Mortgage Loan Originator

Northwest Bank • Independence, OH • 9h ago

OH0523 Independence Bus Office

Job Description

The Mortgage Loan Originator is responsible for proactively soliciting new residential mortgage business through internal and external sources in an assigned geographic area. This individual will participate in business related development opportunities, professional organizations, and community efforts to promote homeownership.

Essential Functions

Ensure compliance with third party agencies and vendors

Ensure exceptional customer service experience throughout the loan origination process.

Interact with other team members and other departments in a professional manner

Submit complete credit applications with supporting documentation

Develop and maintain successful relationships with internal and external referral sources

Prospect new mortgage lending opportunities

Facilitate communication activities with customers and referral sources during loan origination process

Review applications, credit files, and customer qualifications to determine appropriate loan products and pricing

Counsel and coach loan applicants to assist them towards their goals and to deliver the best loan products for their needs

Request timely loan rate locks for Secondary Marketing

Maintain up-to-date knowledge of loan products including conventional, portfolio, FHA,VA, USDA-Rural Housing programs and secondary market rules

Achieve production and quality goals

Cross-sell other Northwest products and services to loan applicants

Additional Essential Functions

Ensure compliance with Northwest's policies and procedures, and Federal/State regulations

Navigate Microsoft Office Software, computer applications, and software specific to the department in order to maximize technology tools and gain efficiency

Work as part of a team

Work with on-site equipment

QUALIFICATIONS

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Work Experience

3 - 5 years mortgage origination or sales experience

Education

High School Diploma

General Employee Knowledge, Skills, and Abilities

Ability to establish effective working relationships among team members and participate in solving problems and making decisions

Ability to present and express ideas and information clearly and concisely in a manner appropriate to the audience, whether oral or written

Ability to actively listen to what others are saying to achieve understanding, sharing information with others and facilitating the open exchange of ideas and information

Ability to establish courses of action for self to accomplish specific goals, develop and use tracking systems for monitoring own work progress, and effectively use resources such as time and information

Ability to make right decisions based on perceptive and analytical processes, practicing good judgment in gray areas

Additional Knowledge, Skills and Abilities

Ability to successfully meet production and quality goals

Knowledge of banking industry laws, regulations, and the retail origination process

Knowledge of conventional, government loan products and guidelines including Fannie Mae, Freddie Mac, FHA, USDA-Rural Housing and VA loans

Knowledge of Ellie Mae-Encompass Loan Origination software, Freddie Mac - Loan Product Advisor and Optimal Blue pricing engine

Knowledge of retail mortgage loan pricing

Sales skills with the ability to turn prospects into customers

Strong networking and organizational skills

Ability to work collaboratively and manage multiple deadlines and priorities

Licenses and Certifications

Nmls Registry

Per the SAFE Act, annual renewal as a condition of employment

Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.

A t Northwest, we're here for what's next. Whether we're finding opportunities for families, businesses and communities or opening doors for our team, we share a passion for helping the people around us succeed. And we know that in order to provide the highest level of care, we need to understand unique experiences and perspectives. That's why, whether you're interested in a corporate role or something customer-facing, your talent and voice matter. Here, you belong. Working at Northwest, you'll find that we recognize our employees for the important work they do through competitive compensation and benefits, professional development opportunities and by regularly celebrating wins along the way. So, take a look at the opportunities here. And join us as we move into the future making a difference for the people we serve.

Similar Jobs

Staff Accountant

Aston Carter • Cleveland, OH • 8h ago

Finance, Accounting & Banking

Job Title: Staff AccountantJob Description We are seeking a dedicated Staff Accountant to join our team at our facility in Highland Heights, Ohio. This role involves working closely with the Controller to manage crucial...

8h ago

Go to Apply

Staff Accountant

Aston Carter • Cleveland, OH • 8h ago

Finance, Accounting & Banking

8h ago

Go to Apply

SUPERVISORY FINANCIAL MANAGEMENT ANALYST

Defense Finance and Accounting Service • Cleveland, OH • 8h ago

Finance, Accounting & Banking

Summary This job announcement uses the Subject Matter Expert Panel Assessment to evaluate applicants. Responsibilities Supervises a team of financial analysts that perform resource management functions including formulat...

8h ago

Go to Apply

Key Private Bank Senior Relationship Manager

KeyBank • Pepper Pike, OH • 8h ago

Finance, Accounting & Banking

Location: 30100 Chagrin Blvd, Pepper Pike Ohio Job Summary Key Private Bank (KPB) is dedicated to serving our clients' financial needs through expert advice and personalized banking, borrowing, and investment solutions....

8h ago

Go to Apply

Sr. Operational Risk Officer - Key Private Bank

KeyBank • Brooklyn, OH • 9h ago

Finance, Accounting & Banking

Location: 4910 Tiedeman Road, Brooklyn Ohio About the Job The Operational Risk Officer is a 2nd Line of Defense risk management position that provides independent oversight and Risk Management subject matter expertise to...

9h ago

Go to Apply

Accounting Clerk

Menzies Aviation • Cleveland, OH • 2d ago

Finance, Accounting & Banking

Description Overview People. Passion. Pride. This is what has driven our teams since 1833. Since that time, we have developed to become a critical partner in the global aviation industry, delivering time-critical logisti...

2d ago

Go to Apply

Core Banking System Architect - Director

PwC • Cleveland, OH • 2d ago

Finance, Accounting & Banking

Specialty/Competency: Application / Solution Architecture Industry/Sector: Not Applicable Time Type: Full time Travel Requirements: Up to 80% At PwC, our people in integration and platform architecture focus on designing...

2d ago

Go to Apply

Personal Banker Supervisor, Stow

Dollar Savings Bank • Cleveland, OH • 2d ago

Finance, Accounting & Banking

Job Overview: The Personal Banker Supervisor plays a key role in delivering exceptional customer service and strengthening customer relationships. This position involves engaging in meaningful interactions to understand...

2d ago

Go to Apply

Associate Relationship Strategist - PNC Private Bank

PNC • Cleveland, OH • 2d ago

Finance, Accounting & Banking

Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to...

2d ago

Go to Apply

Customer Service Representative - Financial

Applied Industrial Technologies, Inc. • Strongsville, OH • 3d ago

Finance, Accounting & Banking

POSITION SUMMARY Achieve sales objectives through effective customer service a communication. The Customer Service Representative is responsible for servicing and selling to different customers through an assigned distri...

3d ago

Go to Apply

Subscribe to get new jobs sent directly to you
(no charge, cancel anytime)

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.