The Product Dev Sr Specialist is a strategic professional who closely follows latest trends in own field and adapts them for application within own job and the business. Typically a small number of people within the business that provide the same level of expertise. Excellent communication skills required in order to negotiate internally, often at a senior level. Developed communication and diplomacy skills are required in order to guide, influence and convince others, in particular colleagues in other areas and occasional external customers. Accountable for significant direct business results or authoritative advice regarding the operations of the business. Necessitates a degree of responsibility over technical strategy. Primarily affects a sub-function. Responsible for handling staff management issues, including resource management and allocation of work within the team/project.
Responsibilities:
The Product Development Senior Specialist is responsible for all activities related to the development of new products and/or features and functionality of products including developing business cases, requirements definition (BRDs), product enhancements innovation, feature and functionality definition based on market and industry research and trends and client needs
This role manages the end-to-end product development lifecycle and will also scope product releases, agreeing to and tracking business priorities, incorporating regulatory and compliance requirements and investment tracking
Creates a product vision aligned to business priorities and corresponding road-map to delivery
Follows market, industry and client trends to own field and adapts them for application Citi's products and solutions platforms
Conceptualizes, plans, prioritizes, coordinates design and delivery of products or features to product release, and serves as product ambassador within user community
Works in close co-ordination with Technology, Business Managers and senior stakeholders to fulfill the delivery objectives
Manages and implements a wide variety of products and solutions to address client needs
Has responsibility to deliver significant direct business results and authoritative advice regarding product development that necessitates a degree of responsibility over technical strategy
Partners with senior business leaders and a widely distributed global user community to define and implement solutions
Creates clear and specific project plans, business and technical requirements documents for product execution
Interacts directly with business managers, technology, and sales to understand their long term vision, discuss industry trends, and incorporate them into the product & solutions strategy
Focuses on controls and governance, including performing Need-to-Know based security and access reviews, Access Approvals, controls testing and documentation
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
Qualifications:
10+ years of experience
Proven track record of successfully managing in a large and complex business
Intellectual curiosity, analytical and conceptual thinker
Proactively seeks and develops new opportunities
Thorough financial acumen and P&L management experience
Excellent analytical, interpretive and problem solving skills
Proven track record of bringing diverse groups and perspectives to work against a common goal
Ability to maintain momentum and minimize client and employee attrition
Ability to establish and maintain senior client relationships and to work across multiple facets of Citi businesses
Process Management knowledge with a propensity for detail and comprehensiveness of content
Ability to collaborate and clearly communicate with senior members of an organization
Project Management skills with experience leading large cross functional initiatives
Proven track record as change agent, with ability to encourage and embrace innovative ideas and solutions
High emphasis on "getting to yes" and building intercompany relationships
Self-aware with ability to adapt to various situations, rapidly assimilate and report on complex information while creating a future vision
Education:
Bachelor's/University degree, Master's degree preferred
This job description provides a high-level review of the @types of work performed. Other job-related duties may be assigned as required.
Job Title: Global Digital Account Maintenance Product Manager
Overview
Citi is one of the world's leading global banks serving 90% of the Fortune 500 companies. Our global network spans 90+ markets serving clients in more than 160 countries and jurisdictions. We provide a broad range of financial services and products to our clients to help them meet their biggest opportunities and face the world's toughest challenges.
This specific role sits within our Global Platform and Data Services (PDS) Product Team which is part of our Services business.
The Digital Onboarding Product team is responsible for developing & implementing a global digital strategy to support client onboarding, account maintenance, and offboarding across TTS business lines. The strategy includes the transformation of the operating and engagement model through delivery of self-service and digitized capabilities. We work in a cross functional model to facilitate a consistent experience across 90+ countries.
The digitization efforts currently underway aim to provide a simplified and digitized onboarding and bank account management experience to drive increased client satisfaction and reduce cycle times for onboarding requests.
