Assumptions Mortgage Loan Specialist 2 NMLS

U.S. Bank • Owensboro, KY • 9h ago

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.

Job Description

Responsible for servicing assumptions and subordinations for eligible customers, ensuring loan-servicing requirements are met as specified by the investor. Assures compliance with bank, regulatory and investor guidelines, and customer service standards. Communicates with customers, internal staff, title companies, etc. to respond to inquiries, resolve problems and obtain all necessary documentation required for the file.

This position requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z. You will be subject to the required registration process, which includes a criminal background and credit check. Failure to meet or maintain any of the NMLS registration requirements, including maintaining a satisfactory criminal and credit record, may result in a rescission of your offer or termination of employment.

Basic Qualifications

High school diploma or equivalent

Typically two to three years of job-related experience

Preferred Skills/Experience

Good knowledge of assumptions processing and closing policies and procedures, documents, underwriting requirements, governmental and agency requirements, terminology and automated processing systems

Basic knowledge of credit policies and loan approval processes

Ability to collect and organize information

Effective verbal and written communication skills

Proficient computer navigation skills using a variety of software packages including Microsoft Office applications

Ability to work effectively in a fast paced, high production environment

Good organization skills

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (https://careers.usbank.com/global/en/disability-accommodations-for-applicants) .

Benefits:

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

Healthcare (medical, dental, vision)

Basic term and optional term life insurance

Short-term and long-term disability

Pregnancy disability and parental leave

401(k) and employer-funded retirement plan

Paid vacation (from two to five weeks depending on salary grade and tenure)

Up to 11 paid holiday opportunities

Adoption assistance

Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (https://careers.usbank.com/verification-of-eligibility-for-employment) .

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $20.00 - $24.38

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.

Similar Jobs

Adjudicator, Provider Claims-Ohio-On the Phone

Molina Healthcare • Owensboro, KY • 13h ago

Finance, Accounting & Banking

Job Description Job Summary The Provider Claims Adjudicator is responsible for responding to providers regarding issues with claims, coordinating, investigates and confirms the appropriate resolution of claims issues. Th...

13h ago

Go to Apply

Mortgage Tax and Escrow Specialist

U.S. Bank • Owensboro, KY • 1d ago

Finance, Accounting & Banking

1d ago

Go to Apply

Adjudicator, Provider Claims

Molina Healthcare • Owensboro, KY • 1d ago

Finance, Accounting & Banking

JOB DESCRIPTION Job Summary Provides support for provider claims adjudication activities including responding to providers to address claim issues, and researching, investigating and ensuring appropriate resolution of cl...

1d ago

Go to Apply

Field Claims Rep Property - Perry County

Indiana Farm Bureau Insurance • Tell City, IN • 1d ago

Finance, Accounting & Banking

Description Primary Responsibilities: Handles property claims and interacts with customers that are filing these claims. Researches and applies knowledge of policies, procedures, laws, statutes, and insurance regulations...

1d ago

Go to Apply

Client Relationship Consultant 3 (Banker) - Owensboro, KY Carter Rd.

U.S. Bank • Owensboro, KY • 2d ago

Finance, Accounting & Banking

2d ago

Go to Apply

National Consumer Direct Mortgage Loan Originator

U.S. Bank • Owensboro, KY • 3w ago

Finance, Accounting & Banking

3w ago

Go to Apply

Retail Sales Manager

Harbor Freight Tools • Owensboro, KY • 1d ago

Retail & Hospitality

171920BRPosting Title:Retail Sales ManagerJob Description: Our Assistant manager (full-time) is a valued member of a high performing team who is empowered & equipped to do their job. You will know why your work matte...

1d ago

Go to Apply

Provider Contracts Manager

Molina Healthcare • Owensboro, KY • 1d ago

Legal & Paralegal

JOB DESCRIPTION Job Summary Negotiates National agreements with highly visible providers including integrated delivery systems, hospitals and physician groups that result in high quality, cost effective and marketable pr...

1d ago

Go to Apply

Mower Operator - NTS

Utilities Service, LLC • Owensboro, KY • 1d ago

Description Job Title: Mower Operator Job Type :Full-Time +, Non-Exempt Pay : Competitive, Hourly Benefits: Benefits Available and Vary per position and location Essential Functions & Responsibilities: Drives mowing...

1d ago

Go to Apply

2nd Shift Cafe Associate (Unifirst) (KY, Owensboro)

Five Star Breaktime Solutions • Owensboro, KY • 2d ago

2nd Shift Cafe Associate (Unifirst) (KY, Owensboro)KY, Owensboro Job Description - Café Associate Department: Dining & Refreshment Services About the Role Five Star Breaktime Solutions is looking for a friendly, depe...

2d ago

Go to Apply

Subscribe to get new jobs sent directly to you
(no charge, cancel anytime)

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.