At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.
Job Description
The Finance Manager in U.S. Bank's Payments: Consumer & Small Business (PCS) division performs a variety of highly visible activities that directly contribute to the bottom line. This position will cover flagship Bank Branded credit and debit products and support Product and Marketing business-line leaders. All with a strategic / internal consulting mindset.
The Finance Manager will be an expert in financial analysis with strong interpersonal, communication and presentation skills, working across all levels of the organization and across a number of U.S. Bank departments both within and external to the PCS business unit. Financial and statistical data developed is used by management in policy setting and decision making.
Key Responsibilities
Develop and maintain spreadsheets and statistical models for financial analysis
Conduct financial analyses related to consumer and small business credit and debit card portfolios business performance, budgets, forecasting, allocation of expenses, etc.
Perform ad hoc / custom analysis, business case development, peer group analysis
Collaborate and partner with other team members in Finance as well as the Business Line
Own and prepare a variety of management presentations
Research and resolve problems and errors in data from financial reporting systems
Support SOX, audit and compliance requirements, controls and tools
Basic Qualifications
Bachelor's degree, or equivalent work experience
Five or more years of related experience
Preferred Skills/Experience:
Demonstrated experience in NPV, IRR, DCF, CBA, Break Even, Pay Back, etc. and/or other financial profitability / modeling experience is strongly preferred
Superior quantitative and analytical skills
Demonstrated experience running various excel-based models and performing ad hoc analysis
Expert in Microsoft Excel (advanced formulas/pivot tables), ability and extract data from a variety of databases and other sources
Thorough knowledge in financial analysis, forecasting, and planning
Ability to identify and resolve exceptions and to analyze data
Strong technical skills related to data mining and visualization tools
Knowledge of financial reporting/statements (P&L, Balance Sheet)
Solid understanding of key drivers of Consumer Lending product economics
Strong communication and presentation skills
Familiarity with Essbase or equivalent BI / Financial Planning system
Basic understanding of GAAP (general accounting principles)
Master's degree preferred
Location expectations
This role requires working from a U.S. Bank location three (3) or more days per week.
If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (https://careers.usbank.com/global/en/disability-accommodations-for-applicants) .
Benefits:
Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:
Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Review our full benefits available by employment status here (https://careers.usbank.com/global/en/benefits/us) .
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
E-Verify
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (https://careers.usbank.com/verification-of-eligibility-for-employment) .
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $105,400.00 - $124,000.00
U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
Posting may be closed earlier due to high volume of applicants.