This role will be primarily focused on enhancing the end-to-end Account Maintenance and Offboarding experience on behalf of Citi's Institutional clients
What Will You Do?
You will sit within the Digital Account Maintenance global product team. You will be responsible for driving delivery of Digital Account Maintenance and Offboarding capabilities for clients. Your day-to-day responsibilities will include:
Define and execute the multi-year product strategy and roadmap for Digital Account Maintenance in a cross functional setting
Gather, review, and prioritize product capability requests from external and internal stakeholders.
Understand markets and users' experience through client feedback, surveys (Voice of client) and market research
Create client user journeys and drive application development with Technology partners
Evaluate emerging AI technologies and trends to identify potential product innovations and competitive advantages
Manage relationships with cross functional partners in support of the product roadmap, day-to-day management, etc.
Clearly define Agile EPICs and prioritize based on product vision and roadmap
Support Product Owners with decomposing Agile EPICs into User Stories
Maintain an active feedback loop with external and internal stakeholders for Onboarding program increments
Understand the competitor landscape and where we are ahead or behind on our product feature set
Defining, tracking, and reporting of your product's key performance indicators (KPIs)
Own the resolution plan and delivery for any risks related to your product - data quality, regulatory, vulnerability, etc.
Communicate program progress, risk and issues to senior management
Partner with the Account Maintenance Product Leader to shape strategic direction and represent the product in senior forums
Who Are We Looking For?
We are looking for someone that will be laser focused on client experience and can drive the onboarding experience forward in terms of innovative thinking, defining industry leading features and capabilities both for our external customers and the internal stakeholders who help support our products. Here are a few of the key attributes we will be looking for as part of the recruitment process:
10+ years of relevant experience
5+ years of experience in the digital banking or payments space where you have either been involved in defining product requirements (e.g. product manager) or have in-depth knowledge of this space via working directly with these @types of products (e.g. client onboarding, servicing and support at a bank or a corporate institution).
Design thinking - successfully translate client journeys into business requirements and technical discussions
Proven experience in utilizing data analytics to identify unmet user needs, prioritize features, and measure product success against key performance indicators (KPIs)
Ability to work and drive cross functional groups of stakeholders, countries, global and regional teams
Ability to think through user problems, find solutions that eliminate manual touch points for our clients
Working knowledge of KYC (Know Your Customer), AML (Anti-Money Laundering), and onboarding compliance frameworks relevant to institutional banking, with the ability to factor regulatory requirements into product design and delivery.
Evidence-based decision making - ensuring that there is always logic to the decisions you make
Excellent communication skills - ability to alter communications approach depending on your audience, for example level of seniority, technical acumen, internal vs. external, etc.
Comfortable to chair senior dialogue in high-pressured environment and manage risk escalation appropriately within the organization
(Highly preferable) Demonstrated experience building, integrating, or launching AI-powered product features (e.g., intelligent document processing, automated decisioning, or conversational interfaces), going beyond conceptual awareness to practical delivery
(Highly preferable) Experience of digitizing and automating the client journey for a product and introducing them to different geographies
(Preferable) A natural storyteller - able to distil complex topics into crisp, visually compelling narratives
Education:
Bachelor's degree/University degree or equivalent experience, Master's degree preferred
Job Family Group:
Product Management and Development
Job Family:
Product Development
Time Type:
Full time
Primary Location:
New York New York United States
Primary Location Full Time Salary Range:
$163,600.00 - $245,400.00
In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
Most Relevant Skills
Please see the requirements listed above.
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
Anticipated Posting Close Date:
May 16, 2026
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi (https://www.citigroup.com/citi/accessibility/application-accessibility.htm) .
View Citi's EEO Policy Statement (https://www.citigroup.com/global/eeo-aa-policy) and the Know Your Rights (https://www.eeoc.gov/sites/default/files/2023-06/22-088\EEOC\KnowYourRights6.12ScreenRdr.pdf) poster.
Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.
