Credit Intern

Alerus Financial • Minnetonka, MN • 6h ago

Description WHO ARE WE: Alerus is a commercial wealth bank and national retirement provider with one core purpose: helping clients achieve their financial goals. We are driven by a shared commitment to always do the right thing; leading with integrity and providing valued advice and guidance to our clients. We value the expertise and skillsets each team member provides and encourage collaboration, innovation, adaptability, and an entrepreneurial spirit at all levels of our company. By consistently seeking improvements and growth, we foster long-term relationships with clients and team members. We are proud to be recognized as a Top Workplace by numerous industry and regional outlets. CORE VALUES: Passion for Excellence :: Success is Never Final :: Do the Right Thing :: One Alerus ABOUT THE ROLE: Our 10-week summer internship program (approx. June 8 - August 14) offers hands-on learning experience under the guidance of experienced banking professionals. The Credit Intern will work directly with our credit and underwriting teams to learn about the Alerus credit approach, underwriting process, and lending cycle. WHAT YOU'LL BE DOING: Learn and understand credit approach and underwriting process. Learn and understand the overall lending cycle and wide range of banking products. Participate in loan committee meetings. Learn the basics about spreading and analyzing financial statements. Help prepare credit presentations by working directly with bankers and underwriters for credit approval. Working in partnership with credit team members, prepare financial spreads and credit presentations. Work on various department projects to help foster efficiencies. Shadow other departments to develop a holistic understanding of the banking industry. WHAT YOU SHOULD HAVE: Student pursuing undergrad degree with anticipated graduation date between June 2025 - June 2026. Strong interest in business and finance, though no specific major is required. Basic understanding of accounting principles or relevant accounting coursework strongly preferred. Highly organized; ability to manage and prioritize multiple tasks and deadlines simultaneously. Strong analytical, problem-solving and critical thinking skills. Ability to work independently and as part of a team within a professional setting. Proficient in Microsoft Office Suite (Word, Excel, PowerPoint). WORK ENVIRONMENT: Work is typically performed in an office setting. The employee is regularly required to sit for extended periods of time. The employee is occasionally required to move about the office utilizing proper ergonomic safeguards when doing so. Additionally, the employee must occasionally lift or move supplies and materials up to 20 pounds. BASE PAY RANGE: $20.00 per hour The above information in this description has been designed to indicate the general nature and level of work performed by employees in this position. It is not designed to contain or be interpreted as an exhaustive list of all responsibilities, duties, and qualifications required of employees assigned to this job. Alerus is an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor. Alerus Financial is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.

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