About the Role:
Grade Level (for internal use):
12
Associate Director - Americas Public Finance, Housing
Grade Level : 12
Locations : Englewood, San Francisco, Chicago, Dallas, New York
The Team:
Credit Analytics is an integral part of the Global Ratings Services team within S&P Global Ratings, comprising a diverse group of 1400 analysts spread across key financial hubs worldwide. Our culture thrives on collaboration and a global mindset, fostering an environment of inclusivity and continuous learning. The Americas Public Finance Housing team manages a portfolio of approximately 600 ratings associated with housing finance agencies, public housing authorities, and community development finance institutions. We value analytical excellence, mentorship, and expertise in affordable housing markets.
Responsibilities and Impact:
Serve as primary analyst and recognized expert?for housing credits of varying size and complexity, demonstrating advanced knowledge of affordable housing markets, housing finance agencies, and community development finance institutions
Lead and mentor junior analysts?in complex analytical matters, providing expert guidance on housing sector analysis while role-modeling analytical curiosity and collaborative teamwork to build organizational knowledge
Apply comprehensive credit knowledge?to analyze complex bond securities, economic indicators, management structures, governance frameworks, and challenging deal-specific situations while making well-informed recommendations
Participate actively in rating committees?as a subject matter expert, contributing analytical insights and influencing credit decisions through well-reasoned presentations that demonstrate mastery of S&P methodologies
Communicate complex housing analysis?effectively to diverse stakeholders including issuers, municipal advisors, investors, and media through analytical reports, timely industry commentaries, and thought leadership pieces
Manage analytical resources?to deliver high-quality analysis across your portfolio while ensuring annual surveillance requirements are met and maintaining S&P's quality standards
Foster a risk-aware culture?by leading by example and ensuring analytical rigor in all housing sector evaluations
All employees are required to work from the office a minimum of 2 days per week
We require all candidates who reach the final stage of our interview process to attend at least one in-person interview, which is ordinarily at your nearest S&P Global Ratings office. This must be completed before we can proceed to an offer
What We're Looking For:
Basic Required Qualifications:
Bachelor's degree from an accredited institution
4+ years of experience in Public Finance with demonstratedexpertise in housing sector analysis, affordable housing programs, or housing finance agencies
Proven ability to lead and mentor?analytical professionals, with experience guiding junior colleagues through complex credit analysis and operational processes
Strong credit analysis expertise?including experience with bond structures, financial statement analysis, and risk assessment methodologies
Excellent communication skills with ability to articulate complex housing market dynamics to diverse audiences both internally and externally
Demonstrated ability to work collaboratively in a multicultural environment while operating with autonomy and requiring minimal direction
Change-ready mindset with preparation to adapt to a changing work environment, including AI-human analytical workflows.
Additional Preferred Qualifications:
Master's degree in business, public policy, public administration, finance, or related field
Experience with housing finance agency operations, affordable housing tax credits, or community development finance
Track record of mentoring and developing analytical talent within financial services or rating agencies
Experience writing analytical reports or thought leadership pieces in housing or public finance sectors
Compensation/Benefits Information:
The anticipated base salary range for this position is $120,000 - $158,000, depending on location, experience, and skills. This role is eligible for an annual incentive plan and additional S&P Global benefits.
For more information on the benefits we provide to our employees, please visit S&P Global Benefits.
Our Hiring Manager says:
"I'm looking for the kind of person who has analytical curiosity and loves a challenge. Working on a diverse yet complex portfolio of credits will allow you to learn new skill sets, but you must also be willing to lead other analysts in more junior positions, and to provide support to their analytic portfolios as well. You'll love this job because it involves evaluating the public sector while working for a private company."
About S&P Global Ratings
At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions.
S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world's foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world's leading organizations navigate the economic landscape so they can plan for tomorrow, today.
For more information, visit www.spglobal.com/ratings
What's In It For You?
Our Purpose:
Progress is not a self-starter. It requires a catalyst to be set in motion. Information, imagination, people, technology-the right combination can unlock possibility and change the world.
Our world is in transition and getting more complex by the day. We push past expected observations and seek out new levels of understanding so that we can help companies, governments and individuals make an impact on tomorrow. At S&P Global we transform data into Essential Intelligence®, pinpointing risks and opening possibilities. We Accelerate Progress.
Our People:
We're more than 35,000 strong worldwide-so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all.
From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We're committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. We're constantly seeking new solutions that have progress in mind. Join us and help create the critical insights that truly make a difference.
Our Values:
Integrity, Discovery, Partnership
At S&P Global, we focus on Powering Global Markets. Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals.
Benefits:
We take care of you, so you can take care of business. We care about our people. That's why we provide everything you-and your career-need to thrive at S&P Global.
Our benefits include:
Health & Wellness: Health care coverage designed for the mind and body.
Flexible Downtime: Generous time off helps keep you energized for your time on.
Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills.
Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs.
Family Friendly Perks: It's not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families.
Beyond the Basics: From retail discounts to referral incentive awards-small perks can make a big difference.
For more information on benefits by country visit: https://spgbenefits.com/benefit-summaries
Global Hiring and Opportunity at S&P Global:
At S&P Global, we are committed to fostering a connected and engaged workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and merit, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets.
S&P Global has a Securities Disclosure and Trading Policy ("the Policy") that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy's requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy.
Recruitment Fraud Alert:
If you receive an email from a spglobalind.com domain or any other regionally based domains, it is a scam and should be reported to reportfraud@spglobal.com . S&P Global never requires any candidate to pay money for job applications, interviews, offer letters, "pre-employment training" or for equipment/delivery of equipment. Stay informed and protect yourself from recruitment fraud by reviewing our guidelines, fraudulent domains, and how to report suspicious activity here (https://www.spglobal.com/content/dam/spglobal/corporate/en/documents/careers/Corp_0525-Recruitment-Fraud-Alert.pdf) .
Equal Opportunity Employer
S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment.
If you need an accommodation during the application process due to a disability, please send an email to:? EEO.Compliance@spglobal.com ?and your request will be forwarded to the appropriate person.?
US Candidates Only: The EEO is the Law Poster http://www.dol.gov/ofccp/regs/compliance/posters/pdf/eeopost.pdf ? describes discrimination protections under federal law. Pay Transparency Nondiscrimination Provision - https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp\%20English\formattedESQA508c.pdf
202 - Middle Professional (EEO Job Group) (inactive), 20 - Professional (EEO-2 Job Categories-United States of America), RATNGS202.2 - Middle Professional Tier II (EEO Job Group)
Job ID: 322395
Posted On: 2025-11-17
Location: Boulder, Colorado, United States
