About this role:
Wells Fargo is seeking a Senior Lead Credit Risk Officer to join the CIB Credit Portfolio Oversight team. The successful candidate will report to the head of CIB Credit Portfolio Oversight and will work closely with the other CIB and Wholesale Credit Risk teams and front-line partners.
This second line-of-defense role focuses on holistically assessing credit risk across the CIB lines of business, with the Senior Lead Credit Risk Officer having primary responsibility to actively identify, monitor and manage risks within the loan portfolio, effectively challenging and escalating emerging risks as needed.
In this role, you will:
Monitor, assess and report on asset quality and portfolio trends, with a focus on initiative-taking and forward-looking indicators.
Provide credible challenge of line of business credit products, programs, and risk limits.
Advise senior leadership to develop and implement strategies, programs and policies with a direct and significant impact on credit risk appetite.
Lead the strategy and resolution of highly complex and unique challenges to drive the company credit culture, appetite, and business performance requiring in-depth evaluation across multiple areas or companywide.
Provide vision, direction and expertise to senior leadership on implementing innovative and significant business solutions.
Collaborate and consult with peers, colleagues, and business portfolio managers to resolve issues efficiently and effectively and ad hoc requests.
Interact with Audit, Legal, external agencies, and regulatory bodies on credit risk related topics.
Required Qualifications:
7+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications:
A BS/BA degree or higher in accounting, finance, or economics.
Strong credit and financial analysis skills.
Demonstrated ability to operate independently and effectively build relationships within a matrixed environment to influence outcomes within Corporate & Investment Banking.
Proven ability to monitor risk exposures at the group, line of business and product levels.
Ability to identify and monitor current and emerging risks and take appropriate action when business activities exceed established risk appetite levels.
Excellent verbal, written, and interpersonal communication skills.
Experience in designing and executing robust processes and controls.
Ability to influence and consult strategically across a large organization and with various levels of leadership/stakeholders.
Collaborative mindset with ability to work in a dynamic environment with changing priorities.
Posting Locations:
150 E. 42nd Street - New York, New York
550 S. Tryon Street - Charlotte, North Carolina
Job Expectations:
Required location(s) listed above. Relocation assistance is not available for this position.
This position currently offers a hybrid work schedule.
This position is not eligible for VISA sponsorship.
This position is subject to FINRA Background Screening Requirements, including successful completion and clearing of a background check. Internal transfers are subject to comply with 17 CFR 240.17f-2 of the Securities Exchange Act of 1934 and FINRA Bylaws, Article III, Section 3, which states that Associated Persons should not be subject to statutory disqualification. Successful candidates must also meet ongoing regulatory requirements including additional screening and are required to report certain incidents.
Specific compliance policies may apply regarding outside activities and/or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process.
Pay Range
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.
$185,000.00 - $300,000.00
Benefits
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs (https://www.wellsfargojobs.com/en/life-at-wells-fargo/benefits) for an overview of the following benefit plans and programs offered to employees.
Health benefits
401(k) Plan
Paid time off
Disability benefits
Life insurance, critical illness insurance, and accident insurance
Parental leave
Critical caregiving leave
Discounts and savings
Commuter benefits
Tuition reimbursement
Scholarships for dependent children
Adoption reimbursement
Posting End Date:
10 Feb 2026
*Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo (https://www.wellsfargojobs.com/en/diversity/disability-inclusion/) .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy (https://www.wellsfargojobs.com/en/wells-fargo-drug-and-alcohol-policy) to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
Req Number: R-517679
