Why USAA?
At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.
Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful.
The Opportunity
Manages a team of individual contributors responsible for developing and advancing product strategies that drive member engagement, relationship deepening, and sustainable growth across the product lifecycle. Compiles, analyzes, and interprets data related to profitability, competitiveness, engagement, and performance to deliver strategic and tactical recommendations.
Responsible for defining core business questions and translating insights into actions that increase multi-product adoption, reduce friction, and enhance the end-to-end member experience. Supports the ongoing optimization of existing products and may lead the development and launch of less complex new capabilities, partnering closely with cross-functional teams while managing and prioritizing deliverables in accordance with Agile principles.
The Director, Product Management - Engagement, Deepening & Retention plays a key role in advancing Everyday Banking growth by deepening member relationships, increasing engagement across products, and improving long-term retention across deposit and credit card portfolios.
This leader partners closely with Product organizations to help define engagement and growth vision, strategic guardrails, and member growth objectives. The role translates those strategies into actionable lifecycle and engagement initiatives and leads their delivery and activation across the end-to-end member journey.
Operating at both a strategic and execution level, the Director leverages customer insights, analytics, and market opportunities to drive measurable growth outcomes, while influencing across a complex, regulated, and highly matrixed enterprise environment.
This position is remote eligible. However, the ideal location is our San Antonio, Texas office.
Relocation assistance is not available for this position.
What you'll do:
Drive Growth & Deepening Strategy
Partner with Product leaders to shape engagement and growth strategies that increase multi-product adoption, usage, and lifetime value across Everyday Banking portfolios.
Lead Engagement & Lifecycle Initiatives
Define and execute lifecycle engagement strategies that strengthen member relationships, improve retention, and accelerate growth through targeted, data-driven experiences.
Translate Strategy into Execution
Lead the delivery and activation of engagement initiatives across channels, ensuring strategies move from concept to implementation with clear ownership, prioritization, and measurable outcomes.
Member Journey & Experience Enablement
Enhance the end-to-end member journey by partnering with Product, Digital, Marketing, Analytics, and Operations teams to improve Everyday Banking experiences.
Use data and member insights to identify and remove friction points, improve usability, and enable stronger engagement across products and channels.
Data-Driven Growth Optimization
Leverage behavioral, transactional, and performance data, along with experimentation and testing, to identify growth opportunities and continuously optimize engagement and retention outcomes.
Cross-Functional Leadership
Influence and align stakeholders across Product, Marketing, Digital, Analytics, Risk, Finance, Operations, and Technology to ensure engagement and growth strategies are executed effectively and consistently.
People Leadership
Build, develop, and lead high-performing teams through recruiting, coaching, performance management, and ongoing development.
Risk & Compliance Oversight
Ensure risks associated with business activities are identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.
What you have:
Bachelor's Degree in Business, Marketing, Supply Chain, Statistics, or related discipline; OR 4+ years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.
8+ years of relevant industry experience in Actuary, Underwriting, Marketing, Distribution or Sales/Service, Finance/Accounting Operations, or Financial Services
4+ years of product management or similar strategic management experience (including direct support in managing product performance)
3+ years of direct team lead or management experience
3+ years of data visualization experience (e.g., Tableau)
Knowledge of relevant laws and regulations (e.g., FDIC, CFPB, OCC)
Experience owning, forecasting, and managing a product P&L
Experience conducting market research to create product roadmaps, make product decisions, and iterate rapidly
Expert knowledge of applicable product-related regulations and risk and compliance requirements
What sets you apart:
Experience driving engagement, deepening, or retention initiatives within deposit or credit card products
Experience working for a top tier consulting organization
Background in lifecycle management, engagement strategy, or customer experience optimization
Experience enhancing end-to-end member journeys using data and insights to remove friction and enable engagement
Strong understanding of customer behavior, segmentation, experimentation, and analytics-driven decision making
Demonstrated ability to translate engagement and experience strategies into measurable growth and financial outcomes
Experience partnering closely with product, digital, and analytics teams to execute journey improvements
Experience influencing outcomes across complex, matrixed organizations
Experience operating within large, regulated financial institutions
US military experience through military service or a military spouse/domestic partner
Compensation range: The salary range for this position is: $143,320 - $273,930
USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).
Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.
Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.
The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.
Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.
For more details on our outstanding benefits, visit our benefits page on USAAjobs.com.
Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.
USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
If you are an existing USAA employee, please use the internal career site in OneSource to apply.
Please do not @type your first and last name in all caps.
Find your purpose. Join our mission.
USAA is unlike any other financial services organization. The mission of the association is to facilitate the financial security of its members, associates and their families through provision of a full range of highly competitive financial products and services; in so doing, USAA seeks to be the provider of choice for the military community. We do this by upholding the highest standards and ensuring that our corporate business activities and individual employee conduct reflect good judgment and common sense, and are consistent with our core values of service, loyalty, honesty and integrity.
USAA attributes its long-standing success to its most valuable resource: our 35,000 employees. They are the heart and soul of our member-service culture. When you join us, you'll become part of a thriving community committed to going above for those who have gone beyond: the men and women of the U.S. military, their associates and their families. In order to play a role on our team, you don't have to be connected to the military yourself - you just need to share our passion for serving our more than 13 million members.
USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.
California applicants, please review our HR CCPA - Notice at Collection (https://statmcstg.usaa.com/mcontent/static\assets/Media/enterprise\hr\cpra\notice\at\collection.pdf) here.
USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.
