This position is eligible to participate in our annual incentive plan
