Job Purpose
Responsible for achieving the budget in assigned area by conducting underwriting Commercial Property risks for Corporate Segment within given authority or referring to superiors and/or designated underwriters, promoting core products and securing profitability.
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Job Responsibilities
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Responsible for achieving the budget and securing the profitability in assigned area by conducting underwriting in the responsible area for property line for which he or she has underwriting authority or, for those cases which he or she does not have the authority, refer to superiors or designated underwriters for handling while securing profitability.
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Support the Corporate Section Manager for team management. Support, guide and train subordinate underwriters belong to the team.
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Analyze risks using UW tools and working with risk engineers, modelers, actuaries and other underwriters and provide quotations for our customers.
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Develop and implement strategies to maximize penetration, growth and profitability of Commercial Property in the responsible area.
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Communicate and negotiate directly with brokers, agencies and clients when necessary, working closely with distribution.
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Work closely with Corporate Segment to align segment strategies.
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Collaborate with Distribution, Marketing, Multinational, Claims & Operations, Technology, Training and Sales Management in supporting and/or promoting Commercial Property insurance strategies.
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Work closely with Claims and Actuary to analyze and predict claim trends and provide input on policy coverage and interpretation.
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Support to improve operational efficiency of the property UW by working with Operations, Systems and Claims and maximizing existing resources and shared services.
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Engage and cooperate with Risk Engineering function.
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Conduct promotional activities for property in the responsible area (disseminate best practice, hot-selling tips, underwriting related information, etc., including preparation of material creation). Collect information on market, competitors, etc. for it.
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Key Relationships
Internal Interactions (Within the Organization)
Commercial Property in both Corporate/SME and H.O./International
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Corporate segment members
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Claims, Actuary, Operations, Multinational, Data & Analytics Department, Risk Engineering, Reinsurance, Enterprise Risk Management
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External Interactions (Outside the Organization)
Independent Agents, Case Agents, Brokers
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Clients
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Required Skills & Experiences
Educational Qualification
Bachelor/graduate or same level of educational qualification
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Specific Qualifications
Business level English
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Analytical and quantitative skills
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Communication skill/presentation skill/logical accountability
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Ability to work with the team in a collaborative and sustainable way
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Knowledge of market segmentation, portfolio management, acquisition and distribution
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Voluntary, positive and market/client centric orientation
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Total Experience
5+ years working experience in Non-life insurance industry
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3+ years working experience in insurance underwriting, preferably in commercial property
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At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.
Enjoy benefits that take care of what matters
At AIG, our people are our greatest asset. We know how important it is to protect and invest in what's most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security-as well as your professional development-to bring peace of mind to you and your family.
Reimagining insurance to make a bigger difference to the world
American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world's most far-reaching property casualty networks. It is an exciting time to join us - across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.
Welcome to a culture of inclusion
We're committed to creating a culture that truly respects and celebrates each other's talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG's greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.
AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.
AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to candidatecare@aig.com .
Functional Area:
UW - Underwriting
AIG General Insurance Company, Ltd.
