Credit Analyst 5

U.S. Bank • Fargo, ND • 1d ago

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.

Job Description

Responsible for approving the extension of credit and/or making recommendations to the person(s) making the final lending decisions on new, renewal and extension loans to approve or deny the extension of credit. Prior to making the credit decision or advising the person(s) making the final credit decision, the Credit Analyst conducts a complete credit analysis including gathering, analyzing, and interpreting all @types of credit information on existing and prospective customers. Reviews customer accounts and portfolios to identify, evaluate and determine the appropriate course of action on potential credit quality issues in order to maximize credit quality and minimize risk and potential loss to the company. May use technological tools, including computer software, to assist in the credit analysis process by helping evaluate a particular credit or a portfolio. The Credit Analyst will use such tools to compare and evaluate possible courses of action and will make recommendations and/or decisions after various possibilities are considered.

Basic Qualifications

Bachelor's degree, or equivalent work experience

Typically five or more years of relevant experience

Preferred Skills/Experience

Strong credit analysis and analytical skills

In-depth knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis

Background in economics, accounting, and/or finance

Effective technical report writing skills

Effective verbal and written communication skills

Proficient computer navigation skills using a variety of software packages

Master's degree or CPA certification is preferred

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (https://careers.usbank.com/global/en/disability-accommodations-for-applicants) .

Benefits:

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

Healthcare (medical, dental, vision)

Basic term and optional term life insurance

Short-term and long-term disability

Pregnancy disability and parental leave

401(k) and employer-funded retirement plan

Paid vacation (from two to five weeks depending on salary grade and tenure)

Up to 11 paid holiday opportunities

Adoption assistance

Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here (https://careers.usbank.com/global/en/benefits/us) .

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (https://careers.usbank.com/verification-of-eligibility-for-employment) .

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $86,360.00 - $101,600.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.

Similar Jobs

Intern - Finance - Fargo

Sanford Health • Fargo, ND • 7h ago

Finance, Accounting & Banking

Careers With Purpose Sanford Health is one of the largest and fastest-growing not-for-profit health systems in the United States. We're proud to offer many development and advancement opportunities to our nearly 50,000 m...

7h ago

Go to Apply

Banking Consultant

Magnifi Financial • Moorhead, MN • 17h ago

Finance, Accounting & Banking

Description POSITION SUMMARY Responsible for consulting with Magnifi Financial members in person, on the phone and through digital channels. Educates, recommends, and sells products and services to members, including dig...

17h ago

Go to Apply

Accounting Support Specialist

RDO Equipment • Fargo, ND • 2d ago

Finance, Accounting & Banking

Description This individual will assist the Accounting team with daily accounting tasks and timely account reconciliations. The Accounting Support Specialist will post information to accounting journals/software and will...

2d ago

Go to Apply

Business Banking Strategic Credit Policy Manager

U.S. Bank • Fargo, ND • 5d ago

Finance, Accounting & Banking

5d ago

Go to Apply

Agricultural Credit Analyst Manager

U.S. Bank • Fargo, ND • 6d ago

Finance, Accounting & Banking

6d ago

Go to Apply

SBA Credit Analyst 4

U.S. Bank • Fargo, ND • 1w ago

Finance, Accounting & Banking

1w ago

Go to Apply

Finance Operations - Intern

Essentia Health • Fargo, ND • 2w ago

Finance, Accounting & Banking

Job Description: Under the direction of designated staff, provides assistance to the department in various aspects to support the work of the department and the mission and goals of Essentia Health. Provides assistance o...

2w ago

Go to Apply

Ag Loan Officer

Aston Carter • Moorhead, MN • 2w ago

Finance, Accounting & Banking

Ag Lending Specialist - Now Hiring Aston Carter is partnering with a leading financial institution to add an Ag Lending Specialist to their growing team. This role supports agricultural clients by evaluating loan applica...

2w ago

Go to Apply

Senior Accountant

Aston Carter • West Fargo, ND • 2w ago

Finance, Accounting & Banking

Senior Accountant We're looking for an Accountant to join our team and help keep our financial operations running smoothly. In this role, you'll handle cost accounting, general ledger tasks, and month-end close, while en...

2w ago

Go to Apply

Contact Center Customer Experience Specialist - 24hour Banking

U.S. Bank • Fargo, ND • 3w ago

Finance, Accounting & Banking

Spokane, Washington residents: If a street address is not available, enter N/A when completing a job application. At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make bet...

3w ago

Go to Apply

Subscribe to get new jobs sent directly to you
(no charge, cancel anytime)

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.